• 071 | Good Debt vs. Bad Debt

  • 2023/12/21
  • 再生時間: 20 分
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071 | Good Debt vs. Bad Debt

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  • Is there such a thing as good debt?

    In Dave's opinion, not all debt is considered "bad" debt.

    Good debt is viewed as taking on debt that benefits your life.

    This debt is a way to create wealth by leverage… a mortgage for a house will build equity, for example.

    Bad debt, on the other hand, does just the opposite. It’s a burden, a weight on your shoulders, and unlike most home purchases, bad debt almost always goes down in value over time.

    Good debt is a type of debt that can potentially provide long-term financial gains and enhance your overall financial situation.

    It typically involves borrowing money for investments or purchases that have the potential to increase in value (key to winning with money) or generate income over time.

    That said, it's crucial to manage debt responsibly and within your means to avoid financial stress or negative consequences.

    Questions for Review:

    • Do you have any "good" debt?
    • In what ways can you look at your future differently by looking at debt as both good and bad?

    Verse From the Episode: “Suppose one of you wants to build a tower. Won’t you first sit down and estimate the cost to see if you have enough money to complete it?” -Luke 14:28

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あらすじ・解説

Is there such a thing as good debt?

In Dave's opinion, not all debt is considered "bad" debt.

Good debt is viewed as taking on debt that benefits your life.

This debt is a way to create wealth by leverage… a mortgage for a house will build equity, for example.

Bad debt, on the other hand, does just the opposite. It’s a burden, a weight on your shoulders, and unlike most home purchases, bad debt almost always goes down in value over time.

Good debt is a type of debt that can potentially provide long-term financial gains and enhance your overall financial situation.

It typically involves borrowing money for investments or purchases that have the potential to increase in value (key to winning with money) or generate income over time.

That said, it's crucial to manage debt responsibly and within your means to avoid financial stress or negative consequences.

Questions for Review:

  • Do you have any "good" debt?
  • In what ways can you look at your future differently by looking at debt as both good and bad?

Verse From the Episode: “Suppose one of you wants to build a tower. Won’t you first sit down and estimate the cost to see if you have enough money to complete it?” -Luke 14:28

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