In this episode of the Retirement Made Easy Podcast, we dive deep into the 2025 Cost-of-Living Adjustment (COLA) for Social Security. We break down how the COLA works and what it means for your retirement planning.

With the 2025 COLA coming in at 2.5%, we explore how this adjustment could affect your benefits—whether you’re still working or already collecting Social Security. We also discuss the projected rise in Medicare Part B premiums and why it’s crucial to plan conservatively for future costs.

Tune in to discover how the COLA can be a powerful tool in your retirement strategy, while understanding the importance of not relying too heavily on it. If you’re planning for retirement, this episode is packed with essential insights to help you build a more secure financial future.

• [2:13] Check out our free resources at RetirementMadeEasyPodcast.com
• [3:18] How Social Security’s cost-of-living adjustment works
• [8:25] What type of COLA should we project for the future?
• [10:36] Expected future cost of Medicare Part B premiums
• [13:25] The COLA is incredibly powerful
• [17:40] Retirement is a journey—not a finish line
• [20:25] Plan conservatively and err on the side of caution

• 3 Steps to Retirement Planning
• Cost-of-Living Adjustment History
• Monthly Part B Premiums and Annual Percentage Increases
• Calculating Medicare Part B costs

• Email at: Gregg.gonzalez@lpl.com
• Podcast: https://RetirementMadeEasyPodcast.com
• Website: https://StLouisFinancialAdvisor.com
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