Ivan Arturo grew up in Bogata, Colombia. After moving to Toronto in the early 2000s to learn English and study business at York University, he worked briefly in telecommunications until a chance encounter on a sales call put him on an entirely new career track.

Today, Ivan is a certified financial planner with IAB & Associates Financial Solutions at Sun Life in Richmond Hill, Ontario. He talks about his journey to Canada twenty years ago, the most significant differences in how Canadians and Colombians think about money, and his efforts to promote financial literacy in Canada’s Hispanic community.

Kent Manderville is a former NHL hockey player who played over 700 career games for teams like the Toronto Maple Leafs, Carolina Hurricanes and Philidelphia Flyers. But while some of his teammates enjoyed multi-million annual salaries, that certainly wasn’t Kent’s experience. Mostly a 4th line grinder, he strung together several short-term contracts with a salary closer to the league minimum.

After hanging up his skates, Kent, who studied business while playing hockey at Cornell University, obtained his CFP and CFA designations. He now works as a wealth advisor in Ottawa, where his clients are current and retired professional hockey players.

Kent talks about how he balanced sports and education in his early years, what he learned from being one of the lower-paid players in the league and the unique challenges of advising professional athletes.

Tiffany Harding moved out of her mother’s house as a teenager. By the time she was 16, she had her own bachelor apartment and was dividing her time between school and night shifts at a restaurant to support herself. Today, she’s a long-time financial advisor who’s worked for big and small financial firms such as Royal Bank, Manulife, and, currently, Richardson Wealth.

Tiffany speaks about her unconventional and financially precarious childhood, growing up in an environment of both abundance and scarcity, and how her challenging experiences helped her relate to clients today.

Behind The Advice is a new podcast about finanical advice and the people who give it. Episode 1 launches Sept 26.