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サマリー
あらすじ・解説
In the era of Coronavirus, consumers are falling behind in mortgage payments because of COVID-related layoffs.
Lender-offered forbearances are attractive, but can also be a trap - they may only provide temporary relief!
One option to resolve a mortgage default is a Chapter 13 Bankruptcy. This will allow you to cure your mortgage default, while under the protection of the bankruptcy laws.
Chapter 13 also has the added benefit, in some circumstances, to allow additional time to pursue other lender-offered mitigation options, such as a loan modification, while not fearing that your home may be foreclosed upon.
In some instances, subordinate mortgages can be completely “stripped” from your property and discharged, depending on the value of your home at the time you file bankruptcy.
Contact Corey Carpenter:
Carpenter Law Website: https://mycarpenterlaw.com
Email: coreycarpenter@mycarpenterlaw.com
Call or text: (248) 327-7817