On this episode of Real Talks on the Rocks, I sit down with Miguel Delgado, a returning guest who is a financial planner. Miguel goes in depth on how millennials can save for retirement, how the stock market and housing market affect you in todays world and what you can do to become financially successful! 

You can reach out to Miguel on his Linkdin account at: https://linkedin.com/in/migueldelgadocfp 

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#money #finances #retirement 

Chapter list: 

00:00-Preview 

00:35-Intro 

01:45-How you can grow your wealth today! 

03:25-What is a retirement account? 

10:30-Change HOW you look at money 

15:45-The REAL REASONS why people don’t save for the future 

19:55-When is the RIGHT TIME to see a financial planner 

23:20-HOW to find the BEST financial planner 

37:50-These financial tips don’t work anymore! 

45:10-The embarrassment that many of us have with money 

50:48-Renting vs. Buying-The FINAL answer 

56:50-Demographics might dictate your home equity in the future (see chart at zeihan.com)

1:00:55-When buying a home is BAD! 

1:07:30-Why does the stock market look so bad? 

1:17:18-Q&A from the audience 

1:17:45-Investing vs. Saving 

1:20:55-BEST way to pass money between family members 

1:27:08-The top 3 things financial planners wish everyone knew 

1:31:45-Advice for todays 30-year old 

1:38:25-How much should your emergency fund be? 

1:41:07-Prioritizing saving/investing vs paying debt 

1:46:28-Final Thoughts