The surge in provisions that crushed UOB’s third quarter earnings might not be the lender’s only problem. Along with DBS and OCBC, it is also grappling with normalising net interest margins and soft net interest income. Meanwhile, non-interest income can be volatile and hard to forecast. BT’s Ben Paul offers his views on the outlook for the three Singapore banks.

Highlights of the podcast:

00:24 Banks’ performance now cooling, diverging

05:21 Surging net interest margins are normalising

08:31 Did UOB’s big provisions spook the market?

14:19 How to position the banks in your portfolios

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Written and hosted by: Ben Paul (benpaul@sph.com.sg)

Edited by: Howie Lim & Claressa Monteiro

Produced by: Ben Paul, Howie Lim & Emily Liu

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Mark To Market:

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Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

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Singapore’s skyline is growing fast — but how green are the buildings we live, work and play in?

This week on PropertyBT, senior correspondent Leslie Yee sits down with Schneider Electric’s Jackson Seng to unpack the real value of green buildings, from energy savings and tenant wellbeing to rental premiums and the risk of stranded assets.

They explore whether retrofitting can trump redevelopment, how Singapore stacks up globally, and why sustainability is becoming a business imperative rather than a buzzword.

If the future is green, what will it take for every building to get there?

Synopsis: Hosted by senior correspondent Leslie Yee, PropertyBT from The Business Times shares insights on all things Singapore property to help you on your property investment journey. Episodes feature views and insights from property analysts.

Read Leslie’s article:

https://www.businesstimes.com.sg/opinion-features/columns/tighten-en-bloc-rules-encourage-reuse-so-more-private-housing-blocks-stand-over-50-years

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Written and hosted by: Leslie Yee (lyee@sph.com.sg)

With Jackson Seng, vice president, Schneider Electric

Edited by: Emily Liu & Claressa Monteiro

Produced by: Leslie Yee & Emily Liu

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

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Follow PropertyBT and rate us on:

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Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

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BT Market Focus at: bt.sg/btmktfocus

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Flying out of Singapore is about to get pricier. From 2026, a new sustainable aviation fuel (SAF) levy will kick in, adding between $1 and $41 to ticket prices — and even taxing cargo. What does this mean for travellers, airlines, and Singapore’s competitiveness as an air hub?

Host Derryn Wong speaks with SMU aviation expert Terence Fan to unpack what SAF really is, why it matters, how the levy works, and whether businesses or tourism might feel the pinch.

Highlights:

01:55 What is SAF?

07:15 Singapore’s levy policy

09:24 Impact on Changi’s business

11:28 How other countries are doing it

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Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

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Written and hosted by: Derryn Wong (derrynwong@sph.com.sg)

With Terence Fan, assistant professor of Strategy & Entrepreneurship (Education), Singapore Management University

Edited by: Emily Liu & Claressa Monteiro

Produced by: Derryn Wong, Emily Liu & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

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Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

---

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If you’re worried about the hidden costs of long-term care, you're not alone. Most Singaporeans underestimate the financial strain, but Singlife's Helen Shen reveals the shocking truth and common misconceptions. Discover why long-term care isn't just for the elderly and how to safeguard your finances and your loved ones.

Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.

Highlights of the podcast:

01:40 Perception gap regarding costs

03:21 Common misconceptions

08:33 Singapore becoming a super-aged society

10:13 Criteria for claims, balancing adequacy and affordability

11:49 Value added by private insurance supplements

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Send your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

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Written and hosted by: Genevieve Cua (gen@sph.com.sg)

With Helen Shen, group head of products, Singlife

Edited by: Howie Lim & Claressa Monteiro

Produced by: Genevieve Cua, Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

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Channel: bt.sg/btcobt

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Website: bt.sg/btcorresp

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

---

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After a lost decade following the Global Financial Crisis, the Singapore market is finally reflecting the city-state’s economic dynamism and embrace of new technologies. Could the STI hit 10,000 by 2040 as suggested by DBS? Senior correspondent Ben Paul explains what the changing narrative on Singapore means for investors.

Highlights of the podcast:

00:54 DBS paints alluring picture of local market

05:19 Big investments, AI among drivers of STI

10:08 STI’s composition may change as it climbs

15:48 Tread carefully with small, less liquid Reits

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Send your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

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Written and hosted by: Ben Paul (benpaul@sph.com.sg)

Edited by: Howie Lim & Claressa Monteiro

Produced by: Ben Paul, Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Correspondents:

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Website: bt.sg/btcorresp

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

---

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BT Money Hacks: bt.sg/btmoneyhacks

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By the 2030s, nearly 300 of Singapore’s earliest HDB blocks will enter the final 30 years of their 99-year leases.

In this episode of PropertyBT, Leslie Yee unpacks the government’s proposed Voluntary Early Redevelopment Scheme (Vers): what it could mean for homeowners, the potential challenges of the scheme and the risk of lease decay.

Synopsis: Hosted by senior correspondent Leslie Yee, PropertyBT from The Business Times shares insights on all things Singapore property to help you on your property investment journey. Episodes feature views and insights from property analysts.

Highlights of the podcast:

02:32 Voting threshold

05:31 Compensation amount

09:02 Will Vers be popular?

10:37 Selling old flats in the resale market

Read Leslie’s articles:

Keep Vers for HDB flats simple and fair

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Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

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Written and hosted by: Leslie Yee (lyee@sph.com.sg)

Edited by: Emily Liu & Claressa Monteiro

Produced by: Leslie Yee, Emily Liu & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

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Follow BT Correspondents:

Channel: bt.sg/btcobt

Amazon: bt.sg/btcoam

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Website: bt.sg/btcorresp

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

---

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Autonomous vehicles (AVs) are no longer sci-fi, they’re rolling onto Singapore’s roads.

On TransportBT, host Derryn Wong speaks with associate professor Raymond Ong from NUS about how far the technology has come, and what it means for our transport future.

From Punggol’s self-driving shuttles to the first driverless bus contracts, AVs promise to change how we move, work, and even own cars. But are we really ready to give up the wheel, and the small talk with our Grab drivers?

Highlights:

03:36 Why AVs now?

04:56 Are AVs really safe?

08:03 Testing the AVs in Singapore

11:08 Will AVs take away driver jobs?

15:15 How will transportation businesses evolve?

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Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

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Written and hosted by: Derryn Wong (derrynwong@sph.com.sg)

With Raymond Ong, associate professor, NUS College of Design and Engineering, Department of Civil and Environmental Engineering

Edited by: Emily Liu & Claressa Monteiro

Produced by: Derryn Wong, Emily Liu & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

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Follow BT Correspondents:

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Amazon: bt.sg/btcoam

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Website: bt.sg/btcorresp

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

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The global economy is facing tectonic shifts. From inflation to deglobalisation, US exceptionalism to Asia's rise, how can investors navigate these monumental changes? What long-term trends are challenging assumptions? Wealth editor Genevieve Cua speaks to Alexandre Tavazzi from Pictet Wealth Management to find out.

Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.

This episode is produced in collaboration with Pictet Wealth Management.

Highlights of the podcast:

03:00 Nominal growth rate and the resurgence of inflation

05:52 Deglobalisation and weaponisation of assets

08:08 Endemic inflation and underestimating its risks

11:48 Attractive opportunities in Europe and managing fixed income duration

17:29 China's dual economy and Southeast Asia's demographic advantages

20:03 Pivotal mega trends

More about:

Horizon 2025 - Turning inward

Pictet Wealth Management

WealthBT x Pictet Podcast page

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Send your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

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Written and hosted by: Genevieve Cua (gen@sph.com.sg)

With Alexandre Tavazzi, head of CIO Office and Macro Research, Pictet Wealth Management

Edited by: Howie Lim & Claressa Monteiro

Produced by: Genevieve Cua, Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

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Follow BT Correspondents:

Channel: bt.sg/btcobt

Amazon: bt.sg/btcoam

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Website: bt.sg/btcorresp

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

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Discover more BT podcast series:

BT Money Hacks: bt.sg/btmoneyhacks

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