New Zealand produces enough food to feed 40 million people. Some of it we consume and some some we export.

But a staggering 30% of the food we make or grow goes to waste.

Fruit and vegetables need to look a certain way to make it onto supermarket shelves – or they get tossed.

Angus Simms and his partner Katie Jackson wanted to tackle that problem - so they started Wonky Box three years ago.

This is the subscription food box full of wonky fruit and veg that’s delivered to your door.

Their business has grown way bigger and faster than they ever thought, but it hasn’t been smooth sailing along the way.

Angus joined Kerre Woodham in the latest episode of Bosses Unfiltered to share his story.

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As you'll have heard in the news this morning, the Retirement Commissioner has called for a 10-year roadmap and cross-party agreement, following the release of its review of New Zealand's retirement system.

More Kiwis are living longer, working differently, and facing pressures around housing and care. We're facing a huge rise in the number of older people. At the same time, we're facing fewer working Kiwis who can pay for the associated costs of aged care. Current data shows that right now, for every 100 people of working age, we have 28 retirees. Those numbers are changing quickly. By 2050, just 25 years away, we're looking at 38 retirees per 100 workers. By 2060, we'll have twice as many retirees compared to workers.

In 2019, those older than 65 received $13 billion more in government services, mainly super and healthcare, than they contributed in taxes. I mean, that's just the way it is. You end up using the health system more when you're young, very, very young, like under five, but mainly when you're very, very old. And in the middle, you shouldn't really be accessing it at all. Of course, we're seeing those numbers going up as well, but that's just the way it is. It's the Western world over. It's just life.

Treasury has been screaming for more than a decade now that we simply don't have enough money coming in to keep the lights on. Last week it gave another warning. Debt is not only being used for capital expenditure, but to cover operating costs. So it's like using your credit card to pay the necessary bills. It's unsustainable.

And this is occurring as the books haven't yet recovered from Covid and Cyclone Gabrielle, and as the costs associated with an aging population are set to soar. As I said, we're not alone in this. The Western world over is struggling with this. Japan's been staring down the barrel of a shrinking workforce and a rising number of oldies for years now. The Prime Minister Fumio Kishida made an interesting point in January 2023 that Japan is standing on the verge of whether they can continue to function as a society, facing as it does the twin threats of falling birth rates and an ever-increasing elderly population. And when I say elderly, they live a really long time – they've got really healthy oldies who are regularly hitting 100. In 2022, almost half of Japanese firms relied on workers over the age of 70. So they're trying to encourage older people to still participate, to continue if they're up to it, if they can.

So we could work longer. We could make use of the technology and the digitisation and the AI if you want to continue working. We could shift health to be rather than end-of-life care, try and put an emphasis on preventing people getting health issues and try and keep people out of hospital with preventable illnesses. We could prioritise health and well-being to ensure we stay healthy for longer.

When it comes to providing a broader tax base, we'll be competing with every other Western country to import workers, because I think it's pointless telling young people, and certainly other countries have found this, to have more babies. There's financial incentives for young couples to have more babies, but a couple of 100 bucks here and there is not going to make people have children.

What makes young families want to have children is a belief in the future, a belief in the society in which they live, a belief that they can support the children and give them what they need in terms of and it's not just financial things, it's time. If you're working seven days a week to provide for your family, you're going to limit the number of children you're going to have.

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A warning New Zealand needs to act quickly on strengthening our retirement income system.

The Retirement Commission's income policy review has found a longer-term political focus is needed to ensure future generations' certainty.

It makes 12 recommendations, including moving more quickly to implement KiwiSaver reforms, and harder strategies such as a new cross-party accord.

Policy and Research Director Patrick Nolan told Kerre Woodham we now have people over 65 than we have under 15, so we need to act now.

He says New Zealand is going to look very different into the future, so these conversations need to be had.

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How common is it for people to be living double lives?

Former Deputy Police Commissioner Jevon McSkimming is awaiting sentence after pleading guilty to having child sexual exploitation and bestiality material on his work devices.

An IPCA report also found complaints of McSkimming being a sexual predator were ignored, the emails the woman sent instead being used to prosecute her for harassment.

Private Investigator Julia Hartley Moore told Kerre Woodham that the number of people living double and secret lives is an epidemic.

"I think they just do it because they can,” she said.

“People have an endless capacity to deceive each other – I think that certain people will never and there’s certain people that will, and there’s a hell of a lot that do.”

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How is it that the woman, who's at the centre of a cover-up by top brass within the Police, still has to go to court to defend two charges of causing harm by posting a digital communication? She's charged with harassing a police officer who was apparently investigating her accusations against that pervert McSkimming and with harassing the investigating police officer's wife.

She was charged in May of last year with causing harm by posting digital communication in relation to over 300 emails she sent to McSkimming's work email address between December 23 and April 24. That charge against the woman was withdrawn in the Wellington District Court in September because McSkimming did not wish to give evidence. You bet your bippy he didn't. It would have been all shades of Oscar Wilde, bringing a court case against someone and having it spectacularly backfire, and then you are the one who ends up in strife.

When Richard Chambers spoke to Mike Hosking yesterday, he said the charges against the young woman had been withdrawn.

RC: The matters that resulted in her being charged in the middle of last year, no, that is now, that is no longer in the court.

MH: So that has been taken out of the court and resolved in some way, shape or form. Is there a cheque being written? How does that being, or how is that being handled?

RC: I reached out to her legal representative late yesterday to express an apology on behalf of New Zealand Police for what had occurred, and I did say to him that I had no doubt there would be further conversations at an appropriate time in the future.

So no mention of further charges and that they were still before the court. If you were listening to that as I was, you would be left with the clear impression that any charges against the young woman had been wiped, that the Police were very sorry, and that they would be compensating her for what she'd been through. No mention of the further charges. We approached the Police Commissioner, and this is the written statement from the office:

"The matter is before the court. Police has instructed a senior criminal barrister in this proceeding. It would be inappropriate for me to comment about the merits, including public interest of any case that is before the court. However, what I have done and what I can say is that I have assured myself that proper process has been followed in bringing this case."

Reading between the lines, if he interfered now that it's before the court and asked for it to go away, it would be shades of a cover-up. Because it's underway, because the presumably policeman and his wife have not dropped the charges, it must go before the court and due process must be followed.

This statement's attributable to Assistant Commissioner Mike Johnson: "Ms Z is the defendant in a prosecution in the District Court. In these circumstances, it's not appropriate to comment publicly on the merits of the prosecution, including the public interest."

So I kind of vaguely, if I'm being generous, and I'm not particularly feeling all that generous, but as a as an intellectual exercise, I'll try and be generous, I can see that to interfere with a matter that's before the court, making something disappear and go away, is shades of exactly why the top brass have been cleared out.

But come on. I'm sure it was very distressing for the police officer and his wife to be inundated with emails, and goodness knows what was said in it. They were, what was that lovely word that Jared Savage used about the emails that he received? Incoherent. So there was a lot of high drama and emotive language used in the emails. God only knows what was said but she'd been driven unhinged by what had happened to her in terms of not being spoken to, not being listened to, not being regarded.

Surely there has to be an element of mercy in this. I mean, even if she has to go through the whole process of appearing before court any kind of conviction against her name would be a gross miscarriage of justice.

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At what point, when you're a business owner, do you decide that you've had enough? There was Covid, then there were the boom times, then there was the recession that seems to have gone on and on, there's a crisis in consumer confidence, there's global uncertainty that too has gone on and on. There are problems finding staff, there are problems keeping staff, there are problems finding work, problems with cash flow. At what point, which 3 in the morning wake up do you think, "I can't do this anymore?" Do you look at your life and realise that for the past five years you haven't had a life, and you call it quits or do you look at your books, and find yourself hoping for a good summer, then realise that hope is not a strategy, and decide to pull the pin?

Business liquidations hit a 10-year high last year, with 2,500 companies folding, and that's the highest annual figure since 2014. Retail and construction suffered the most. But this year it's even worse. The number of companies put into liquidation so far in 2025 has surpassed last year's total for the same period, as economic pressures and low consumer confidence impact business viability.

Dry words to describe heart palpitations, terror, dry mouth, sleeplessness, fractiousness. Very dry words to describe a terrible time in your life. Analysts say the recent rise in liquidations can be attributed to an increased focus on enforcement by Inland Revenue, as well as a lag of companies that were in distress during Covid but were propped up with government money, so it gave them a false second life.

There's a long-held belief that recessions and shocks like Covid clear the dead wood, that there are many companies that shouldn't be in business, that fall by the wayside. But behind that, every business that closes its doors are people who put their hopes and their dreams and their labour and their hard work and their life savings into it.

But does deciding to call it quits bring its own freedom? If you have been in a lather, desperately hoping that you're going to turn the corner for years now, not months, but for years, can deciding to call it quits be liberating? If you've had to make the tough decision to call it, it's done, can it be a relief?

There are many people who, you know, through the GFC, it was similar. There were businesses that went by the wayside as people suddenly found they had no spare cash in their pockets. The stock market crash in New Zealand. Now that saw people with astronomically high interest rates, mortgage interest and business interest rates.

Again, people with no disposable, lack of consumer confidence, a time of austerity. There were plenty of businesses that went under in the 80s as well. '87 was the stock market crash, and then from, I think it was really about 1990 that I remember that it was just a very, very grim, grim, austere, brutal time.

So people have been through it before, and if you have, is there life after insolvency, after a liquidation, after closing your doors and saying, "I cannot do this anymore. I just can't?” There are more important things. My health is more important, my family is more important.

Is there, and this is where I'm going to need you to tell me because I've never owned my own business, but I've certainly heard from a number of you over the years who love being your own boss. You can't imagine working for anybody else, but by God, that comes at a price, especially in times like these. So, if you've made the decision to call it, does insolvency mean the end and a new beginning?

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The BBC is facing accusations of bias, as well as a lawsuit, after a leaked memo suggests the Panorama programme edited one of Donald Trump’s speeches to imply he encouraged the Capitol Hill riots of January 2021.

The US President is demanding a full retraction and is threatening to sue for nearly 1.8 billion New Zealand dollars in damages.

The incident is doing nothing to raise trust in the media, or dispel concerns of media bias.

NZME Editor-at-Large Shayne Currie told Kerre Woodham that a reporter’s job when covering the news is to report the facts accurately, fairly, and in a balanced view, and some of the criticism that’s been directed towards the media is that a lot of reporters have been allowed to inject their own opinion or analysis into those news reports.

“I think we’re getting to a point now where you’ll see much more clearly differentiated, this is news, this is opinion, this is analysis.”

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