In this episode of PennyWise, host John Kiernan is joined by Dan Ariely, a professor of business administration at Duke University, a founding member of the Center for Advanced Hindsight, the co-founder of several companies, and the author of several books including “Dollars and Sense: How We Misthink Money and How to Spend Smarter.” John and Dan talk about what people can do to save hundreds of dollars in just a few weeks, hoping to help ease the burden on folks during this affordability crisis. In other words, this could be a very valuable listen.

More on this episode from WalletHub:

• How to Save Money: 23 Tips for Everyday Savings
• How to Save Money on Groceries
• How to Save Money on Gas
• Household Budgeting Guide
• Budgeting Tools
• Expense Tracker

If you want to take your finances to the next level, sign up for a WalletHub Premium subscription. You can get a personalized debt repayment plan, along with budgeting tools, credit-improvement help, identity protection and more.

In this episode of PennyWise, host John Kiernan is joined by Phil Lempert, aka the “Supermarket Guru.” Phil is a longtime industry analyst, the former food trends editor for the Today show, and author of books such as Healthy, Wealthy & Wise. John and Phil discuss what consumers can do to save money on groceries without sacrificing nutrition or making life miserable.

More on this episode from WalletHub:

• Best Credit Cards for Groceries
• How to Save Money on Groceries
• How to Budget for Groceries
• 15 Tips for Grocery Shopping on a Budget
• Budgeting Tools
• Expense Tracker

If you want to take your finances to the next level, sign up for a WalletHub Premium subscription. You can get a personalized debt repayment plan, along with budgeting tools, credit-improvement help, identity protection and more.

In this episode of PennyWise, host John Kiernan is joined by Dr. Mohammad Niamat Elahee, a professor of International Business at Quinnipiac University. John and Dr. Elahee discuss what consumers should expect from gas prices in the coming weeks and months, as well as ways listeners can save at the pump. With everything going on in the world, this information will definitely come in handy.

More on this episode from WalletHub:

• Best Gas Credit Cards
• How to Save Money on Gas
• Best Credit Cards for Gas and Groceries
• Budgeting Tools
• Expense Tracker

If you want to take your finances to the next level, sign up for a WalletHub Premium subscription. You can get a personalized debt repayment plan, along with budgeting tools, credit-improvement help, identity protection and more.

In this episode of PennyWise, host John Kiernan is joined by Dr. Luke Erickson, a Personal Finance Extension Specialist at the University of Idaho and President of the Idaho Financial Literacy Coalition. John and Dr. Erickson discuss some underrated ways people can build credit history, along with some common misconceptions about the credit building process and the real-world value of having a good credit score.

More on this episode from WalletHub:

• How to Build Credit
• Best Credit Cards for Building Credit
• WalletHub Rent Reporting
• WalletHub Phone & Utility Reporting
• Free Credit Score, Updated Daily

If you want to take your finances to the next level, sign up for a WalletHub Premium subscription. You can get a personalized debt repayment plan, along with budgeting tools, credit-improvement help, identity protection and more.

In this episode of PennyWise, host John Kiernan and guest Brett House, a Professor of Economics at Columbia Business School, talk about how a 10% cap on credit card interest rates would affect consumers and the economy. John and Brett discuss the winners and losers of a 10% rate cap, along with other ways to address affordability concerns.

More on this episode from WalletHub:

• Credit Card Landscape Report
• Best Credit Card Rates
• Best 0% APR Credit Cards
• Best Balance Transfer Credit Cards
• Credit Card Payoff Calculator
• What Is a Good APR for a Credit Card?
• Historical Credit Card Interest Rates

If you want to take your finances to the next level, sign up for a WalletHub Premium subscription. You can get a personalized debt repayment plan, along with budgeting tools, credit-improvement help, identity protection and more.

In this episode of PennyWise, host John Kiernan and guest Lauren Weatherford, an associate professor at West Virginia University Extension, talk about how to get through Valentine’s Day without overspending…or putting your relationship in jeopardy. John and Lauren discuss the best ways to celebrate on a budget, how to cost-effectively impress your significant other, and major mistakes to avoid. If you have love in your life but not enough money to go around, this V-Day edition of Pennywise is for you!

More on this episode from WalletHub:

• Best Credit Cards of 2026

• Valentine’s Day Spending Survey

• Best Jewelry Store Credit Cards

• Valentine’s Day Facts

• Best Places to Celebrate Valentine’s Day

• Free Gift Ideas

You could also give your Valentine a WalletHub Premium subscription this V-Day. After all, things like budgeting tools, credit-improvement help, and identity protection are gifts that keep on giving.

In this episode of PennyWise, host John Kiernan and guest Professor Jeffry Haber of Iona University discuss how to go about choosing the right credit card to apply for. John and Jeffry cover what different types of applicants should look for, what pitfalls to avoid, and the best offers to apply for in 2026. John also breaks down WalletHub’s editors picks.

More on this episode from WalletHub:

• Best Credit Cards of 2026

• Best Cash Back Credit Cards

• Best Travel Credit Cards

• Best Credit Cards for Beginners

• Best Credit Cards for Bad Credit

• Best Balance Transfer Credit Cards

• How to Choose a Credit Card

You can also use WalletHub’s budgeting and expense tracking tools to keep your credit card spending in check. Information about offers is accurate as of 1/14/2026.

In this episode of PennyWise, host John Kiernan and guest Professor Nicole Hickson discuss how to get your money right in 2026. Whether you’re making a financial New Year’s resolution or just determined to make 2026 more prosperous than the past, there are steps you can take to improve your financial performance, save more money, reduce stress, and afford to treat yourself once in a while! John and Nicole will give you the gameplan for success. Plus, John answers a recent listener question.

More on this episode from WalletHub:

• New Year’s Financial Resolutions Survey

• 16 Financial Resolutions for 2026

• WalletHub Budgeting Tools

• Best Credit Cards for 2026

You can sign up for a WalletHub account to get personalized credit-improvement advice, rent and bill reporting, budgeting and expense tracking tools, identity theft insurance, and much more.