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  • 456 Don’t Panic—Plan: Social Security’s Future and Your Retirement
    2025/06/20

    In today’s episode, we’re diving into the latest press release from the Social Security Board of Trustees. The numbers this year look worse than last year—and that has real implications for your retirement.

    To find links and resources mentioned in today's podcast, visit SoundRetirementPlanning.com and click on episode #456.

    The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you.

    When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits.

    At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement.

    Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.

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    11 分
  • 455 The Solitaire That Changed the World
    2025/06/03

    The number one question people ask as they approach retirement is: “Have we saved enough?” Can we retire confidently without running out of money?

    In today’s podcast, we’ll explore how having a solid retirement plan can help you understand your likelihood of success—and the probability of avoiding a catastrophic financial shortfall.

    To find links and resources mentioned in today's podcast, visit SoundRetirementPlanning.com and click on episode #455.

    The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you.

    When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to optimize your retirement benefits.

    At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement.

    Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.

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    10 分
  • 454 Unlocking the Spousal Top-Up Strategy in Social Security
    2025/05/08

    One of the most common Social Security questions we get is this: “If my spouse starts her Social Security at age 62 and I wait until age 70 to start mine, can she receive a higher spousal benefit when I start?”

    When it comes to Social Security, most people know you can qualify for retirement benefits based on your own work history — the taxes you paid into the system over the years. But what many don’t realize is that you might also be eligible for a spousal benefit, even if you didn’t work enough to qualify on your own. That’s right — even if you didn’t pay into Social Security, you may still be able to receive a benefit based on your spouse’s earnings record.

    To find links and resources mentioned in today's podcast, visit SoundRetirementPlanning.com and click on episode #454.

    The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you.

    When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits.

    At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement.

    Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.

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    11 分
  • 453 The Barbell Strategy: How to Be a Pessimist and Optimist at the Same Time
    2025/04/24

    In today’s episode, I’m sharing a time-tested strategy that can boost your confidence when it comes to withdrawing money in retirement—the barbell strategy. Also known as the two-bucket approach, this method is designed to help you navigate market volatility while staying focused on long-term growth.

    I'll walk you through the who, what, when, where, why, and how of the barbell strategy—so by the end of this episode, you'll have a clear understanding of how it works and whether it’s a fit for your retirement plan.

    Put simply, this strategy involves holding some of your retirement assets in low-risk, easily accessible accounts, while the rest remains invested for long-term growth. The goal isn't to predict the market—because no one can—but rather to create a structure that allows you to respond calmly and strategically, no matter what the market is doing.

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    16 分
  • 452 Buckle Up: Navigating Market Volatility
    2025/04/04

    If you're feeling stressed about what's happening in the market right now—you're not alone. Market volatility never feels good, but there is a better way to invest: one grounded in planning, discipline, and long-term thinking. In today’s episode, I’ll share 8 important things to consider as you navigate this market, so you can make confident decisions and stay focused on what truly matters.

    Learn more at https://soundretirementplanning.com/




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    13 分
  • 451 The Risk Your Not Getting Paid For
    2025/03/27

    I recently came across a fascinating paper by Hendrik Bessembinder titled “Which U.S. Stocks Generated the Highest Long-Term Returns?” The research is based on nearly 100 years of stock market history, and it delivers some surprising and important lessons for retirees.

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    11 分
  • 450 Margins Of Safety
    2025/03/20

    When markets get wobbly, people panic. It’s natural. We’ve all seen it—headlines screaming recession, market crashes, and doomsday predictions. The fear can be overwhelming. But what if I told you that you could structure your retirement investments in a way that makes all of this noise irrelevant? That’s what today’s episode is about—building Margins of Safety so you can worry less and live more.

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    20 分
  • 449 Expert Investing Insights with Eduardo Repetto, Ph.D. Avantis Investors
    2025/03/14

    I’m so glad you’re joining me for episode 449, where I have the privilege of interviewing Eduardo Repetto, Chief Investment Officer at Avantis. In today’s episode, we dive into recent market volatility, Warren Buffett’s growing cash reserves, and the investment philosophy behind Avantis Investors.

    To find links and resources mentioned in today's podcast, visit SoundRetirementPlanning.com and click on episode #449.

    I created the Retirement Budget Calculator as a tool to help people build a solid retirement plan. Rather than making the tool exclusive to our clients, I decided to make it available to everyone because I believe all Americans deserve a well-thought-out retirement plan.

    Once you have a retirement plan, the next step is developing an investment strategy that aligns with your goals. That’s where Parker Financial comes in—we help clients implement an investment strategy.

    To help you understand our approach, I’ve just finished creating a new ebook that explains our investment philosophy. You can download it for free by visiting RetirementBudgetCalculator.com. Just look for the "Invest" button in the upper right-hand corner, and you’ll get access to my new ebook called "Investing in Retirement."

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    58 分