Divorcing couples often find themselves at a loss when trying to determine how to handle what is often their largest asset, the family home. Who stays in the home? What does the person who is leaving the home do for a substitute home? How do you finance these decisions?

On this episode of Welcome to Splitsville, we have invited Senior Mortgage Consultant Rebecca Richardson to help answer some of those questions. With over 19 years of experience, Rebecca acts as a partner for divorcing couples as they navigate their options and develop strategies to move forward successfully with financing or refinancing a home. 3:06

Rebecca examines relevant mortgage information and guidelines divorcing couples should understand. How do shared debts, child support, and alimony factor into financing and refinancing? Because a divorcing person may be facing home-buying alone for the first time it can feel like a daunting task. Rebecca understands that a significant part of her job is to provide her clients with a sense of safety and comfort throughout the process. 4:06

She also reveals the answer to a frequently asked question, what to do if your name is associated with the debts of your partner. What debt are you legally on the hook for? For most debts, the first place to look is the agreements and contracts that formalized the debt relationship. 16:40

For more information on Rebecca Richardson and her practice, visit rebeccarichardsonmortgage.com. You can also connect with Rebecca on LinkedIn and Facebook and @The.Mortgage.Mentor on Instagram and TikTok.

The insights and views presented in “Welcome to Splitsville” are for general information purposes only and should not be taken as legal advice for any individual case or situation. Nor does tuning in to this podcast constitute an attorney-client relationship of any kind. If you’re ready for compassionate and reliable legal guidance on your journey through divorce, contact Leigh Sellers and her team at www.TouchstoneFamilyLaw.com

A Guardian ad Litem (GAL) is a community volunteer appointed by the court to serve children by advocating for their best interests before the court. When appropriate, the court may appoint a Guardian ad Litem in a child custody action. If you’re currently involved in or about to enter a contested custody battle, divorce, or separation, this episode will help you understand the role of a GAL and what you can expect from the process.

In this episode, Touchstone Family Law founder Leigh Sellers speaks with Hollie Bennett of Palmetto Guardian and Adoption Services about her work as a guardian ad litem. They examine what the position of a guardian ad litem entails and their various responsibilities related to child custody cases. In general, the guardian ad litem is assigned by the court when the judge feels that he can’t be fully informed about the case at hand. They are advocates for the children, conducting a fair, balanced, and impartial investigation by collecting information through interviews, home visits, and other means. 01:52

Hollie also debunks a few misconceptions about guardian ad litem. GAL are not tools to be used by either of the parties involved in divorce and do not represent one side or the other. 03:42 GAL are not there to care for the children, nor do they possess the same decision-making powers as the court. 18:12 While GAL are encouraged to make informed suggestions, the significant decisions lie with the judge and the parents. 19:40

Leigh and Hollie also discuss what types of information guardian ad litem collect and the various qualifications required. 8:15 Attending training sessions and developing connections within the community are other requirements for those interested in becoming a GAL. 29:04

Hollie also reveals the disadvantages of litigation and how this adversarial process has the potential to inflict additional immediate and long-term damage upon the children. As the guardian ad litem, it is incumbent upon them to encourage parents to work together to find alternative methods of resolving their disputes and explore options like collaborative mediation.

For more information on guardian ad litem, adoption, and the collaborative process, you can visit www.palmettosocialwork.com.

The insights and views presented in “Welcome to Splitsville” are for general information purposes only and should not be taken as legal advice for any individual case or situation. Nor does tuning in to this podcast constitute an attorney-client relationship of any kind. If you’re ready for compassionate and reliable legal guidance on your journey through divorce, contact Leigh Sellers and her team at www.TouchstoneFamilyLaw.com

The world has been facing a public health crisis that has caused significant economic changes and uncertainty. In the first two quarters of the year, families that are both intact and separated are facing increasing financial problems and struggles. More so for the latter, if one parent is obligated by the court to pay child support. But, with the ongoing pandemic, are there laws in place that allow for modification of child support?

Touchstone Family Law founder Leigh Sellers explores the process for applying to have child support recalculated and modified, with an emphasis on the adverse effects of the COVID-19 pandemic. Leigh discusses the five areas that impact the decision, including significant changes in income sources, cost, and availability of health insurance and childcare. 3:08 If you want the modification, you need to ask, so it is imperative that you speak with your attorney and ex-spouse as soon as possible. 7:33

Leigh also describes how the process for requesting changes will be different if you have a court order versus an agreement or contract with the other parent. In the latter case, the court will be focused more on a child’s needs rather than changes in circumstances, so modifying such agreements may be more challenging. 09:36

And because of COVID-19, courts not only have an increasing backlog of cases, they are not attending to non-emergency matters at this point. With that in mind, it may be beneficial to explore other options that can avoid a lengthy legal process. 11:21 Alternative dispute resolutions including mediation, arbitration, and a collaborative approach are becoming exponentially more popular in light of the pandemic to develop short and long-term solutions. 13:18

Ultimately, it’s important that you seek legal counsel if and when you feel it has become necessary to modify the terms of your child support order or agreement. As you consider your options, you can get prepared by gathering necessary documents, figures, and other required information for your case. 14:37

The insights and views presented in “Welcome to Splitsville” are for general information purposes only and should not be taken as legal advice for any individual case or situation. Nor does tuning in to this podcast constitute an attorney-client relationship of any kind. If you’re ready for compassionate and reliable legal guidance on your journey through divorce, contact Leigh Sellers and her team at www.TouchstoneFamilyLaw.com