Do you have bad credit but wish it was better? Maybe you have no credit and don’t know where to begin. No matter whether you have good credit or bad credit, lots of credit, or none at all, then keep reading...the information in this audiobook may be able to change your financial life!

Credit is one of those areas in life where people are woefully ignorant. We don’t spend time in school learning about what to do with credit cards or how to be responsible with them. In fact, recent graduates are told to take out student debt to pay their way through college - starting them off on the wrong foot for their financial adulthood. The truth is, financially, you can have all sorts of problems if you don’t know what you are doing. If there is one thing that everyone should know before entering adulthood, it is how to navigate credit and the effects that it has.

Within this audiobook, you will see that credit isn’t as difficult to navigate as you may have thought. Consider this audiobook the guide to everything that you will need to know to get started with your own credit so that you can begin to manage your own score with ease. You will get all of the information that you will need to understand what helps and what hurts your score the most. When you listen to this audiobook, you can get all sorts of tips and tricks to not only understand how your score will be impacted but also how you can begin to rebuild it as well in hopes that you will be able to better manage your credit with ease. In particular, you can expect to discover topics such as:

• How credit works and how to tell whether your own credit is good, bad, or just okay
• Information on how to understand the difference between debt and credit and how they both work to influence your credit score
• Why certain behaviors will impact your credit score and what you can do about them
• The importance of accessing your credit report when it comes to monitoring your own credit and what to expect to see during the process
• The most common errors that you can dispute on your credit report and how to do so
• How credit cards work, why they are so dangerous if you don’t know what you are doing, and how they will impact your credit score
• What you can do to begin removing negative marks from your credit score and the tricks they won’t be advertising to you
• What to expect when you are dealing with collections agencies and what you can do to disarm them if they are attempting to collect the debt fraudulently
• A guide to bankruptcy and what will happen to your credit when it is used
• The steps that you will need to take to boost your credit and help yourself rebuild
• A list of tips that the creditors in your life don’t want you to know that can help save you money and credit
• And more!

PLEASE NOTE: When you purchase this title, the accompanying PDF will be available in your Audible Library along with the audio.