20 years ago, I read a single book that transformed how I think about money forever. Inside was a 2-word phrase that has driven nearly every financial decision I've made since.

Here's the truth: Most people make financial decisions based on immediate gratification. They buy new cars, upgrade their gadgets, and focus on short-term pleasure while neglecting long-term wealth building. But the wealthy think differently.

🔎In this episode, we reveal:

• The powerful mindset shift that changed everything for us

• Why my millionaire mentor drove a 10-year-old car (while I had a brand new one)

• The truth about what really counts as a "luxury"

• The biblical wisdom behind building wealth slowly and strategically

• Why most people's "waiting to save" strategy never works

• The exact method we use to fund our biggest dreams (like our future beach house ministry)

This isn't just about making money—it's about building a foundation for Kingdom impact. If you're tired of living paycheck to paycheck and ready to think differently about wealth, this episode is for you.

📚 RESOURCES MENTIONED IN THIS EPISODE:

Books:

• "Rich Dad, Poor Dad" by Robert Kiyosaki - https://www.amazon.com/Rich-Dad-Poor-Teach-Middle/dp/1612680194

• "Die with Zero" by Bill Perkins - https://www.amazon.com/Die-Zero-Getting-Your-Money/dp/0358099765

• "Simple Money, Rich Life" by Bob & Linda Lotich - https://seedtime.com/free

• SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m

Scripture References:

1. Proverbs 21:20

2. Proverbs 13:11

3. Proverbs 6:6

🗒️Note: This episode is part of our 40-week series sharing the exact strategies we used to go from broke to true financial freedom. Join us each week as we reveal another piece of the puzzle!

BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).

If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.