Only 4 in 10 employees use all of their Paid Time Off each year, leaving over 750 million days unused annually in the US.

Unused PTO either sits on the balance sheet of companies as a liability, or is forfeited by employees - representing a staggering $65B in lost compensation each year.

PTO Exchange is out to fit this problem. Through their platform organizations are able to offer their employees easy ways to convert unused PTO into retirement plans, charitable contributions, wellness programs and more.

In this conversation, we chat with the founder of PTO Exchange, Rob Whalen. We discuss the massive impact this problem has on both employees and companies, how the landscape has shifted as a result of COVID, what the future of employee benefits looks like and much more.

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