🎙️ Welcome to the Age of the MGA—Where the Future of Insurance Is Being Written.

In this episode, the crew sits down with Kirsten Bay, Co-Founder and CEO of Cysurance—a bold force rewriting the rules of cyber insurance with a model that fuses prevention, warranty, and embedded risk protection.

This isn't your typical "cyber MGA" story.

It’s a masterclass in category creation, regulatory innovation, and designing insurance products that actually work for the customer, the underwriter, and the balance sheet.

Whether you’re building an MGA, a cyber product, or trying to understand the future of specialty distribution—this episode is essential.

🔥 This isn't just a podcast—it’s a blueprint for building high-impact, claims-conscious, regulation-savvy MGAs that scale.

What You’ll Learn from This Episode:

✅ How Cysurance layered warranties, captives, and traditional insurance to create an entirely new product category.
✅ Why most cyber MGAs fail before they bind their second policy—and how to avoid it.
✅ The real reason policyholders delay reporting claims (and how Kirsten fixed it with design thinking).
✅ What Kirsten learned from Wall Street, cyber intelligence, and financial markets that prepared her to build this MGA.
✅ Why distribution partnerships—not just capacity—will define the next generation of MGA success stories.
✅ What regulators are doing right… and where they’re killing innovation.

💬 COMMENT BELOW: What's the one thing holding cyber insurance back right now—and what needs to change?

🔗 Stay Connected & Follow the Movement:
🎧 Subscribe on Spotify, Apple Podcasts & YouTube
📲 Follow the Age of the MGA on LinkedIn → https://www.linkedin.com/company/age-of-the-mga/

🧠 Connect with the Hosts:
Doug Ver Mulm: https://www.linkedin.com/in/douglasvermulm/
Dylan Brand: https://www.linkedin.com/in/dylanbrand/
Peter Tilbrook: https://www.linkedin.com/in/peter-tilbrook-50832336/

🧠 Connect with the Guests:
Kirsten Bay: https://www.linkedin.com/in/jkirstenbay/
Website: https://www.cysurance.com/about#team

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Tired of chasing down agent licenses and onboarding paperwork?

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✅ Onboard agents in minutes, not days
✅ Monitor licenses, documents, and appointments in real-time
✅ Save 1,000s of hours per year with automation that actually fits your insurance workflows

Built specifically for MGAs, carriers, and complex distribution models—Turris is the operating system your agency partnerships team has been waiting for.

🔹 Learn more: https://www.turrisfi.com

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📩 Like this episode? Hit LIKE, SUBSCRIBE, and DROP A COMMENT.

Let’s build the future of MGAs—together.

🎙️ Welcome to the Age of the MGA—Where the Future of Insurance Is Being Written.

In this premiere episode, Dylan, Doug, and Peter sit down with Ladder Re co-founders Charles Decrucq and Andrew Matczak to dissect the real story behind building a niche reinsurance MGA from scratch.

This isn’t your typical origin story.

It’s raw. Tactical. Bootstrapped.

From cannabis reinsurance to obsessing over profitability in a hype-driven world—this episode reveals what it really takes to go from idea to impact in the specialty MGA world.

Whether you're building, investing, or underwriting… this is the kind of blueprint most founders wish they had.

🔥 This isn't just a podcast—it’s a masterclass for building modern MGAs with discipline, clarity, and edge.

What You’ll Learn from This Episode:

✅ How Ladder Re tackled one of the strangest corners of insurance—and made it work
✅ Why they said no to outside capital—and how it changed everything
✅ The difference between building a “cool” MGA vs. a profitable one
✅ How to spot niche opportunities others miss (and win them)
✅ What founders often underestimate when entering the MGA game
✅ Why storytelling is a cheat code for distribution—and how Ladder uses it to grow

🔗 Stay Connected & Follow the Movement:
🎧 Subscribe on Spotify, Apple Podcasts & YouTube
📲 Follow the Age of the MGA on LinkedIn → https://www.linkedin.com/company/age-of-the-mga/

🧠 Connect with the Hosts:
Doug Ver Mulm: https://www.linkedin.com/in/douglasvermulm/
Dylan Brand: https://www.linkedin.com/in/dylanbrand/
Peter Tilbrook: https://www.linkedin.com/in/peter-tilbrook-50832336/

🧠 Connect with the Guests:
Charles Decrucq: https://www.linkedin.com/in/charles-decrucq/
Andrew Matczak: https://www.linkedin.com/in/andrew-matczak/
Website: https://www.ladder-re.com/

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🔥 Sponsored by Loro — The No-Code Platform for Specialty Insurance

Want to take your MGA online instantly?

Loro helps MGAs, carriers, and brokers quote, bind, and distribute insurance products at scale—without ever writing code.

✅ Launch your product anywhere in the world
✅ Complete quote-bind-issue workflows
✅ Real-time reporting, oversight, and compliance tools

🔹 Learn more: https://www.loroinsurance.com
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📩 Like this episode? Hit LIKE, SUBSCRIBE, and DROP A COMMENT.

Let’s build the future of MGAs—together.

🎙️ Welcome to the Age of the MGA—Where the Future of Insurance Is Being Written.

In this teaser episode, Doug, Dylan, and Peter pull back the curtain on why they launched this podcast—and why now is the defining moment in the evolution of the MGA model.

If you’re building, scaling, investing in, or operating within the MGA ecosystem… this show is for you.

These aren’t surface-level interviews or fluff-filled conversations. The Age of the MGA Podcast goes deep—into the gritty, honest, and often untold realities of launching and growing an MGA.

You’ll hear directly from the founders, funders, underwriters, and builders shaping the future of insurance distribution.

🔥 This isn't just a podcast—it’s a blueprint for building the next generation of MGAs.

What You’ll Learn from This Episode (and What’s Coming Soon):

✅ Why the “Age of the MGA” is more than a catchphrase—it’s a movement.
✅ What most founders get wrong when building an MGA (and how to avoid it).
✅ Real stories, wins, and war wounds from those who’ve raised capital, built from zero, and pushed past the pain to scale.
✅ How to know if YOU should launch an MGA—and what to expect if you do.
✅ Why this podcast will become the go-to resource for founders, funders, underwriters, and operators in the MGA world.

🔗 Stay Connected & Follow the Movement: 🎧 Subscribe on Spotify, Apple Podcasts & YouTube

📲 Follow the Age of the MGA on LinkedIn → https://www.linkedin.com/company/age-of-the-mga/

🧠 Join the Conversation with Doug, Dylan & Peter on LinkedIn:
Doug Ver Mulm: https://www.linkedin.com/in/douglasvermulm/
Dylan Brand: https://www.linkedin.com/in/dylanbrand/
Peter Tilbrook: https://www.linkedin.com/in/peter-tilbrook-50832336/

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🔥 Sponsored by Loro — The No-Code Platform for Specialty Insurance

Want to take your MGA online instantly?

Loro helps MGAs, carriers, and brokers quote, bind, and distribute insurance products at scale—without ever writing code.

✅ Launch your product anywhere in the world
✅ Complete quote-bind-issue workflows
✅ Real-time reporting, oversight, and compliance tools

🔹 Learn more: https://www.loroinsurance.com

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