In this episode, I share the essential first step I take before setting any goals—seeking clarity. Clarity has been the key to achieving my long-term and short-term goals, and here’s why.

• Clarity Before Goals
  I used to list goals without truly understanding what I wanted. It felt like running a marathon without a finish line. The turning point came when I asked myself: How do I want to see my future self?

• Defining My Future
  I gave myself time to sit down and list what I truly wanted in life. Once I had clarity on my vision, everything else became clear—how to prioritize my actions and make decisions aligned with my goals.

• Examples of Clarity in Action
  For a long, healthy life, I embraced a healthier lifestyle. For more income and family time, I focused on smaller, more profitable projects. Clarity helped me say “no” to projects that would compromise my health and future goals.

• Why Clarity Matters
  Without clarity, you can feel anxious, lose motivation, or procrastinate. But with clarity, your actions align with your goals, helping you avoid bad decisions and stay focused on what truly matters.

• Final Thoughts
  Take time to reflect on what you really want in life. Grab a pen and paper and ask yourself: What do I truly want, and how do I want to see my future self?

Tune in to learn how seeking clarity can transform your goal-setting process!

In this episode, I give a glimpse into my daily routine as a freelancer, highlighting how I balance flexibility, productivity, and personal time.

Key Points:

• Morning Routine
  I wake up between 5:00 and 5:30 a.m., starting my day with water, meditation, and a quick email check. I prioritize tasks and prepare for the day ahead.

• Walk and Laundry
  Mondays are dedicated to both walks and laundry. My morning walk is a chance for meditation, enjoying nature, and setting a positive tone for the week.

• Work Prep
  After breakfast and some reading, I begin focused work from 9:00 a.m. to noon, with mini breaks for chores or movement to avoid long sitting periods.

• Midday Break and Afternoon Work
  I take a break for lunch around 3:00 p.m. and then resume work, completing tasks while balancing house chores.

• Evening Unwind
  After finishing work, I unwind with jazz music and reading fiction, sometimes ending the day with Netflix or Pinterest browsing.

Freelancing has allowed me to create the life I envisioned—flexible, peaceful, and fulfilling. Tune in to hear how you can structure your own freelancing day!

Thank you for listening!

In this playlist, I will show you step-by-step guides on how to become a Freelancer. This playlist has only SIX short episodes that I hope can help you on your freelancing journey. Please share the Playlist with your friends and relatives if you find this helpful. Good luck and thank you for your support!

Key Points:

1. Can you apply as a freelancer if you are not good at English?
   While English proficiency is important for many clients, it’s not always a deal-breaker. In this episode, we explore how to assess your current English level, the importance of communication, and how to leverage other skills to make up for language limitations.

2. Preparation
   Preparation is key before applying for freelancing opportunities. This section focuses on identifying your strengths and skills, building your confidence, and creating a strong foundation to help you navigate the freelancing world effectively.

3. Your Resume
   A well-crafted resume is essential. We discuss how to highlight your relevant skills, experience, and freelance-specific qualifications. We also touch on the importance of having a professional email and avoiding common resume pitfalls.

4. How and Where to Get Your First Client
   Finding your first client can be daunting, but it’s achievable. We cover where to search for freelance gigs, including popular platforms and networking strategies to increase your chances of landing that first project.

5. How to Prepare for an Interview
   Once you’ve secured an interview, preparation is critical. From practicing common interview questions to researching the client and improving your English fluency, we provide practical tips on how to ace your freelancing interviews.

6. What’s Next After Getting Your First Client?
   After landing your first client, the journey continues. Learn how to maintain strong client relationships, manage your workload, and grow your freelance business over time.

Freelancing Journey on YouTube: https://www.youtube.com/playlist?list=PLitZP9hr905drutXBaE5IEWVKILZC4EPl

Thank you for listening!

In this episode, I share how freelancing transformed my career and tripled my income. From starting out in a corporate job to managing multiple freelance clients, I’ll guide you through the steps I took and the lessons I learned to build a successful freelancing career. If you’re curious about freelancing or looking to boost your income, this episode is perfect for you.

Key Points:

What is Freelancing?

• Freelancing is project-based work without long-term employment, offering flexibility and the ability to work with multiple clients simultaneously.

My Freelancing Journey:

• 2008: Started learning about freelancing while working full-time at Docomo.

• 2015: Left my corporate job and landed my first client, earning ₱12,000 per month.

• 2017: Scaled up to three full-time and two part-time clients, tripling my income.

How I Tripled My Income:

• Gain Experience: Took on part-time projects and side hustles to develop skills.

• Scale Up: Applied for full-time VA roles once I felt confident in my abilities.

• Balance: Managed multiple clients through deep work, and later hired assistants to maintain a healthy work-life balance.

Tips for Long-Term Client Relationships:

• Deliver consistently high-quality work.

• Be proactive and offer help.

• Stay motivated by focusing on your personal goals, such as maintaining a lifestyle outside corporate constraints.

Can You Freelance Even if You’re Not Fluent in English?

• Yes! With patience and dedication, you can succeed in freelancing even if you’re not fluent in English.

I’ll be uploading a series of free training sessions next week that will cover the basics of freelancing, including how to get started, salary expectations, where to find clients, and more. If you’re thinking about diving into freelancing or want to learn more, make sure to tune in!

Thank you for listening!

In this episode, I’ll walk you through the personal steps I took to get out of debt and share some practical tips I’ve learned along the way. These strategies will help guide you toward financial freedom. Whether you’re dealing with personal loans, credit card debt, or other financial obligations, these actionable steps can make a significant difference.

• List All Your Debts:

• • Write down all your debts, including those owed to friends, family, banks, and others.

• Arrange by Interest Rate:

• • Organize your debts from the highest to the lowest interest rate.

• Prioritize High-Interest Debts:

• • Focus on paying off the debt with the highest interest rate first while continuing minimum payments on the others.

  • Once that debt is paid, move on to the next highest interest debt, and repeat the process until all debts are cleared.

• List Your Income:

• • Record all sources of income, such as salary, side gigs, and business earnings.

  • Determine how much you can comfortably allocate towards debt payments after covering necessities and setting aside emergency savings.

• Talk to Relatives and Friends:

• • If you owe money from them, politely ask if you can repay the amount in installments.

• Consolidate Debts:

• • Transfer your debts to the account with the lowest interest rate and pay it off in manageable installments.

• Track Unnecessary Expenses:

• • Identify and list your non-essential expenses, then use the money saved to pay off your debts.

• Avoid Minimum Payments:

• • Paying only the minimum will not slow down your debt repayment. Always aim to pay more than the minimum to reduce your balance faster.

• Discipline Yourself:

• • Don’t buy anything you can’t afford, especially when you're trying to pay off your debts.

• Use Cash or Debit Cards:

• • Avoid credit cards and use only cash or debit cards to control your spending. Consider leaving your credit cards at home.

• Set Aside Emergency Funds:

• • Always save a portion of your income for emergencies, so you won’t need to rely on more debt in unexpected situations.

• Get a Side Hustle:

• • Consider a side job or freelance work to increase your income, but don’t overwork yourself to the point of exhaustion.

• Annual Fee Waiver:

• • If you have a credit card and are a good payer, request to waive the annual fee to avoid unnecessary charges and interest.

• Balance Conversion Option:

• • Request a balance conversion from your bank to break your debt into smaller, manageable monthly payments with a lower interest rate. Stick to the payment plan to avoid additional fees.

• Balance Transfer:

• • If you have credit card debt, consider transferring your balance to another card with a lower interest rate, but be sure to stay on top of your payments.

Debt repayment can be challenging, but with discipline, a solid strategy, and a clear plan, achieving financial freedom is possible.

Thank you for listening!

In this episode, I’m sharing 20 habits that have significantly improved my life. These habits have helped me become more focused, healthier, and at peace with myself. Whether you're looking to establish a better morning routine, reduce stress, or simply find ways to live a more intentional life, these habits might inspire you to make small but meaningful changes.

1. Wake Up Early: I’ve always been a morning person, waking up before 6 AM 90% of the time. Since most people are still asleep, there are fewer distractions, allowing me to focus on the things I need to accomplish.

2. Prioritize Sleep: I make sure to get 7 to 8 hours of sleep daily, which has greatly improved my physical health and energy levels.

3. Journaling: I journal at least once a week (though I'm aiming for more consistency). It helps me process emotions and reflect on my experiences, especially when I need a private outlet for venting.

4. Thinking Time: Once a month, I set aside dedicated time to review my finances, assess my goals, and evaluate what’s working and what isn’t.

5. Decluttering: I regularly declutter by giving away things that no longer serve purpose in my life. For every new item I buy, I make sure to remove something else.

6. Turn Off Notifications: To avoid distractions, I’ve turned off notifications on my phone. My family and colleagues know to call me if something is truly urgent.

7. Evening Quiet Time: I have at least 30 minutes of quiet time each night for meditation, listening to jazz music, or reading. This routine helps me wind down and relax before bed.

8. Regular Exercise: I exercise 5-6 times a week, either through yoga or walking. This routine has greatly improved my overall health.

9. Avoid Stressful News: I stopped watching news that causes stress and anxiety. This change has greatly contributed to my peace of mind.

10. Mindful Eating: I practice mindful eating, which has helped address issues like obesity, hypertension, and diabetes, leading to improved overall health.

11. Watch Positive Content: I choose movies or series that make me laugh and avoiding stressful content. However, I still enjoy watching documentaries!

12. Limit Social Media: I limit my social media usage to 30 minutes to an hour daily, which helps me stay focused on more important tasks.

13. Manage Expectations: I’ve learned to lessen my expectations of situations and people, which has greatly benefited my mental and emotional well-being.

14. Read Self-Help Books: I read self-help books on various topics. My father always encouraged me with the words, “Read, read, read because you will learn a lot from reading.”

15. Remove Toxic People: I’ve removed toxic people from my life, whether friends or relatives, to protect my mental health.

16. Learn to Say No: I’ve embraced the power of saying no, allowing me to prioritize my needs and set clear boundaries.

17. Quality Over Quantity: I prioritize quality over quantity in all areas of life, including relationships and commitments, to ensure everything aligns with my values.

18. Stop Rushing: I stopped rushing through life and embraced the mantra “Great things take time,” a lesson inspired by my partner’s long-held phone wallpaper.

19. Intentional Decisions: Before making decisions, I always ask myself, “What is my intention?” This practice helps me stay aligned with my values and avoid impulsive choices.

20. Focus on What You Can Control: I’ve learned to concentrate only on the things I can control, which has helped me reduce stress and manage my emotions more effectively.

These habits have profoundly impacted my life, but remember, not every habit will work for everyone. The key is to find what resonates with you and take small steps to incorporate them into your routine. Thank you for tuning in, and I hope these tips inspire you to make positive changes in your life!

Thank you for listening!

In this episode, we dive into the world of passive income—ways to earn money with minimal ongoing effort. If you're looking to create income streams that work for you even while you sleep, this episode is for you. We’ll cover a range of passive income ideas, from real estate rentals to digital products, and everything in between.

What You’ll Learn:

• Real Estate Rentals: Learn how to generate income by renting out extra space or properties on platforms like Airbnb.
  
  
• Blog Writing: If you’re a skilled writer, discover how you can earn through ads and affiliate marketing on your own blog.
  
  
• YouTube Channel Monetization: Turn your content into a revenue stream, even while you sleep.
  
  
• E-commerce Websites: Set up a website for products you sell and earn passively as orders come in.
  
  
• Time Deposits: Learn about time deposits and how they can offer a higher return on your savings.
  
  
• Property Investments: See how buying property in a good location can lead to significant long-term gains.
  
• Creating Online Courses: Share your knowledge on a particular subject and earn as students enroll.
  
  
• Affiliate Marketing: Promote other people’s products on your platforms and earn commissions.
  
  
• Automated Dropshipping: Start a dropshipping business that runs on automation, with minimal effort required once set up.
  
  
• Car Rentals: Rent out your vehicle through online marketplaces and social media platforms.
  
• Parking Space Rentals: If you own a parking space in a high-demand area, renting it out can be a lucrative option.
  
• Vending Machines: Invest in vending machines for snacks, drinks, or even mobile e-loading, and earn passively.
  
  
• Photo Booth Rentals: Capitalize on events by setting up photo booths that can run with minimal oversight.

Key Takeaways:

• Passive income requires upfront effort, but once established, it can generate income with minimal ongoing work.
  
  
• Each passive income stream has its own set of challenges and rewards; choose one that aligns with your skills, interests, and financial goals.
  
  
• Always do your research before diving into any passive income opportunity to ensure it’s a good fit for you.

Links Mention:

20+ Ways To Earn Extra Income

Dropshipping - No Capital, No Problem

Thank you for listening!

In this episode, I’m sharing some of the books that have profoundly influenced my journey, especially when I was just starting out. These are the books I turn to repeatedly for motivation and inspiration. Whether you're looking to improve your financial literacy, develop better habits, start a business, or find purpose in life, these books offer something valuable for everyone.

• The Abundance Formula by Bo Sanchez

• 8 Secrets of the Truly Rich by Bo Sanchez

• 8 Habits of the Happy Millionaire by Bo Sanchez

• Rich Dad, Poor Dad by Robert Kiyosaki

• Secrets of a Millionaire Mind by Harv Eker

• The Psychology of Money by Morgan Housel

• Atomic Habits by James Clear

• The Power of Habit by Charles Duhigg

• Miracle Morning by Hal Elrod

• No Excuses! by Brian Tracy

• The 4-Hour Workweek by Tim Ferriss

• Outliers by Malcolm Gladwell

• Law of Leverage by Rane Panaligan

• Zero to One by Peter Thiel

• Think & Grow Rich by Napoleon Hill

• How Successful People Think by John Maxwell

• The Happiness of Pursuit by Chris Guillebeau

• The Art of the Good Life by Rolf Dobelli

• A Life Worth Living by Kevin Delaney

• I May Be Wrong by Bjorn Natthiko Lindeblad

These books have been instrumental in my growth and understanding of wealth, habits, and life purpose. They’ve provided me with the tools and perspectives needed to navigate my journey. I hope you find value in them as well! If you have any book recommendations that have made a difference in your life, feel free to share them in the comments. Happy reading!