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  • Know Your Numbers: Transforming Business Potential with Craig Alexander Rattray - Built Different
    2025/01/10
    The Journey of Know Your Numbers: Insights from Craig Alexander Rattray In this episode of the 'Know Your Numbers' podcast, host Stephen introduces cash flow and finance expert Craig Alexander Rattray. Craig shares his backstory, from his entrepreneurial beginnings at a young age to his career in finance and private equity. The conversation covers the importance of cash flow management, the necessity of proper financial forecasting, and the role of accountants and financial advisors in business growth. Craig also discusses his 'Know Your Numbers' program, which aims to educate business owners on financial literacy and strategic planning. Additionally, the rebranding efforts, upcoming books, and the significance of having the right people in business are highlighted. The episode provides valuable insights for business owners looking to improve their financial management and overall business performance. Find My Socials Here: https://linktr.ee/stevenpettigrewinvestor Craig's LinkedIn: https://www.linkedin.com/in/craig-alexander-rattray/ Timestamps: 00:00 Introduction and Initial Banter 00:40 Welcoming the Guest 01:29 Discussing Coffee Preferences 03:38 Craig's Background and Early Ventures 07:04 Journey into Finance and Private Equity 09:47 Challenges and Learnings in Business 16:41 The Importance of Knowing Your Numbers 20:41 Client Experiences and Financial Advice 27:01 Qualities of a Good Business Owner 33:09 Addressing Cash Flow and Growth 34:37 Realistic Financial Planning 34:50 Understanding Financial Position 35:09 Importance of Forecasting 35:50 Securing Bank Funding 37:04 Engaging with Accountants 37:24 Cash Flow and Business Health 37:57 Rules for Business Owners 38:29 Challenges with Accountants 46:45 Operational Finance 47:23 Know Your Numbers Program 49:08 Rebranding and New Initiatives 54:09 Podcasting Journey 58:58 Future Plans and Vision 01:03:36 Conclusion and Contact Information
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    1 時間 6 分
  • Selling Your Business: Essential Tips for a Profitable Exit - Built Different
    2025/01/03

    In this solo episode of the Built Different podcast, host Stephen Pettigrew tackles the frequently asked question of how to sell a business for a life-changing sum of money. Stephen highlights the importance of tracking financials, including maintaining management accounts, cash flow forecasts, and sales forecasts. He stresses the need for a second-tier management team and having predictable, consistent sales strategies in place. Stephen also shares real-life examples and offers further resources for those interested in detailed guidance, encouraging listeners to reach out via LinkedIn and subscribe to the podcast for more insightful content.

    Find My Socials Here: https://linktr.ee/stevenpettigrewinvestor

    Time Stamps:

    00:00 Introduction to Selling Your Business

    00:19 Key Fundamentals Buyers Look For

    00:24 Importance of Financial Tracking

    00:51 Case Study: The Edinburgh Business

    01:29 Building a Second-Tier Management Team

    02:13 Ensuring Predictable Sales

    02:38 Conclusion and Further Resources

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    6 分
  • Building Jolly Media Marketing: Insights with Brian and Barry - Built Different
    2024/12/27

    Building a Media Empire: The Journey and Insights of Jolly Media Marketing This podcast episode features an in-depth conversation with Brian and Barry, owners of Jolly Media Marketing, as they recount their entrepreneurial journey. They discuss the early days of setting up their marketing agency, the challenges they faced, and their strategies for growth. The duo emphasizes the importance of partnership, learning on the job, and their passion for podcasting. The episode also touches on recent changes in the UK budget, especially those affecting businesses and entrepreneurs. A must-listen for aspiring business owners and marketers, the conversation is both inspiring and practical in its advice.

    Find My Socials Here: https://linktr.ee/stevenpettigrewinvestor

    Jolly Media Marketing: https://jollymediamarketing.com

    Time Stamps:

    00:00 Introduction and Initial Thoughts

    01:11 Podcasting Challenges and Learning Curves

    02:30 Starting the Show: Welcoming Guests

    05:03 Brian's Journey: From School to Business

    09:06 Barry's Path: From Insurance to Marketing

    12:38 Building Jolly Media Marketing

    15:04 Overcoming Early Business Struggles

    19:00 Partnership Dynamics and Business Growth

    27:48 Advice for Aspiring Entrepreneurs

    39:36 The Value of Business Partnerships

    42:00 Long-Term Goals for Jolly Media Marketing

    43:06 Challenges and Strategies in Scaling Up

    47:00 The Journey into Podcasting

    51:12 Insights and Advice for Aspiring Podcasters

    56:30 Discussing the UK Budget

    01:10:56 Wrapping Up and Contact Information

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    57 分
  • From Survival to Success: Overcoming Business Debts - Built Different
    2024/12/20

    Transforming Business Through Debt Restructuring In this episode of the Built Different podcast, host Stephen Pettigrew delves into the topic of company debts and shares insights on how his company has become renowned for helping businesses restructure or eliminate their debts. Pettigrew explains the profound impact debt elimination can have on both the business and its owner, including a reduction in stress and the ability to focus on growth. He shares success stories from various businesses such as a heating and plumbing company in London and a roofing company in Nottingham, detailing how the bespoke strategies employed have saved jobs, protected creditors, and ensured business continuity. Pettigrew encourages listeners struggling with business debts to reach out for specialized, albeit costly, debt restructuring services that promise long-term benefits.

    Find My Socials Here: https://linktr.ee/stevenpettigrewinvestor

    Time Stamps:

    00:00 Introduction to the Built Different Podcast

    00:05 Understanding Company Debts

    00:49 The Impact of Debt on Business Owners

    01:56 Case Studies: Successful Debt Restructuring

    03:13 The Importance of Knowledge in Debt Management

    04:14 Specialist Strategies for Debt Elimination

    04:50 How to Get Help with Business Debts

    05:27 Conclusion and Contact Information

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    6 分
  • Scaling New Heights: The Business Journey of Declan & Kieran - Built Different
    2024/12/13
    Find My Socials Here: https://linktr.ee/stevenpettigrewinvestor In this episode, hosts sit down with Declan Gilmore and Ciarán McKay to discuss their remarkable journey from humble beginnings to acquiring and managing multiple businesses. The conversation covers their early experiences, the role of mentorship, and their introduction to business acquisitions through property courses. Declan and Ciarán share their successes and challenges in the daycare nursery sector, the importance of due diligence, and the hurdles of managing businesses across different regions. They also touch on future ambitions and offer valuable insights for aspiring entrepreneurs. The episode provides a mix of personal anecdotes and practical advice for those interested in business acquisitions. 00:00 Starting Fresh: New Beginnings 00:15 Podcast Debut: Setting the Stage 00:32 Business Journeys: School and Early Influences 02:58 Declan's Story: From Council Estate to Business Owner 08:59 Ciarán's Journey: Apprenticeship to Entrepreneurship 10:48 Property Course: The Turning Point 17:22 First Business Acquisitions: Challenges and Lessons 21:50 Nursery Business: Trials and Tribulations 29:32 Valuation and Advisors: Navigating the Business Landscape 33:51 Key Takeaways for Aspiring Business Buyers 34:03 The Importance of Due Diligence 35:24 The Value of Partnerships and Community 37:05 Lessons from Failed Deals 39:08 Navigating Different Business Environments 41:19 Reflecting on Business Strategies 47:51 Future Plans and Exit Strategies 57:22 The Reality of No Money Down Deals 01:00:47 What We're Looking for in Future Acquisitions 01:03:48 Closing Thoughts and Contact Information
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    1 時間 5 分
  • Building a Cash Flow Strategy: Insights and Stories - Built Different
    2024/12/06
    Find My Socials Here: https://linktr.ee/stevenpettigrewinvestor In this episode of the Built Different podcast, host Stephen Pettigrew discusses the crucial aspect of cash flow management for business owners. Drawing from his experience at Monopoly and insights from a recent guest, cash flow expert Craig Alexander Rattray, Stephen provides practical stories and tips on how to implement effective cash flow systems. He emphasizes the importance of tracking cash, setting up a cash flow forecast, and maintaining consistency in financial practices to avoid business pitfalls and promote growth. Listeners are encouraged to reach out for free resources and deeper support if needed. Timestamps 00:00 Introduction to Cash Flow 00:52 Importance of Cash Flow Management 01:16 Case Study: Fusion Electrical 01:58 Implementing a Cash Flow Forecast 03:53 Case Study: Wiltshire Flooring 04:40 Free Resources and Support 05:28 Conclusion and Contact Information
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    6 分
  • A Conversation with Philip Leitch: Ups and Downs of Entrepreneurship - Built Different
    2024/11/29
    Philips LinkedIn: https://uk.linkedin.com/in/philip-leitch?trk=public_post_comment_actor-image Find My Socials Here: https://linktr.ee/stevenpettigrewinvestor Navigating the Highs and Lows of Entrepreneurship with Phil Leach In this podcast episode, Phil Leach delves into his entrepreneurial journey, discussing his experiences with reading influential business books, starting and acquiring businesses, and facing challenges in the transport industry. He shares insights from his transition to university to gain deeper understanding and introduces his latest venture, the Founders Lounge, aimed at helping entrepreneurs with business intelligence, marketing, and more. Phil emphasizes the importance of persistence, learning from failures, and the value of a supportive network in achieving success. Timestamps: 00:00 Book Talk and Inspirations 01:50 Starting the Podcast 02:30 Early Career and Entrepreneurial Beginnings 04:24 Transport Industry Insights 07:17 Challenges and Successes in Management 11:43 Venturing into Business Ownership 21:29 Mergers and Acquisitions Journey 30:10 The Reality of Business Brokers 37:06 Broker Interactions and Proving Funds 37:36 Challenges in Small Business Acquisitions 38:44 Persistence and Success in M&A 39:49 Leveraged Buyout Explained 40:44 Personal Struggles and Support Systems 43:01 Daughter's Achievements and Family Dynamics 46:34 Business Challenges and Lessons Learned 53:54 Future Business Plans and University Experience 01:00:07 Founders Lounge and Helping Entrepreneurs 01:08:24 Final Thoughts and Contact Information
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    1 時間 11 分
  • Marketing Strategies: Producing Opportunities and Generating Leads - Built Different Podcast
    2024/11/22
    Effective Lead Generation and Personal Branding Strategies from Monopoly Capital In this episode of the Built Different podcast, Stephen Pettigrew delves into the marketing strategies employed by Monopoly Capital and its portfolio companies. He emphasizes the importance of building a personal brand, citing insights from mentors Billy Farrell and Daniel Priestley. Stephen outlines various lead generation tactics, including consistent social content on LinkedIn, email sequences, webinars, podcasts, referrals, cross-selling, and writing books. These strategies aim to create reliable sources of leads and establish industry credibility. For more detailed resources, listeners can visit Stephen's LinkedIn profile. Find My Socials Here: https://linktr.ee/stevenpettigrewinvestor Timestamps: 00:00 Introduction to the Podcast 00:28 Importance of Building a Personal Brand 01:47 Generating Leads: Common Methods 02:51 Monopoly Capital's Marketing Strategies 03:03 Leveraging Social Content and Email 04:25 Additional Lead Generation Techniques 05:22 Referrals and Cross-Selling 06:28 Building Authority Through Books 06:38 Conclusion and Further Resources
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    7 分