In this must-watch episode, host Tina Keyes, CDC® of Florida Divorce Coaching and Mediation, is joined by Christine Diorio, a Tampa-based family law attorney. Christine shares invaluable insights into the emotional and legal aspects of divorce, drawing from her personal experience and professional practice. The discussion emphasizes the importance of choosing the right attorney and professional team to navigate the divorce process. Christine highlights the benefits of avoiding traditional litigation, the emotional state of clients, and the crucial role of self-care and education. This episode is essential for anyone going through a divorce, offering tips on managing stress, making informed decisions and avoiding the pitfalls of the traditional divorce process. 00:00 Introduction to Christine Diorio 00:34 Christine's Background and Law Practice 02:27 Emotional States During Divorce 05:20 Navigating Divorce with the Right Professionals 07:40 Challenges with Traditional Litigation 08:28 Collaborative Divorce and Mediation 22:04 Importance of Clear Communication and Preparation 30:00 Creative Time Sharing Solutions 30:20 The Risks of Litigation 35:24 The Importance of Self-Care and Professional Help 43:45 Choosing the Right Attorney 49:36 The Impact of Divorce on Families Getting in touch with us: Christine Diorio - christinediorio.com Tina Keyes - floridadivorcecoaching.com

In this episode, host Tina Keyes is joined by Francesca Kerr, founder of Legal Document Services of Central Florida. Francesca explains the role of a legal document preparer, differentiating it from that of a paralegal, and discusses how she assists self-represented litigants in the divorce process. She covers the preparation of essential documents, the challenges clients face, and the ways her services can help streamline and simplify the legal process, especially for those seeking amicable divorces. Francesca also touches upon the benefits of using a mediator and the pitfalls to avoid when filing documents on your own. This informative discussion provides valuable insights into alternative, cost-effective paths to navigating divorce. To reach Franchesca Kerr: www.legaldocumentservices.com; To reach Tina Keyes: www.floridadivorcecoaching.com; Seminole County Checklist mentioned in the episode: https://flcourts18.org/docs/sem/Checklist-PetnDOM-Children.pdf

In this episode, host Tina Keyes welcomes Josh Kirshenbaum, a seasoned attorney and full-time family mediator who has an extensive background working with parents of children who have special needs or disabilities. Josh and Tina delve into the complexities of these divorces, debunk myths and address key topics like creating flexible parenting plans, the importance of choosing the right divorce process and the need to surround yourself with professionals who lead with understanding and compassion. Key Chapters: 00:00 Introduction to Divorce and Special Needs 00:30 Meet Josh Kirshenbaum 01:46 Terminology: Special Needs, Disability and the Impact of “Language” 03:55 Navigating Divorce with Special Needs Children 07:04 Debunking Myths: Divorce Rates when you have Special Needs children 11:17 Special Needs Considerations in Parenting Plans 19:36 Exploring Alternatives: Mediation 23:31 Exploring Alternatives: Collaborative Divorce 24:59 Comparison of Litigation, Collaborative Divorce and Mediation 25:36 Understanding the Collaborative Divorce process 26:32 The Participation Agreement in Collaborative Divorce 27:45 Building a Professional Team in Collaborative Divorce 29:10 Benefits of Collaborative Divorce for Special Needs Families 34:49 Flexibility in Parenting Plans 39:29 Addressing Disagreements on Child's Needs 45:22 Modifying Agreements Post-Divorce 49:04 Key Takeaways for Parents of Special Needs Children 54:12 Conclusion and Contact Information To reach out to Josh Kershenbaum, you can visit his website at http://www.newhopedivorcemediation.com. To reach out to Tina Keyes, you can visit her website at https://www.floridadivorcecoaching.com

In this insightful episode, host Tina Keyes, CDC® of Florida Divorce Coaching and Mediation is joined by Michael Cortes, a retired family law attorney turned mediator, who shares his journey from a career in finance to family law mediation. Michael discusses the mediation process, addressing common misconceptions, the importance of confidentiality, and the differences between pro se mediation and attorney-assisted mediation. He also provides essential advice on preparing for mediation, the emotional challenges involved, and the significant cost benefits over traditional litigation. This episode is a must-watch for anyone navigating the complexities of divorce and seeking a more amicable resolution.

To connect with Michael: https://cortesmediation.com/

To connect with Tina: https://www.floridadivorcecoaching.com/

The topics we discuss include:

• What is mediation?
• Myths about mediation (hint: the mediator can’t make any decisions)
• The difference between pro se mediation and mediation with attorneys?
• Does mediation work if we don’t agree?
• How to prepare for mediation
• How mediation can help you communicate again
• What will cause your mediation to fail?
• Can you agree on most issues and keep one issue for the judge to decide on?
• How much does it cost to get divorced?

Key Chapters: 00:47 Understanding Mediation 03:39 Mediation Process Explained 05:35 Common Misconceptions About Mediation 07:38 Legal and Financial Advice in Mediation 16:32 Emotional and Practical Challenges in Mediation 21:44 Cost Comparison: Litigation vs. Mediation DISCLAIMER: THE COMMENTARY AND OPINIONS AVAILABLE ON THIS VIDEO ARE FOR INFORMATIONAL AND ENTERTAINMENT PURPOSES ONLY AND NOT FOR THE PURPOSE OF PROVIDING LEGAL, FINANCIAL OR PSYCHOLOGICAL ADVICE. YOU SHOULD CONTACT AN ATTORNEY, FINANCIAL ADVISOR OR THERAPIST IN YOUR STATE TO OBTAIN ADVICE WITH RESPECT TO ANY PARTICULAR ISSUE OR PROBLEM.

Join Tina Keyes, CDC® of Florida Divorce Coaching and Mediation as she delves into the complexities of managing mortgages during the divorce process with Certified Divorce Lending Professional and Florida-based Mortgage expert Don Moll, also known as The Divorce Mortgage Guy.

In this informative discussion, we uncover the emotional and financial considerations of keeping a home post-divorce, the potential pitfalls of appraisals and inspections, and the critical role of early involvement by a Certified Divorce Lending Professional® (CDLP®). Don shares valuable insights on loan assumptions, refinancing, equity buyouts, and how alimony and child support can impact mortgage qualifications. Learn why timely consultation with a specialist can make a significant difference in securing a smooth transition and financial stability post-divorce.

To connect with Don: https://www.thedivorcemortgageguy.com

To connect with Tina: https://www.floridadivorcecoaching.com/

DISCLAIMER: Both Tina and Don are based in Florida, so some of the statutes referenced (especially relating to alimony and child support) may not be applicable in other states. You are encouraged to seek legal counsel for your specific situation.

Some of the topics we discuss include:

• What does a home represent during divorce?
• The need to consider upkeep costs of the home, not just the mortgage
• Why you should get a home inspection, not just an appraisal
• Is it realistic to keep the home?
• Why you need to make sure the language works for the underwriter, not just the judge
• How to avoid paying a higher interest rate because of a divorce
• What is a loan assumption?
• How to take over the mortgage loan during a divorce?
• What is the difference between an equity buyout and a refinance?
• How does alimony work with qualifying to keep the house?
• What are the loopholes with using alimony and child support to qualify for a mortgage?
• How can a temporary alimony order help you qualify for a mortgage?
• Why you need to look at your homeowner’s policy?
• Why is an appraisal such an important number when you are getting divorced?
• How do you qualify for a mortgage if you did not work for a long time?
• Why do you need to work with a divorce mortgage expert?
• Can you use retirement assets or trust account income to qualify for a mortgage after divorce?
• How is a certified divorce lending professional different than a traditional mortgage lender?

Key Chapters:

00:00 Introduction to Divorce and Mortgages

00:24 Emotional and Financial Aspects of Keeping the Home

01:40 Hidden Costs and Inspections

04:42 Timing and Legal Considerations

07:10 Loan Assumptions and Refinancing Options

15:38 Support Income and Mortgage Qualification

23:05 Temporary Orders and Finalizing Agreements

28:53 Employment Gaps and Qualification Strategies

32:09 Retirement Income and Trust Accounts

37:50 Conclusion and Contact Information

DISCLAIMER: THE COMMENTARY AND OPINIONS AVAILABLE ON THIS VIDEO ARE FOR INFORMATIONAL AND ENTERTAINMENT PURPOSES ONLY AND NOT FOR THE PURPOSE OF PROVIDING LEGAL, FINANCIAL OR PSYCHOLOGICAL ADVICE. YOU SHOULD CONTACT AN ATTORNEY, FINANCIAL ADVISOR OR THERAPIST IN YOUR STATE TO OBTAIN ADVICE WITH RESPECT TO ANY PARTICULAR ISSUE OR PROBLEM.