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  • 17. What's a Divorce Mediator?
    2024/11/14

    Can you really settle a divorce without messy court proceedings? Learn how Barry Davis, an experienced divorce mediator, helps couples navigate the potential conflicts of separation by empowering them to make their own decisions. Discover the benefits of divorce mediation—saving time, money, and creating a healthier emotional environment for everyone involved. Barry also dispels common myths, showing that mediators do far more than just settle arguments — they guide couples toward lasting agreements that work for everyone.

    But, choosing the right mediator is crucial, and Barry shares his advice on what to look for in a well-rounded team. His inspiring journey from corporate America to becoming a divorce mediator is driven by a mission to keep children out of divorces by prioritizing their well-being.

    Connect With Us!

    • Barry Davis on LinkedIn
    • Davis Mediation
    • Barry Davis on YouTube
    • Jade Eagles on LinkedIn
    • Josephti Cruz on LinkedIn

    Divorce might be the end of one chapter, but it’s also the start of a brand-new journey filled with opportunities. Join us for practical tips for financial empowerment and insights to make this time a little less daunting.

    Invite us on your journey at the WealthGarden f.s.

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    32 分
  • 16. Common Financial Mistakes to Avoid in Divorce
    2024/10/31

    Ever rushed into a major decision only to regret it later? In this episode, Josephti and Jade share personal stories of hasty divorces and the costly financial mistakes that followed. They explore why so many women face unexpected financial surprises post-divorce and emphasize the importance of fully understanding your finances before making any big moves. Learn how professionals like Certified Divorce Financial Analysts (CDFA's) can guide you through asset valuation, financial planning, and setting realistic expectations during a divorce.

    Jade and Jo also debunk myths about lifetime support and highlight the risks of overspending, offering practical tips to safeguard your finances. Through relatable stories, they stress the value of balancing advice with financial realities and why accepting professional guidance, even when it’s tough, is essential. Tune in to “Cover Your Assets” for essential insights to protect your financial future during and after divorce.

    Connect With Us!

    • Jade Eagles on LinkedIn
    • Josephti Cruz on LinkedIn

    Divorce might be the end of one chapter, but it’s also the start of a brand-new journey filled with opportunities. Join us for practical tips for financial empowerment and insights to make this time a little less daunting.

    Invite us on your journey at the WealthGarden f.s.

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    25 分
  • 15. You’re a SAHM, and Your Husband Wants a Divorce. Now What?
    2024/10/17

    What would you do if your partner suddenly wanted a divorce? In this episode of "Cover Your Assets," we tackle the gut-wrenching reality of divorce, especially for stay-at-home parents. First, we address the sheer emotional shock and the critical initial steps to take. Then, our discussion is all about taking control of your new life. We emphasize the importance of building a supportive team, including friends, therapists, and professionals, to empower you through this life-altering transition.

    There are financial and career transitions that can come post-divorce. To be successful in this area, divorcees need to understand household expenses, create budgets, and gather financial information to seek education or training for future employment. Setting realistic short-term and long-term goals, regaining composure, and strategic planning are key strategies.

    Connect With Us!

    • Jade Eagles on LinkedIn
    • Josephti Cruz on LinkedIn

    Divorce might be the end of one chapter, but it’s also the start of a brand-new journey filled with opportunities. Join us for practical tips for financial empowerment and insights to make this time a little less daunting.

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    25 分
  • 14. How Does Divorce Impact Your Social Security?
    2024/10/03

    Understanding Social Security benefits during a divorce can impact your financial future. Join Jade Eagles and Josephti Cruz as they unravel the complexities of claiming spousal benefits based on your ex-spouse's work history. They debunk common myths and clarify eligibility criteria, particularly for lower wage earners or those who've struggled to meet the 10-year earning requirement.

    Jade and Josephti explore how remarrying, particularly after age 62, can influence your benefits and what happens if your own benefits exceed half of your ex-spouse's. Special circumstances, like having a disabled child or ex-spouse, also play a crucial role in determining your benefits. The duo dissects the impact of claiming benefits early and explains the various projections in Social Security reports to help you choose the best time to claim your benefits.

    Connect With Us!

    • Jade Eagles on LinkedIn
    • Josephti Cruz on LinkedIn

    Divorce might be the end of one chapter, but it’s also the start of a brand-new journey filled with opportunities. Join us for practical tips for financial empowerment and insights to make this time a little less daunting.

    Invite us on your journey at the WealthGarden f.s.

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    28 分
  • 13. Insurance Needs After Divorce
    2024/09/19

    What if an outdated beneficiary designation could disrupt your financial plans? In this episode of "Cover Your Assets" Josephti Cruz and Jade Eagles share real-life stories of unexpected life insurance settlements and highlight the importance of updating your policies post-divorce.

    We explore the challenges women face with health insurance after divorce, offering practical advice on auditing and comparing policies to avoid being uninsured. Plus, we cover essential insurance updates when selling a home or finalizing a divorce, from unbundling policies to securing renter’s insurance and revising life insurance beneficiaries. Take control of your financial future!

    Connect With Us!

    • Jade Eagles on LinkedIn
    • Josephti Cruz on LinkedIn

    Divorce might be the end of one chapter, but it’s also the start of a brand-new journey filled with opportunities. Join us for practical tips for financial empowerment and insights to make this time a little less daunting.

    Invite us on your journey at the WealthGarden f.s.

    References:

    • National Library of Medicine: Risk of Women’s Health Insurance Loss
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    24 分
  • 12. Financial Planning for Single Parenthood
    2024/09/05

    Navigating single parenthood can be daunting, but with the right strategies, it’s possible to turn fear into empowerment. In this episode of "Cover Your Assets," we explore the emotional and financial challenges of transitioning to a single-income household. Learn from personal stories about budgeting, dividing assets, and managing increased expenses, all while maintaining a positive mindset.

    We also dive into effective co-parenting financial strategies, such as establishing a solid financial baseline, prioritizing needs over wants, and building an emergency fund. Whether you're managing finances amicably with your ex or facing challenges, we offer practical advice on maintaining financial stability and embracing your new reality with confidence.

    Connect With Us!

    • Jade Eagles on LinkedIn
    • Josephti Cruz on LinkedIn

    Divorce might be the end of one chapter, but it’s also the start of a brand-new journey filled with opportunities. Join us for practical tips for financial empowerment and insights to make this time a little less daunting.

    Invite us on your journey at the WealthGarden f.s.

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    24 分
  • 11. Navigating Emotional and Financial Stress During Divorce
    2024/08/22

    Many people overlook the critical role emotions play in financial decisions during a divorce? Join us on "Cover Your Assets" as we reveal how addressing emotional stress can pave the way for sound financial planning. We'll take you on a journey through the seven emotional stages of divorce—shock and denial; fear; anger; bargaining; guilt; extreme sadness and grief; and acceptance—sharing real-life stories to illustrate how these stages shape your experience. By distinguishing emotional fantasies from reality, we'll show how separating your emotions from your financial decisions helps people come to the best outcome.

    We unpack the vital steps of identifying and acknowledging your emotions, understanding the power of fantasies and daydreams, and building a supportive network. Learn why it's crucial to avoid venting on social media and discover healthier outlets like journaling and professional therapy. We'll discuss the importance of investing in therapy to help you make logical decisions in legal, financial, and parenting matters. With a focus on self-care and the unpredictable nature of emotional stages, we offer practical tools to help you effectively navigate this challenging period and emerge stronger.

    Connect With Us!

    • Jade Eagles on LinkedIn
    • Josephti Cruz on LinkedIn

    Divorce might be the end of one chapter, but it’s also the start of a brand-new journey filled with opportunities. Join us for practical tips for financial empowerment and insights to make this time a little less daunting.

    Invite us on your journey at the WealthGarden f.s.

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    23 分
  • 10. Estate Planning Post-Divorce
    2024/08/08

    Can you imagine your ex-spouse inheriting millions of your assets just because you forgot to update some documents? In this episode of "Cover Your Assets," Josephti Cruz and Jade Eagles discuss the crucial need to update your estate plans during and after a divorce. Learn from real-life stories and expert advice to ensure your assets go where you want them.

    They cover the importance of updating beneficiary designations, financial and healthcare power of attorney documents, and setting up trusts to protect your children's inheritance. Plus, they talk about the need for backup guardians in your will.

    Tune in for practical tips and insights to safeguard your assets during one of life’s toughest transitions. Listen now!

    Connect With Us!

    • Jade Eagles on LinkedIn
    • Josephti Cruz on LinkedIn

    Divorce might be the end of one chapter, but it’s also the start of a brand-new journey filled with opportunities. Join us for practical tips for financial empowerment and insights to make this time a little less daunting.

    Invite us on your journey at the WealthGarden f.s.

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    24 分