Can missing your health insurance open enrollment window leave you vulnerable and uninsured? We tackle this pressing issue and more in our latest episode of the Osborn Financial Group Podcast. Join Jarrett Osborn and Jeremy Wolf as they guide you through the crucial November 1st to January 15th open enrollment period. Learn about the differences between national and state-specific exchanges, and why network coverage is essential when selecting a plan. Jared also breaks down the complexities of PPO and HMO plans, shedding light on their costs, flexibility, and how they handle catastrophic claims like cancer treatment. This is your chance to make informed decisions about your health insurance with expert advice at your fingertips.

But that's not all! We dive into the world of Health Savings Accounts (HSAs) and HSA-qualified plans. Discover how HSAs can offer tax-free growth on funds allocated for medical expenses, and why these plans might be a golden opportunity for long-term savings, particularly for retirement. Jared shares practical strategies on maximizing HSA benefits and discusses the higher deductibles that come with these plans. We even touch on what happens to your HSA funds if they're unused after death and the restrictions once you reach Medicare eligibility. Don't miss this episode loaded with actionable insights to help you optimize your health insurance during open enrollment!