In this episode of the Institute of Higher Earning Podcast, hosts TJ Kosen and Nick Sicilian welcome Andrew Postell, a seasoned expert in lending and long-term real estate investing. Andrew shares valuable insights on various loan types, the impact of economic factors on mortgage rates, and strategies for successful real estate investment. He also discusses his personal journey from serving in the Marines to building a multimillion-dollar real estate portfolio. Whether you're a new investor or looking to expand your knowledge, this episode is packed with actionable advice and key takeaways for achieving financial independence through real estate.

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Timestamps and Chapters:

00:00:00 - Introduction and guest introduction

00:00:24 - Andrew Postell's background in lending and real estate investing

00:01:04 - Discussion on conventional loans and non-QM loans

00:03:22 - Impact of job reports and market conditions on mortgage rates

00:05:26 - Challenges in the commercial real estate sector

00:07:07 - Strategies for residential real estate investment

00:09:16 - Importance of living below one's means and financial planning

00:11:14 - Andrew's personal journey from the Marines to real estate

00:13:31 - Value of a primary residence as an investment

00:15:08 - Importance of education and continuous learning

00:17:25 - Growth and potential in the Texas real estate market

00:19:34 - Tips for new investors and importance of networking

00:21:01 - Discussion on the future of mortgage rates and market predictions

00:23:00 - Andrew's worst deal and lessons learned from it

00:25:11 - Importance of commitment and dedication in real estate investing

00:27:12 - Andrew's approach to real estate investing and his goals

00:29:14 - How to get started in real estate investing with limited funds

00:31:14 - Importance of finding off-market deals and having a clear strategy

00:33:28 - Discussion on the value of college education and its impact on success

00:35:42 - Importance of professionalism and communication skills in business

00:37:50 - Andrew's motivation and drive for continued growth in real estate

00:39:53 - Importance of taking responsibility for one's future and taking action

00:41:48 - Discussion on the potential impact of Federal Reserve rate changes on the market

00:43:22 - Closing remarks and how to connect with Andrew Postell