As listeners would have heard previously, I attended a FinTech event which got me thinking about financial literacy and financial experiences. I’ve started to write some thoughts down related to that which I am posting on my Substack. You can find that at https://garycdavid.substack.com/.

This post was about financial literacy as financial inclusion, and how knowledge is power especially in relation to financial decision making for oneself. I will admit this gets tricky because it can seem like the financial game at the highest levels may be for lack of a better term ‘rigged.’ Financial literacy may not go very far when the game is a ‘heads you win, tails I lose’ proposition. Nevertheless, it is important that people understand the nature of finance and financial decision making. FinTech in its variety of forms provides an opportunity to do this. There is a lot to explore and discuss in this realm, especially in relation to the creation of financial experiences.

My guest today on Experience by Design actually has a work background in financial services. Manny Fiteni worked in wealth management and financial planning. But that’s not why we talked. Rather, we talked about his work “The Mind Congruency Effect” and how it applies to leadership and more effective employee experiences. The book and his larger body of work explore how inner obstacles keep us from achieving greater potential, which is something that we can all relate to.

Beyond that, we discuss how this also stops managers from more effectively managing. I’ve often said, “If you call people managers, that’s what they’ll do.” We discuss how this is not necessarily the best role for managers. Employees need to have levels of autonomy in which they can have agency and some level of authority over their work. But it is not just employees acting alone, but together toward a shared goal and purpose. This is why managers need to act more like community organizers and facilitators which bring people together.

However, people in management roles are rarely if ever taught those kind of skills, and why they are important.

We talk about the traits of being a high-performing leader, and what an employee-centric manager looks like. We discuss how managing is different from leading, and how the people side is more important than the technical and compliance side. We also talk about how he is creating new training and development approaches to help better prepare managers to become leaders in a more employee-centric way. And we also talk about how he was working at a bank that was robbed, and how imagining that scenario prepared him on how best to respond. Like an athlete, if you rehearse something enough times, the mind creates patterns of how best to respond.

Manny Fiteni: https://mannyfiteni.com/

Manny Fiteni on LinkedIn: https://www.linkedin.com/in/manny-fiteni-b0173637/

“The Mind Congruency Effect”: https://www.amazon.com.au/Mind-Congruency-Effect-Transforming-Direction/dp/1763745406/

For those listeners in the United States, a Happy Thanksgiving to you all. Thanks for being part of Experience by Design podcast and making putting on the show worthwhile and rewarding. And for those of you in Canada, Happy Belated Thanksgiving. And for those in other parts of the world, I hope you can take a moment to give thanks for whatever you feel thankful.

Giving thanks is not just something that should be reserved for one day a year. Giving gratitude should be something that we all do everyday. I know that I am trying to do so, especially for the small things in life. Gratitude is a practice like any other practice, and the more we do it, the better we can get at it. Not that I am good at it yet, but I am definitely trying to get better.

Today’s episode is about giving thanks for those who served in such a way that they were awarded the highest honor in the US military: The Medal of Honor. I welcome Alexandra Rhue (SVP, Museum Engagement and Strategic Initiatives from the National Medal of Honor Museum) and Michael Lewis (Executive Creative Director from G&A) to talk about their work in creating and developing the National Medal of Honor Museum, located in Arlington, TX.

We talk about the 3500 plus stories behind each person who was awarded the medal, but how each story comes down to the same elements of courage, sacrifice, commitment, integrity, citizenship, and patriotism. A major element of the museum is to inspire all visitors to recognize how these elements are in all of us as well. In other words, we talk about the hero that is within us all by exploring the stories and lives of those who have been recognized for their supreme valor and in many instances ultimate sacrifice.

We talk about the symbolism that is layered throughout the National Medal of Honor Museum, starting with the very architecture of the structure. We explore the ways that US society has evolved in terms of recognizing and discussing military conflict and service. Alex and Michael emphasize the ultimate goal is not just recognition, but getting people to leave with a renewed sense of service to their own communities in whatever capacity they can, and to live the values embodied in the Medal of Honor.

We also discuss the design and visitor experience of a museum and memorial. We explore the balance between immersive technology and traditional museum elements, aiming to create an emotional and personal experience. Michael and Alexandra explained the use of multimedia, including large-scale images, VR installations, and interactive projections, while emphasizing the importance of technology that enhances rather than distracts from the visitor journey. Alexandra and Michael emphasized the importance of placing visitors' perspectives at the center of storytelling, incorporating both human narratives and technological elements to enrich the visitor experience.

Alexandra Rhue: https://www.linkedin.com/in/alexandra-rhue/

National Medal of Honor Museum: https://mohmuseum.org/

Instagram: https://www.instagram.com/mohmuseum/

Twitter/X: https://x.com/MohMuseum

Facebook: National Medal of Honor Museum | Arlington TX | Facebook

Michael Lewis: https://www.linkedin.com/in/mgelewis/

G & A: https://gallagherdesign.com/

G & A Instagram: https://www.instagram.com/g.ampersand.a/

G & A LinkedIn: https://www.linkedin.com/company/g-a-strategy-and-design/

Yesterday I had the privilege of attending the Assistive Technology Conference of New England, put on by TechACCESS of Rhode Island. It was a great event that brought together professionals and companies that are trying to improve accessibility through technology for those with ranges of physical and intellectual challenges. Walking around, looking at the exhibits, and talking with people, I was continuously impressed by the innovation and dedication around me.

I would say it was “inspiring” but not in the way that one might usually think. The word “inspiring” can have a negative connotation in this world because it puts people with such challenges on a pedestal, as if their job is to be inspiring, or all they are is their disability, or makes people with these challenges a spectacle. Having a child who is intellectually and developmentally disabled, I totally get that argument.

When I say “inspiring”, I am referring to the people who are working and creating products in this space. It is inspiring for me to see professionals dedicate their work to improve and enhance the lives of others, no matter who that population is. That is very cool, and inspirational. No matter what job we are doing, we should be thinking of ways that we can improve the lives and experiences of others. That is what experience design and this podcast is all about: showcasing the work of those who are trying to apply their time, knowledge, and creativity to improving experiences and lives in ways large and small.

One of the things I need to do more of is highlight people who are working in the world of accessible technology. So stay tuned for that!

And my guest today on Experience by Design is doing the work to improve people’s lives as well in his own way. Like many guests on ExD, Chad Hufford of Veritas Wealth Management in Anchorage, Alaska is a behavioral scientist at heart, fascinated with what makes people act the way they do and what can be done to get them to make changes. He has applied this interest in the work he does as a financial planner.

He does this up in Alaska, focusing his efforts on those who are working in those uniquely blue-collar Alaskan jobs where high risk can come with good pay. His goal is to help them make the best decisions possible with what they earn, but also help to create cultural and behavioral change in his clients. Part of this is to get people to not just think, but to act. His new book “Forging Financial Freedom: Constructing Blue-Collar Millionaires with Seven Wealth Building Lessons Extracted from the Alaska Oilfield”, lays out his experiences and lessons from doing this work.

We talk about Chad’s fascination with fitness, and how that led him to be interested in medical school. Biochemistry taught him a lot about problem solving and complex interactions within systems. The same can be said for the financial world, where a lot is beyond your control. Despite that, you can control how you act and what your vision of your future is.

We also talk about unique aspects of Alaskan culture, overcoming complexity in financial decision making, how to build trust in financial planning, and making for better financial literacy and experiences. He emphasizes the importance of emotional connection and empathy in financial advising, and why friction is required to allow for thoughtful consideration. We explore how AI and technology can reduce friction in financial transactions but should not replace human empathy.

Chad Hufford: https://www.linkedin.com/in/chad-hufford-066208100/

Forging Financial Freedom: https://www.forgingfinancialfreedom.com/single

Veritas Wealth Management: https://www.veritasalaska.com/