HDFC MoneyBack+ Credit Card is an upgraded version of the previously launched HDFC MoneyBack Credit Card. This card lets you earn reward points on every purchase. It is an entry-level credit card and is best suited for people who are new to credit and want to earn discounts or rewards on their purchases. With the relaxed eligibility criteria, you can easily apply for this credit card and earn reward points on every purchase. 

Click on this link to know more:- https://www.atoallinks.com/2022/hdfc-moneyback-vs-moneyback-plus-credit-card/

Features of MoneyBack Credit Card

• Joining fee of INR 500 + GST
• A renewal fee of INR 500 will be charged every year

Welcome Benefits

Every new card will get 500 reward points if the joining fee has been paid and if that fee has not been charged by the bank under some special offer then there will be no reward points.

Reward Points:

• 2 reward points on a spend of INR 150 each time.
• Up to 2X features for online shopping. This means 4 reward points on an online spend of INR
• 150 (maximum 500 reward points per statement cycle for online spends).

On spending INR 50,000 in a calendar quarter there will be a gift voucher of INR 500.

Redeeming Reward Points:

• Reward points can be redeemed as per the statement balance at the rate of 1 reward point = INR 0.20
• Reward points can be used for flight and hotel bookings:
• The credit cardholder can only redeem 50% of the booking cost
• SmartBuy reward portal provides the catalog for such spends
• The value of 1 reward point = INR 0.20
• Can be used as air miles for booking airlines tickets, the value will be INR 0.25

Reward Points Validity:

• Reward points are valid for two years from the date of accumulation.
• How to Apply: You can apply online by visiting the HDFC website or physically by visiting a branch.