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  • 191: Why is the underwriting process so ruff

    191: Why is the underwriting process so ruff
    2024/07/02

    Use my network to find a realtor (that doesn't suck) near you https://homeandmoney.com/houserichdave/

    Gizmo and I explain why the mortgage underwriting process takes so long by covering the steps in the underwriting process, the underwriting timeline and common errors that can lead to delays.

    This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.

    🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important info below ⤵️

    🤠I'm a Realtor in Dallas, TX. If you're looking to move to the Dallas, TX area or a local looking to buy I'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (and out of towners) buy homes in my pervious life in the mortgage industry (I'm a guidelines nerd). Reach out to work with me.

    🏡World's Best Home Buying Tips: https://www.youtube.com/@Homebuyingtips

    🎙️My Podcast. Homebuying tips on the go: Search on wherever you get podcasts

    📚 New to the page? Start here for 2023 mortgage guidelines https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx

    David Ball Dallas Texas Real Estate Agent | Texas Real Estate License: 800326

    📽️📺📹🎥

    TikTok- https://www.tiktok.com/@houserichdave

    IG- https://www.instagram.com/houserichdave/

    @houserichdave

    daveballjr@gmail.com
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    27 分
  • 190: Sniffing out junk fees & how to reduce them yourself

    190: Sniffing out junk fees & how to reduce them yourself
    2024/06/25

    Giz and I talk about the CFPB looking to eliminate "junk fees" from mortgage lenders and how you can reduce them yourself my understanding how to read a loan estimate. We talk about. We also talk about common mistake 1st time homebuyer make when looking at quotes from lenders.

    This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.

    🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important info below ⤵️

    🤠I'm a Realtor in Dallas, TX. If you're looking to move to the Dallas, TX area or a local looking to buy I'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (and out of towners) buy homes in my pervious life in the mortgage industry (I'm a guidelines nerd). Reach out to work with me.

    🏡World's Best Home Buying Tips: https://www.youtube.com/@Homebuyingtips

    🎙️My Podcast. Homebuying tips on the go: Search on wherever you get podcasts

    📚 New to the page? Start here for 2023 mortgage guidelines https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx

    David Ball Dallas Texas Real Estate Agent | Texas Real Estate License: 800326

    📽️📺📹🎥

    TikTok- https://www.tiktok.com/@houserichdave

    IG- https://www.instagram.com/houserichdave/

    @houserichdave

    daveballjr@gmail.com
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    12 分
  • 189: Brokers v Big Banks/Direct Lenders, who's top dog?

    189: Brokers v Big Banks/Direct Lenders, who's top dog?
    2024/06/18

    Gizmo and I discuss the pros and cons if first time home buyers using a mortgage broker versus a big bank or direct lender when getting a home loan. Some of the items we cover are

    *seller perception

    *Does a mortgage broker or bank close loans quicker

    *Do mortgage brokers or banks have better loan programs

    *Common misperception

    *Why oversight on lenders matters

    This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.

    🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important info below ⤵️

    🤠I'm a Realtor in Dallas, TX. If you're looking to move to the Dallas, TX area or a local looking to buy I'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (and out of towners) buy homes in my pervious life in the mortgage industry (I'm a guidelines nerd). Reach out to work with me.

    🏡World's Best Home Buying Tips: https://www.youtube.com/@Homebuyingtips

    🎙️My Podcast. Homebuying tips on the go: Search on wherever you get podcasts

    📚 New to the page? Start here for 2023 mortgage guidelines https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx

    David Ball Dallas Texas Real Estate Agent | Texas Real Estate License: 800326

    📽️📺📹🎥

    TikTok- https://www.tiktok.com/@houserichdave

    IG- https://www.instagram.com/houserichdave/

    @houserichdave

    daveballjr@gmail.com
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    20 分
  • 188: Is home maintenance really that ruff on FTBHs? The 2024 USA Today survey says...

    188: Is home maintenance really that ruff on FTBHs? The 2024 USA Today survey says...
    2024/06/13

    Giz and i discuss the 2024 USA today maintenance survey covering topics such as

    -annual home maintenance costs

    -How much homeowners spend yearly on maintenance

    -Hidden maintenance costs

    -Tips for new homeowners to reduce maintenance expenses

    This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.

    🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important info below ⤵️

    🤠I'm a Realtor in Dallas, TX. If you're looking to move to the Dallas, TX area or a local looking to buy I'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (and out of towners) buy homes in my pervious life in the mortgage industry (I'm a guidelines nerd). Reach out to work with me.

    🏡World's Best Home Buying Tips: https://www.youtube.com/@Homebuyingtips

    🎙️My Podcast. Homebuying tips on the go: Search on wherever you get podcasts

    📚 New to the page? Start here for 2023 mortgage guidelines https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx

    David Ball Dallas Texas Real Estate Agent | Texas Real Estate License: 800326

    📽️📺📹🎥

    TikTok- https://www.tiktok.com/@houserichdave

    IG- https://www.instagram.com/houserichdave/

    @houserichdave

    daveballjr@gmail.com
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    19 分
  • 187: What to do if you can no longer afford your mortgage payment & why it increases

    187: What to do if you can no longer afford your mortgage payment & why it increases
    2024/06/11

    Gizmo and I talk about the components of your mortgage payment (Principal, interest taxes, insurance and HOA dues) and which ones are likely to increase. What to watch out for with new construction homes when it comes to property taxes and solutions if you get into a pinch and cant afford your mortgage payment

    This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.

    🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important info below ⤵️

    🤠I'm a Realtor in Dallas, TX. If you're looking to move to the Dallas, TX area or a local looking to buy I'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (and out of towners) buy homes in my pervious life in the mortgage industry (I'm a guidelines nerd). Reach out to work with me.

    🏡World's Best Home Buying Tips: https://www.youtube.com/@Homebuyingtips

    🎙️My Podcast. Homebuying tips on the go: Search on wherever you get podcasts

    📚 New to the page? Start here for 2023 mortgage guidelines https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx

    David Ball Dallas Texas Real Estate Agent | Texas Real Estate License: 800326

    📽️📺📹🎥

    TikTok- https://www.tiktok.com/@houserichdave

    IG- https://www.instagram.com/houserichdave/

    @houserichdave

    daveballjr@gmail.com
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    15 分
  • 186: Evaluating a neighborhood as a 1st time homebuyer (visual episode)

    186: Evaluating a neighborhood as a 1st time homebuyer (visual episode)
    2024/06/06
    This episode is very visual here in the YouTube link to see what I’m talking about: https://youtu.be/4iNV0x8d514?si=nq6-Y0wYeny6hW03 When touring a property make sure you are examining the neighborhood around the house because you don't want to love the house but hate the neighborhood. I explore everything from tips on evaluating where your HOA money is going, accessing neighbors landscaping to how to identify upcoming construction. This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap. 🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important info below ⤵️ 🤠I'm a Realtor in Dallas, TX. If you're looking to move to the Dallas, TX area or a local looking to buy I'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (and out of towners) buy homes in my pervious life in the mortgage industry (I'm a guidelines nerd). Reach out to work with me. 🏡World's Best Home Buying Tips: https://www.youtube.com/@Homebuyingtips 🎙️My Podcast. Homebuying tips on the go: Search on wherever you get podcasts 📚 New to the page? Start here for 2023 mortgage guidelines https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx David Ball Dallas Texas Real Estate Agent | Texas Real Estate License: 800326 📽️📺📹🎥 TikTok- https://www.tiktok.com/@houserichdave IG- https://www.instagram.com/houserichdave/ @houserichdave
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    13 分
  • 185: 9 Things 1st time homebuyers over look during a property tour (visual episode)

    185: 9 Things 1st time homebuyers over look during a property tour (visual episode)
    2024/06/04
    Hey I'm back. **This is kind of a visual episode, see her for the Youtube link if you want to see what I'm referring to. https://youtu.be/0XKPpThZJKg I cover things 1st time homebuyers often overlooks when touring a property. I cover what to look for inside an outside of the home from checking the gradient of the property to giving a good hard look (or smell) as to why that good smelling candle is lit in the home. Looking for a home in Dallas? Schedule a call w/ me: https://calendly.com/houserich/dfw Outside of Dallas? Connect w/ a dope Realtor in your local market: https://homeandmoney.com/houserichdave/ This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap. 🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important info below ⤵️ 🤠I'm a Realtor in Dallas, TX. If you're looking to move to the Dallas, TX area or a local looking to buy I'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (and out of towners) buy homes in my pervious life in the mortgage industry (I'm a guidelines nerd). Reach out to work with me. 🏡World's Best Home Buying Tips: https://www.youtube.com/@Homebuyingtips 🎙️My Podcast. Homebuying tips on the go: Search on wherever you get podcasts 📚 New to the page? Start here for 2023 mortgage guidelines https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx David Ball Dallas Texas Real Estate Agent | Texas Real Estate License: 800326 📽️📺📹🎥 TikTok- https://www.tiktok.com/@houserichdave IG- https://www.instagram.com/houserichdave/ @houserichdave
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    17 分
  • Season 4 update: I’m back w/ a friend

    Season 4 update: I’m back w/ a friend
    2024/06/04
    Things going forward
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    5 分