You’ve clocked out for the last time, said goodbye to spreadsheets and staff meetings… but now what? In this episode of Juggling Mind & Money, Steve and Jess unpack the surprisingly tricky reality of retirement – and the sneaky sense of purposelessness that can creep in when the calendar’s wide open.

Steve shares his own post-retirement slump, while Jess diagnoses the deeper issue: a lack of purpose. Together, they explore how meaning—not money—is often the real currency of a happy retirement.

Expect laughs, lightbulb moments, and practical ideas that go beyond “just keep busy” — from mentoring your dog (yes, really) to planning a pilgrimage to every pub older than 200 years. If you’re approaching retirement or already in it and wondering “Is this it?”, this one’s for you.

You’ve worked hard, raised a family, built a life together — so why does retirement suddenly feel… tense?

In this episode of Juggling Mind and Money, Steve (Chartered Financial Planner) and Jess (Psychologist) dive into a topic that catches many couples off guard: why retiring together can be more emotionally and financially challenging than expected.

From clashing visions of “the good life” to unequal pension pots, and from lost identities to the awkward reality of spending all day, every day together — this conversation peels back the curtain on what really happens when the 9-to-5 ends, and a new kind of pressure begins.

We share surprising stats, expert insights, and a few laughs along the way — all designed to help you not just survive, but actually enjoy retirement with your partner.

🔑 In this episode:

🔹 Why “silver divorce” rates are rising — and what to do about it

🔹 The financial friction of unequal pension pots and savings

🔹 How retirement can shake up your identity (and your relationship)

🔹 When too much together-time becomes a source of stress

🔹 Practical ways to plan together — emotionally and financially

🔹 How to strike a healthy balance between shared time and solo space

Whether you’re counting down to retirement or already living it, this episode will shift how you think about your future — and maybe spark a few important conversations with the person you plan to spend it with.

🎧 Tune in. It might just save your retirement.

Retirement – it’s the golden dream, right? No alarms, no meetings, just endless freedom. But here’s the twist… for many, it’s not all Pimm’s in the garden and spontaneous holidays. In fact, 1 in 3 retirees struggle with the transition, facing everything from identity crises to financial fears.

In this episode of Juggling Mind & Money, Steve (your financial planning expert) and Jess (our resident psychologist) break down the highs, the lows, and the ‘what do I do now?’ moments that come with stepping away from the 9-to-5.

🎙️ Why do some people thrive in retirement while others flounder?

💰 Why do retirees often hoard their money instead of spending it on joy?

🧠 How does losing a job title mess with your mental well-being?

⚖️ What’s more important in retirement – financial security or a sense of purpose?

We’ll unpack the biggest psychological traps retirees fall into and, more importantly, how to avoid them. Plus, Steve reveals why the famous 4% rule is a lie – and why you should be spending more now, not waiting until you’re 80!

Whether you’re years away from retirement or already living it, this episode will change the way you think about your future.

Tune in, because retirement isn’t just about money – it’s about mindset.

🎧 Listen now!