Marc Geels emphasizes the critical importance of having a comprehensive financial plan for retirement. He discusses various financial gaps that individuals may face, including knowledge, resources, perception, and empowerment gaps. The conversation highlights the need for education, professional advice, and a proactive approach to retirement planning to ensure financial security and peace of mind. To learn more visit EFS4U.com or call 712-224-4651.

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Marc Geels discusses the increasing threat of cybercrime and identity theft, highlighting recent data breaches and scams. The main focus is on protecting personal information and taking proactive measures to prevent fraud. The conversation covers topics such as freezing credit, monitoring credit reports, and being cautious of phishing scams. The host emphasizes the importance of seeking advice from trusted advisors and staying informed about current scams. To learn more visit EFS4U.com or call 712-224-4651.

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When nearing retirement, it's crucial to have a written plan and understand how it will work. The top three major things to plan for are the expiration of the Tax Cut and Jobs Act, the outcome of the upcoming elections, and the finalization of beneficiary distributions for inherited IRAs. It's important to have a plan B in place for these uncertainties and to start planning early. Additionally, it's recommended to have five to ten years' worth of income set aside for retirement and to be cautious when retiring at the top of a bull market. To learn more visit EFS4U.com or call 712-224-4651.

Support the show: https://www.efs4u.com/

See omnystudio.com/listener for privacy information.