MEDICARE ADVANTAGE MINUTE: Medicare vs. Medicare Advantage: Ill Health often Leads to a Plan Switch

YOUR MEDICARE BENEFIT 2025: Travel Outside the USA

Correspondence from Anita in Fountain Hills, AZ: She has Medicare supplement Plan G but wants to consider switching to High Deductible Plan G. After some thought she...

What's the deal with Long Covid anyway? We take a somewhat closer look to see if there is any sign of hope on the horizon.

Finally, we close out the episode with a Christmas Quiz!

Contact me at: DBJ@MLMMailbag.com

(Most severe critic: A+) Visit us on: BabyBoomer.ORG

Inspired by:

"MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!"

"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"

"MEDICARE FOR THE LAZY MAN: BARE BONES!"

For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.

Official website: https://www.MedicareForTheLazyMan.com.

MEDICARE ADVANTAGE MINUTE: JUDGE SIDES WITH HUMANA; TOSSES OUT MEDICARE ADVANTAGE AUDIT RULE. FAILS TO RECOVER $4.7 BILLION IN GOVERNMENT OVERPAYMENTS TO INSURANCE PLANS.

YOUR MEDICARE BENEFIT 2025: TRANSITIONAL CARE MANAGEMENT PROGRAMS.

Analysis of the typical situation when it comes to rate increases on Medicare supplement plans. A person paying the high Plan G premium is likely to receive larger and more frequent rate increases, in this case a 25% increase. On the other end of the spectrum, a smart purchaser of a High Deductible Plan G with a relatively small premium is is given a rate increase of only 6.75%.

Article: With Medicare premiums set to rise, is Medicare supplement going to be worth it?

Toni King reads a letter from a disappointed reader and winds up advising him to investigate biosimilar medications.

Contact me at: DBJ@MLMMailbag.com

(Most severe critic: A+) Visit us on: BabyBoomer.ORG

Inspired by:

"MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!"

"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"

"MEDICARE FOR THE LAZY MAN: BARE BONES!"

For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.

Official website: https://www.MedicareForTheLazyMan.com.

MEDICARE ADVANTAGE MINUTE: WHY MA CONTRACT NEGOTIATIONS ARE GETTING HEATED

YOUR MEDICARE BENEFITS 2025: TRACTION EQUIPMENT

Close friend Marlene figured out how to send me a lively online discussion regarding the new Medicare experiment with Prior Authorization. She saw my repeated warnings in some of these online comments.

Full disclosure mandated that I read an AI generated list of the exact procedures included within this five year trial program.

New client Cal had an unusual introduction to MLM enrollment service. The state of Nebraska, an unfamiliar insurance company and some careless errors conspired to create a less than smooth introduction to my normally stellar client service!

Contact me at: DBJ@MLMMailbag.com

(Most severe critic: A+) Visit us on: BabyBoomer.ORG

Inspired by:

"MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!"

"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"

"MEDICARE FOR THE LAZY MAN: BARE BONES!"

For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.

Official website: https://www.MedicareForTheLazyMan.com.

MEDICARE ADVANTAGE MINUTE: Payors Continue to Predict MA Marketplace Enrollment Losses

YOUR MEDICARE BENEFITS 2025: Therapeutic shoes or inserts

A review of the magnificent extravaganza that was Toni King's "Confused By Medicare" webinar! I wish she hadn't made up a B.S. story about the Internet crashing and causing her presentation to crash!

The question: How successful is the attempt to substitute Plan N for Plan G in order to keep the prices high and to keep sales commissions flowing? The answer is above.

Several clients have recently become disgruntled with Plan N rate increases. They have selected High Deductible Plan G as a superior alternative.

After that their spouses took note and requested to switch from Plan N to HDG as well!

Contact me at: DBJ@MLMMailbag.com

(Most severe critic: A+) Visit us on: BabyBoomer.ORG

Inspired by:

"MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!"

"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"

"MEDICARE FOR THE LAZY MAN: BARE BONES!"

For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.

Official website: https://www.MedicareForTheLazyMan.com.

MEDICARE ADVANTAGE MINUTE: MA plans may limit radiation treatment options for cancer; increase the cost & duration of car!

YOUR MEDICARE BENEFITS 2025: Telehealth

Major work has begun on "Medicare for the Lazy Man 2026". This is the most difficult time of year to find free time for more than one project but I am forging ahead!

And finally, a light review of some of the 2026 Medicare premiums and deductibles. More to come!

Contact me at: DBJ@MLMMailbag.com

(Most severe critic: A+) Visit us on: BabyBoomer.ORG

Inspired by:

"MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!"

"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"

"MEDICARE FOR THE LAZY MAN: BARE BONES!"

For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.

Official website: https://www.MedicareForTheLazyMan.com.

MEDICARE ADVANTAGE MINUTE: MA plan member satisfaction facing headwinds!

YOUR MEDICARE BENEFITS 2025: TDAP (Tetanus, Diphtheria and Pertussis) shots

Advice from Diane Omdahl: Review your drug plan in case the government plan finder "glitches".

Correspondence:

Peter wants to know whether he should consider changing from HDG to Plan G. This is not something I usually recommend.

Fr. David takes no prescription drugs but has been paying through the nose for an expensive Part D drug plan. What should he do?

Ray has more questions about how to ensure that he has the best PDP (Prescription Drug Plan) next year.

Finally, we review a Gallup pole listing the states from highest to lowest for cost & availability of medical treatment.

Contact me at: DBJ@MLMMailbag.com

(Most severe critic: A+) Visit us on: BabyBoomer.ORG

Inspired by:

"MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!"

"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"

"MEDICARE FOR THE LAZY MAN: BARE BONES!"

For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.

Official website: https://www.MedicareForTheLazyMan.com.

MEDICARE ADVANTAGE MINUTE: Are Medicare Advantage's glory days over? Some think so!

YOUR MEDICARE BENEFITS 2025: Swing bed services

How about some obesity drugs? Thanks to Trump, Medicare will cover weight loss medications for the first time in history. Obesity drugs will be covered for as little as $50.

Inspired by:

"MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!"

"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"

"MEDICARE FOR THE LAZY MAN: BARE BONES!"

For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.

Official website: https://www.MedicareForTheLazyMan.com.

MEDICARE ADVANTAGE MINUTE: Informed consent: The key to preventing big Medicare Advantage mistakes!

YOUR MEDICARE BENEFITS 2025: Surgical Dressings

Enjoy some correspondence from clients or wannabe clients:

Ken & Mrs. Ken sent their heartfelt thanks for the help with various insurance products, including Medicare supplement and life insurance which they shopped for effortlessly and without being irritated by me or any other annoying insurance agent.

A new client, under 65 on SSDI, wrote to request Medicare supplement quotes. Fortunately for her, the rates in her state are quite reasonable.

ANON sent a lengthy message entitled: Two Complaints and Some Serious Foot-Stomping (or words to that effect);

ANON II sent a short, invective-laden complaint.

Finally, we held a short review of a list of the most frequently prescribed drugs in America.

Inspired by:

"MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!"

"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"

"MEDICARE FOR THE LAZY MAN: BARE BONES!"

For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.

Official website: https://www.MedicareForTheLazyMan.com.