Doors to The Moneywise Mastermind are OPEN.
Learn more and apply here:
https://www.katyalmstrom.com/moneywise

In this episode of Messy to Magnetic, host Katy Almstrom, a seasoned money mentor and financial coach for women entrepreneurs, delves into an inspiring topic that resonates with many: how her clients have collectively paid off over $1 million in debt. Drawing from over six years of coaching experience and her signature Moneywise program, Katy shares actionable insights and three key takeaways that have proven successful for her clients on their debt-free journeys.

Listeners will discover the importance of perfect timing, strategic trade-offs, and maintaining an enthusiastic mindset while tackling debt. Katy also emphasizes how these elements work together to empower women, reduce financial stress, and build a secure financial future. Additionally, Katy invites those experiencing money-related challenges to join the Moneywise program, which offers accessible and result-driven financial coaching.

Tune in to gain valuable tips on managing debt, improving financial habits, and setting yourself up for long-term success. Future you will thank you!

Keywords: debt reduction, financial coaching, women entrepreneurs, money management, paying off debt, debt-free journey, financial empowerment, Moneywise program, Katy Armstrong, financial stress, money mentor, debt strategy, money tips, financial success, debt payoff strategies.

Join the 3-Day Challenge "Break Up With Your Credit Cards"
https://www.katyalmstrom.com/creditcards

Connect with Katy:

IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman

Welcome to the September 13 episode of Messy to Magnetic, hosted by money mentor and financial coach Katy Almstrom. This episode features the insightful and transformative Day 3 session of Katy's "Break Up With Your Credit Cards Challenge," streamed live in her Facebook group. In this enlightening episode, Katy delves deep into the debt-free journey, addressing the most common challenges women face when attempting to break up with credit cards and manage their financial obstacles.

Key takeaways include strategies for handling unexpected life events without resorting to credit cards, the importance of using savings wisely, and the power of maintaining consistency in your spending and saving habits. Katy also provides an in-depth overview of her life-changing Moneywise Mastermind program, designed to help women joyfully pay off their debt, create guilt-free spending plans, develop effective savings strategies, and achieve financial freedom without the constant stress of money worries.

Common Challenges in a Debt-Free Journey:

• Life Happens: Be prepared for unexpected expenses and be willing to pause debt repayment or savings temporarily instead of resorting to credit cards.
• Fear of Using Savings: Don't be afraid to dip into your savings for necessary expenses to avoid accruing more debt.
• Consistency: Maintaining new spending habits and sticking to a spending plan for at least 90 days is crucial for financial progress.

Listeners will gain valuable insights into creating a sustainable spending plan, understanding the nuances of saving while tackling debt, and reprogramming their money mindset for long-term success. Whether you're a woman entrepreneur or anyone looking to improve financial health, this episode is packed with practical advice and actionable steps to transform your relationship with money. Don’t miss out on this opportunity to turn your messy financial situations into magnetic financial success!

Join the 3-Day Challenge "Break Up With Your Credit Cards"
https://www.katyalmstrom.com/creditcards

Connect with Katy:

IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman

Join Katy September 11-13 for "Break Up With Your Credit Cards: A FREE 3-Day Challenge"

Register here --> www.katyalmstrom.com/creditcards




Welcome to another episode of "Messy to Magnetic", hosted by Katt Almstrom, your dedicated money mentor and financial coach for women entrepreneurs. This episode, “Three Steps to Break Up With Your Credit Cards, delves into Katy's transformative three-step process for breaking up with credit cards and embarking on a sustainable debt-free journey.

Katy emphasizes the critical steps to triage your financial situation, simplify and declutter your finances, and prepare for financial obstacles. These strategies are designed to help you end your unhealthy relationship with credit cards and focus on paying off your credit card debt. Whether you are grappling with unexpected expenses or struggling with your savings strategy, this episode provides actionable advice to navigate these challenges.

Join Katy as she offers a sneak peek into her upcoming free three-day challenge, "Break Up with Your Credit Cards", happening from September 11 to 13. Engage with tools and strategies that have empowered Katy's clients to collectively pay off over a million dollars in debt since 2018.

Tune in to this episode to transform your approach to credit card debt, boost your financial confidence, and establish a strong foundation for lasting debt freedom. Find more resources and details about the challenge at www.katyalmstrom.com/creditcards.

Keywords: credit card debt, break up with credit cards, financial coach, money mentor, women entrepreneurs, financial obstacles, savings strategy, debt-free journey, credit card relationship, Katy Almstrong, Messy to Magnetic, financial confidence, financial advice, triage your finances, simplify finances, declutter finances.

Join the 3-Day Challenge "Break Up With Your Credit Cards"
https://www.katyalmstrom.com/creditcards

Connect with Katy:

IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman

Join "Break Up With Your Credit Cards: A FREE 3-Day Challenge"
https://www.katyalmstrom.com/creditcards

In this compelling episode of Messy to Magnetic, your host Katy Almstrom shares her transformative journey of conquering $20,000 in credit card debt in under two years. Drawing from her personal experiences in early adulthood, Katy opens up about the financial stress caused by her unfiltered spending habits and low income. She vividly illustrates the pivotal moments that led to her financial turnaround, including the wake-up call from a loved one and the life-changing decision to pay off her debt.

Listeners will gain insightful strategies on tackling debt, from boosting income with side jobs like nannying and personal training to reducing unnecessary spending and creating a focused plan of action. Katy emphasizes the importance of support and prioritizing essential expenses to manage financial burdens more effectively. This episode not only offers practical tips but also inspires a mindset shift towards financial freedom.

Stay tuned until the end, where Katy introduces her upcoming "Break Up with Your Credit Cards" free three-day challenge starting September 11. This challenge aims to help you triage your debt situation, create a sustainable repayment roadmap, and navigate obstacles to maintain a debt-free status. Don’t miss out on this opportunity to kickstart your journey to financial independence.

Keywords: credit card debt, debt payoff, financial freedom, debt-free journey, money management, budgeting, personal finance, income boost, side jobs, reducing expenses, financial support, financial stress, spending habits, debt repayment strategies, debt management challenge, Katy Almstrom, Messy to Magnetic podcast.

Join the 3-Day Challenge "Break Up With Your Credit Cards"
https://www.katyalmstrom.com/creditcards

Connect with Katy:

IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman

Join the 3-Day Challenge "Break Up With Your Credit Cards"
https://www.katyalmstrom.com/creditcards

In this exciting new episode of "Messy to Magnetic," Katy, a dedicated money mentor and financial coach for women, shares insights about an often misunderstood aspect of debt freedom. Katy returns to the show with fresh perspectives and valuable lessons geared towards helping listeners achieve a joyful debt-free journey as we transition into the fall and school season.

Katy emphasizes that achieving debt freedom isn't solely about eliminating all debt but about ending the reliance on it. She explains that one can celebrate debt freedom even while still paying off some unwanted debt, as long as they're no longer dependent on using any new debt. Katy illustrates this by contrasting the short-lived satisfaction of paying off credit card balances with windfalls such as bonuses or tax returns, only to rack up the same debt due to ongoing reliance on credit cards.

A key takeaway from the episode is Katy's advice on breaking up with credit cards, particularly those with high interest rates, as an essential step toward sustainable long-term debt freedom. She shares her personal journey of overcoming maxed-out credit cards by making a decisive commitment to stop using them, emphasizing that sustainable debt freedom comes from a change in habits rather than just zero balances.

Join Katy in this episode of "Messy to Magnetic" as she unpacks the importance of breaking up with credit cards, shares valuable strategies for debt reduction, and invites you to a challenge that could kickstart your journey to financial freedom. Don't miss out on the wealth of knowledge and support designed to help you navigate your messy money issues and become truly magnetic with your finances.

Join the 3-Day Challenge "Break Up With Your Credit Cards"
https://www.katyalmstrom.com/creditcards

Connect with Katy:

IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman

In this engaging episode of the Messy to Magnetic podcast, Katy welcomes Aslynn, a psych nurse practitioner with a unique perspective on neurodivergent challenges and money management. Join their candid conversation as Aslynn shares her journey juggling a successful career, motherhood, and financial obstacles. Discover how she transformed from DIY financial plans to adopting a powerful new mindset about debt and savings. With insights into overcoming financial guilt and the long-term vision needed for stability, this episode is a must-listen for anyone looking to flip their financial script and embrace a brighter future.

Aslynn is an AuDHD psychiatric nurse practitioner who works with neurodivergent clients to evaluate and treat mental health conditions as well as provide neuro-affirming diagnostic services to those who suspect they may be Autistic. She enjoys sharing research, personal anecdotes, and others' stories about autism and Autistic culture on her social media pages and is looking forward to launching a podcast, "Infodumps & Oversharing" in the near future. Financial coaching with Katy has been transformative for Aslynn and her family and she's excited to tell anyone who will listen: You CAN take control of your finances and it's okay to need support to learn how to do it.

Connect with Aslynn:
https://www.linkedin.com/in/aslynnnp/

https://www.facebook.com/aslynn.audhd/

https://www.tiktok.com/@infodumpsandoversharing

www.balancementalhealth.com

Join the 3-Day Challenge "Break Up With Your Credit Cards"
https://www.katyalmstrom.com/creditcards

Connect with Katy:

IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman

In this episode of "Messy to Magnetic," Katy and Janita delve into strategies for managing impulsive spending and setting boundaries. They highlight the importance of self-compassion and avoiding self-judgment. Both speakers stress the necessity for support and coaching across various life aspects, while also discussing Janita's entrepreneurship journey and the potential for future collaboration. Janita shares insights on how to connect with her through her website and Facebook groups, and notes plans to narrow her online presence in the future.

Katy underscores the significance of attracting the right clients to succeed in business, advising consumers to think thoughtfully about their purchases. Janita suggests strategies like tracking spending to remain accountable and adopting a CEO mindset to make objective decisions. Both hosts emphasize identifying triggers for impulsive behavior and practicing self-compassion. Katy mentions that financial challenges are common, reassuring listeners to accept themselves without judgment.

In their discussion on tools to tackle impulsive spending and ADHD-related challenges, Janita highlights the importance of recognizing and being aware of impulsive habits. She advises changing the inner monologue to seek help without using ADHD as an excuse to overspend, setting spending limits, and delaying purchases to break impulsive behaviors into manageable steps. Future episodes will address debt freedom and no-spend months to offer further financial guidance.

Katy believes that individuals with ADHD or impulsive spending habits can still achieve financial success by setting small goals and being aware of their financial activities. She introduces Janita as a business coach and strategist dedicated to helping entrepreneurs build sustainable online businesses. Janita, who navigates ADHD and money herself, runs the Business Mama's community and the ADHD Entrepreneurs Society. She explains that common client challenges include impulsivity in spending, fear of missing out (FOMO), and feeling judged or making excuses for their behaviors. These impulsive buying behaviors often lead to regret, creating a cycle of overspending and feeling stuck. Janita emphasizes the importance of taking a step back and thinking things through to avoid impulsive buying, focusing the conversation on how these challenges impact business and money management for individuals with ADHD.

Connect with Janita:
https://www.facebook.com/groups/businessmamascommunity/?ref=share_group_link

Join the 3-Day Challenge "Break Up With Your Credit Cards"
https://www.katyalmstrom.com/creditcards

Connect with Katy:

IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman

In this episode of "Messy to Magnetic," Katy Almstrom, a money mentor and financial coach for women, interviews Eliza from Eliza Uncluttered, a professional home organizer specializing in decluttering homes. This episode kicks off a month on the podcast focusing on clutter, impulsive spending, and understanding our behaviors around money and physical space.

Eliza shares her journey that began in 2018 as a stay-at-home mom and evolved into a career dedicated to helping moms declutter and organize their homes. She discusses the importance of starting with the first speed bump of the day when tackling decluttering tasks and emphasizes the need to make intentional decisions about the items in our spaces. The conversation touches on the emotional aspects of decluttering, particularly dealing with guilt from past purchases and the concept of "sunk costs."

Katy and Eliza also explore strategies for managing impulse spending and the value of taking a pause before making new purchases. Eliza introduces the idea of the "F that list" and the significance of focusing on items that genuinely improve day-to-day life.

Throughout the episode, both speakers draw parallels between financial habits and decluttering practices, offering listeners practical advice to handle both areas more effectively. The episode wraps up with Eliza's tips for starting small, such as taking five minutes to sort items and the concept of "brain dumping" to clear mental clutter.

Listeners can find more of Eliza's insights on Instagram and Facebook at Eliza Uncluttered, where she shares daily tips and relatable experiences about living a more organized, joyful life. Katy and Eliza's discussion provides a treasure trove of practical advice for those looking to simplify their spaces, spend more mindfully, and ultimately create a more magnetic life.

Join the 3-Day Challenge "Break Up With Your Credit Cards"
https://www.katyalmstrom.com/creditcards

Connect with Katy:

IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman