DSCR loans are a GIFT to new and seasoned real estate investors!

First-time homebuyers in the U.S. are getting older. In 1991, the average age was 28. By 2024, it’s jumped to 38. Repeat homebuyers are aging too—back in 1991, the average age was 42, now it’s 61.

Podcast Title: 5 Mortgage Mistakes Homebuyers Make
Description:
In this episode of Michael the Mortgage Guy, Michael Clover dives deep into the five most common mortgage mistakes homebuyers make. From choosing the wrong loan type to failing to shop around for rates, these missteps can cost you thousands of dollars over the life of your loan. Michael breaks down these pitfalls in an easy-to-understand, conversational way, helping you avoid costly mistakes and make smarter decisions on your homebuying journey. Whether you’re a first-time buyer or an experienced homeowner, this episode is packed with valuable tips to guide you to a better mortgage experience.

Tune in now and ensure your mortgage process is smooth and stress-free!

Listen now on:
Spotify Podcast: Michael the Mortgage Guy
YouTube Channel: Michael the Mortgage Guy
NMLS ID: 1883953
Licensed in NC, TN, GA, VA, and FL
Contact: michaelclover.net | 📞 562-826-0837 | 📧 m.clover@barrettfinancial.com

I break down everything you need to know about assumable mortgages. Learn how they work, the benefits for buyers and sellers, and how they can save you money in today’s market. If you're considering buying or selling a home, understanding assumable mortgages could be a game-changer!

💬 Have questions or need help with your mortgage? I'm here for you! Contact me anytime:
📞 Phone: 562-826-0837
📧 Email: m.clover@barrettfinancial.com
🌐 Website: michaelclover.net
🔗 Linktree: https://linktr.ee/michaelclover
📺 YouTube Channel: Michael the Mortgage Guy
🎙️ Spotify Podcast: Michael the Mortgage Guy

💡 Licensed in NC, TN, GA, VA, and FL | NMLS ID: 1883953

Don't forget to like, comment, and subscribe to stay updated on all things mortgage-related! Your dream home is closer than you think. 🏡✨

How to Get Rich In Real Estate
Want to know how to build wealth and achieve financial freedom through real estate? Real estate investing is one of the most powerful ways to grow your financial portfolio, and you don’t need to be a millionaire to get started.

Call me today and I will break down the key steps to buying rental properties, building equity, and how passive income can be the key to long-term success. Whether you’re a first-time investor or looking to expand your portfolio, I can help!

💬 Let’s connect:
📞 Contact: 562-826-0837
📧 Email: m.clover@barrettfinancial.com
🌐 Website: michaelclover.net
📺 YouTube Channel: www.youtube.com/@MichaeltheMortgageGuy
💼 Licensed in NC, TN, GA, VA, and FL

NMLS ID: 1883953

🎧 Podcast: Michael the Mortgage Guy

Are you baffled by the maze of mortgage fees and why every lender seems to charge differently? In this episode, we’re peeling back the curtain to reveal the truth about mortgage costs. Learn how lenders determine their fees, why they vary so much, and how working with a mortgage broker can save you time, money, and stress.

Discover how brokers, like me, serve as your personal guide through the process, ensuring you get the best deal possible while avoiding unnecessary fees. I’ll also break down how brokers offer more options, better transparency, and a deeper understanding of your unique financial needs.

Buying a home is one of the biggest investments you'll ever make—don’t leave it to chance. Tune in to gain the insider knowledge you need to navigate mortgage fees like a pro and make informed decisions that protect your wallet.

💼 Contact Michael Clover 7 Days Per Week:
📞 Contact: 562-826-0837
📧 Email: m.clover@barrettfinancial.com
🌐 Website: michaelclover.net
📺 YouTube Channel: www.youtube.com/@MichaeltheMortgageGuy
💬 Licensed in NC, TN, GA, VA, and FL, & CA
NMLS ID: 1883953

Your journey to homeownership starts here. Let’s make it happen together! 🌟

Buying a home is one of the biggest investments you’ll ever make, and skipping a home inspection could cost you thousands—or worse, leave you with a house full of regrets. In this episode, Home Inspections 101: Protect Yourself BEFORE You Buy!, we break down everything you need to know about the home inspection process. From uncovering hidden issues to negotiating repairs or price reductions, this episode will empower you to protect your investment and make an informed decision. Whether you’re a first-time buyer or an experienced homeowner, this is a must-listen for anyone ready to take the leap into homeownership.

Don’t let your dream home turn into a nightmare—get the tools you need to stay ahead and stay protected!

📞 Contact: 562-826-0837
📧 Email: m.clover@barrettfinancial.com
🌐 Website: michaelclover.net
📺 YouTube: www.youtube.com/@MichaeltheMortgageGuy
🎙 Podcast: Michael the Mortgage Guy - Michael Clover available on Spotify, iHeartRadio, Amazon Music, and more!
💼 Licensed in NC, TN, GA, VA, FL, & CA
🔑 NMLS: 1883953

Click play now to learn how to protect yourself before you buy!

Podcast Description:
In the shifting housing market of 2025, homebuyers are making bold sacrifices to achieve their dreams of homeownership. In this episode, we dive deep into the lengths people are willing to go—from cutting back on everyday luxuries to rethinking major life plans—all to afford a home in today’s competitive landscape. Whether you're a first-time buyer or looking for inspiration, this episode uncovers real stories and practical strategies to help you stay ahead.

📞 Contact: 562-826-0837
📧 Email: m.clover@barrettfinancial.com
🌐 Website: michaelclover.net
📺 YouTube: www.youtube.com/@MichaeltheMortgageGuy
🎙 Podcast: Michael the Mortgage Guy - Michael Clover available on Spotify, iHeartRadio, Amazon Music, and more!
💼 Licensed in NC, TN, GA, VA, FL
🔑 NMLS: 1883953

Listen now and learn what it takes to turn your dream home into a reality!