Meet Krystalynn!

Krystalynn Schlegel, an insurance advisor, shares insights on the role of insurance in personal financial risk management and the challenges of the insurance industry. She also discusses her family-run insurance brokerage, her involvement in a managing director role, and her experiences in the restaurant business and Provisors.

The conversation delves into the complexities of insurance products, the importance of client relationships, and the multifaceted nature of her professional and personal life. Krystalynn Schlegel, a financial professional, shares insights into her daily routine, virtual work, and personal growth. She discusses the challenges of being a nomadic worker, the importance of virtual work, and the need for balance and self-care. She also shares her passion for travel and the impact it has had on her perspective. Additionally, she provides valuable advice on leadership and personal development.

Takeaways

- The role of insurance in personal financial risk management and the challenges of the insurance industry.

- The multifaceted nature of Krystalynn Schlegel's professional and personal life, including her family-run insurance brokerage, managing director role, and involvement in the restaurant business and Provisors.

- The complexities of insurance products and the importance of client relationships in the insurance industry. The challenges and benefits of a nomadic work lifestyle

- The importance of virtual work and the need for balance and self-care

- The impact of travel on personal perspective and growth

- Valuable advice on leadership and personal development titles

Sound Bites

"We're seen as salespeople trying to sell someone whatever we possibly can in order to earn money."

"It's completely intangible. And I try to help people understand that even though we're talking about a death benefit, so to speak, that money does actually provide the shelter, provide the blue jeans, provide the school books, provide the sports stuff for the kids."

"We are talking about the what if somebody doesn't come home tonight and what if somebody gets cancer."

"My day is different all the time."

"My goal is to just really try and become as virtual as possible so I can work from anywhere."

"Everyone needs my services. Everyone's going to die."

Chapters

00:00 Unraveling the World of Insurance and Financial Risk Management

03:07 The Complexities of Insurance Products and Client Relationships

10:32 Navigating Client Relationships and Personal Growth in the Insurance Industry

13:09 The Role of Empathy and Authenticity in Insurance Advisory

31:08 The Impact of Virtual Work and Self-Care

33:51 Travel: A Perspective-Changing Experience

39:03 Leadership and Personal Development Insights

LinkedIn personal - https://www.linkedin.com/in/krystalynnschlegel/

Meet Zak!

In this conversation, host Zane Stevens interviews Zach Swad, a wealth advisor and founder of Swad Wealth Management. They discuss the role of a wealth advisor, Zach's journey in the financial sector, and the principles of wealth management. Zach emphasizes the importance of a holistic approach to financial planning, considering all aspects of a client's financial life. He also highlights the significance of behavior and psychology in investing and the need for personalized financial strategies.

The conversation explores the challenges of balancing preservation and growth of assets in retirement and the importance of aligning money with one's values and priorities. Zack also highlights the significance of understanding clients' values and goals to create meaningful financial plans.

He shares his own challenges of finding balance between growth and enjoying the present moment. Zack's advice is to work hard, focus on helping others, and make the most of time.

Takeaways

- A wealth advisor is someone who looks at all aspects of a client's financial life, including investments, taxes, insurance, and estate planning.

- Zach's interest in finance and investing started at a young age when his grandfather gifted him stocks.

- Zach pursued a career in finance, specializing in investments, and eventually became a wealth advisor at Charles Schwab.

- He founded Swad Wealth Management to have a greater impact on his clients' lives and provide personalized financial planning.

- In retirement planning, it is important to balance the preservation and growth of assets while aligning money with one's values and priorities.

- Many people in retirement tend to underspend and miss out on experiences, so it is crucial to find the right balance between enjoying life and ensuring financial security.

- Starting his own business allowed Zach to have more flexibility and work-life balance, which is important for him and his family.

- Personalized financial plans that align with clients' values and goals are crucial for a successful retirement.

- Working hard, focusing on helping others, and managing time effectively are key to success.

Sound Bites

"A wealth advisor is somebody that is looking at all of the aspects of your financial life."

"I love investments. So I specialized in investments."

"Registered Life Planner (RLP) is really financial planning done right."

Chapters

00:00 Introduction to Protea Conversations

02:21 Understanding the Role of a Wealth Advisor

08:18 The Importance of Continuous Learning and Professional Development

10:56 Transitioning from Charles Schwab to Starting His Own Business

24:31 A Typical Day in the Life of a Wealth Advisor

27:03 Preserving, Growing, and Distributing Assets in Retirement

29:11 Balancing Enjoyment and Financial Security in Retirement

32:00 Understanding the Phases of Retirement

35:07 The Importance of Emotional Connection

37:24 Going Beyond Numbers in Financial Planning

39:31 Finding Balance: Growth vs. Enjoying the Present Moment

41:41 Working Hard, Helping Others, and Managing Time Effectively

LinkedIn personal - https://www.linkedin.com/in/zackswad/

LinkedIn business - https://www.linkedin.com/company/swad-wealth-management/

Meet Bill!

Bill Vick, a Vistage Chair at Vistage Worldwide, shares his insights and experiences in finance and leadership. He discusses his transition from a career in education to financial services, the changes in the industry over the years, and the importance of meaningful communication in a world of overwhelming information.

Bill also talks about his role as a Vistage Chair and the value of peer collaboration for CEOs. Bill Vick, a Vistage Chair, discusses the benefits of being part of a CEO peer group and the importance of emotional intelligence in leadership. He emphasizes the power of shared knowledge and support in a safe environment. Bill also shares his personal career challenges and highlights the importance of learning from mistakes and understanding oneself. He provides advice for new leaders, including the importance of understanding and motivating individual team members.

Bill's career is driven by a genuine desire to help others and make a positive impact.

Takeaways

- Transitioning from one career to another requires careful consideration and a willingness to take risks.

- The financial services industry has undergone significant changes over the years, with advancements in technology and access to information.

- Meaningful communication is essential in a world of overwhelming information, and it is important to set boundaries and prioritize communication channels.

- Vistage provides a platform for CEOs to collaborate and learn from their peers, offering valuable insights and support. Being part of a CEO peer group like Vistage provides a safe environment for shared knowledge and support.

- Emotional intelligence is a crucial aspect of effective leadership.

- Learning from mistakes and understanding oneself are key to personal and professional growth.

- Understanding and motivating individual team members is essential for effective leadership.

- A genuine desire to help others and make a positive impact drives a successful career.

Sound Bites

"We all have to remember we can't be the best, but we can work harder than the rest."

"Limit your time, control your schedule, and make meaningful communication in your day."

"The power of using your community, using your peers to support you"

Chapters

00:00 Introduction to Protea Conversations

00:32 Introducing Bill Vick and his Role at Vistage Worldwide

02:22 Career Transition: From Education to Finance

06:07 The Importance of Hard Work and Personal Growth

13:25 Navigating Meaningful Communication in an Information-Overloaded World

24:20 The Power of Peer Collaboration: Vistage for CEOs

25:43 The Benefits of CEO Peer Groups

26:43 Group Therapy for CEOs

27:39 The Power of Community and Peer Support

29:31 A Network of Real-Life Information

31:23 Expanding Perspectives for Better Decision-Making

38:44 Work Hard at Things You Love

46:49 Bill Vick: A Giver and Listener

LinkedIn - https://www.linkedin.com/in/williammvick/