n this episode of Real Talk with Bobbie Jo, we sit down with a VA loan expert from Union Home Mortgage to break down everything you really need to know about VA home loans. From eligibility requirements and funding fee exemptions to appraisals, multi-family options, and even using VA loans for new construction — we cover it all.

Whether you’re a veteran, active-duty service member, or simply helping someone navigate their VA benefits, this episode will help you understand how to make the most of this powerful tool.

🗓️ Tryouts run April 28–May 14

🏡 Topics covered:

• VA vs. FHA and Conventional Loans

• The truth about VA appraisals

• Funding fee exemptions for disabled vets

• How to reuse your VA loan

• VA loans for duplexes, fourplexes, and new builds

• Credit score myths

• Tips for young veterans building financial health

Tune in, take notes, and get one step closer to owning your next home the smart way.