Learn how to overcome your money mistakes in this insightful interview with financial expert Nia Adams. Find out how to turn your financial setbacks into successful money management strategies.

Everyone makes money mistakes. Whether it’s spending too much, not saving enough, or making a bad investment, we’ve all been there. These mistakes can make us feel disappointed or frustrated. But they don’t have to hold us back forever. In fact, they can teach us important lessons and help us make better choices in the future.

In this week's podcast episode, Overcoming Your Money Mistakes, my guest, Nia Adams and I talk about how you can learn from these challenges. The first step is to recognize your mistakes without beating yourself up. Mistakes are a normal part of life, and they don’t define who you are. What really matters is how you move forward.

By reflecting on what went wrong and why, you can begin to make better decisions.

Resources mentioned in the video:
Books:
Budgets Mindsets, & Money Moves by Zinnia Adams - https://amzn.to/43HuprJ

Life is Short Buy the House - https://amzn.to/3QfUut5

Nia's contact information:

https://perspectiveschange.com
https://youtube.com/@moneyperspectives
https://facebook.com/moneyperspectives
https://tiktok.com/@moneyperspectives
https://instagram.com/moneyperspectives

Welcome to Retire Ready Too, the podcast dedicated to helping first-generation wealth builders achieve financial freedom and retire with confidence. Hosted by Renee Collins, CPA and financial planner, this show dives deep into the essential steps you need to take to secure your retirement. In each episode, we explore key financial strategies, common mistakes to avoid, and actionable tips for building a retirement plan that fits your unique lifestyle.

In this episode, Renee tackles the number one mistake people make when planning for retirement—failing to have a plan.

Discover why retirement planning is crucial, how it mirrors planning a dream vacation, and what questions you need to answer to ensure a comfortable and worry-free retirement.

Whether you're thinking about your starting point, envisioning your retirement lifestyle, or figuring out how to manage your investments, this podcast will guide you through the process.

Tune in to Retire Ready Too and start your journey toward a financially secure and fulfilling retirement. Your future self will thank you!

Website: www.retirereadyinc.com

SCHEDULE 30-MIN FREE STRATEGY SESSION: https://www.retirereadyinc.com/contact

Have you ever had a day that just felt like it didn't go the way you had hoped? Maybe you came home and said, "I just need to escape," and found yourself indulging in some retail therapy?

"While it can feel great in the moment, it can also come with some side effects"

This week's episode delves into how to enjoy a little bit of retail therapy without breaking the bank.

Renee, a CPA and financial planner, discusses the emotional connections tied to shopping and how it can serve as a coping mechanism for stress, sadness, or boredom. She shares personal anecdotes and highlights the cultural influences that drive our consumer behavior.

To navigate retail therapy responsibly, here are a few tips:

Create a Spending Plan: Allocate a specific amount for fun purchases at the beginning of the month.

Mindful Spending: Be intentional with your money and understand the motivations behind your purchases.

Emotional Awareness: Identify emotional triggers and find alternative ways to cope.

Set Goals: Keep your long-term financial goals in mind to avoid impulsive purchases.

Retail therapy can be a fun way to treat yourself, it is essential to to maintain balance in spending to support our financial wellbeing today and tomorrow.

Enjoy the episode and don't forget to subscribe to our channel or podcast.

Share the information with anyone who could benefit from it.

Are you tired of the paycheck to paycheck struggle? It does not have to be this way, sign up for a FREE 30-minute strategy session, let's start a journey financial clarity and confidence: https://www.retirereadyinc.com/contact

Disclaimer: The content presented in this video is provided for informational purposes exclusively and should not be considered a source of, or substitute for, professional tax, legal, or accounting advice. We strongly recommend seeking guidance from qualified professionals in those fields to address your specific needs and concerns.