Most of us are average.

It’s just a statement of fact.

In this episode, Dave is going to discuss what being in the middle looks like - financially speaking, and then shares suggestions that you can implement into your life to be better than average.

Being average in America is all too common.

We quickly spend as much as we make, and lifestyle inflation creeps in when we do end up making more money. The point of this podcast and our hope for you is to become better than average.

Here, Dave discusses the 10 key things that hold people back and which keep them stuck in average.

As with every podcast, Dave gives some practical tips to become better than average.

Take what you hear and apply it to your life so that you can win with money!

Take these ‘suggestions’ seriously. Begin this week to practice some of these ideas and you will win with money.

Questions for Review:

• Do you consider yourself average financially speaking?
• Do you have enough money in the bank account to cover a financial emergency?
• What 1 thing from the episode can you do to get outside your comfort zone and become better than average?

Verse From the Episode: "Whoever despises the word brings destruction on himself, but he who reveres the commandment will be rewarded." -Proverbs 13:13

Today, Dave will share 10 ways to save an extra $400 a month.

Sounds impossible?

Well, listen in and learn how you can do it too!

Now these 10 things that are shared should be taken as a whole.

In other words, if you apply several of these ideas, you can get to the savings goal you want to reach.

Most are little things that when taken as a whole will allow you to win... And, there’s even a couple that if you apply it you can save even much more than the $400 monthly.

So let’s get started!

Questions for Review:

• After listening to the episode, does saving $400 a month sound doable to you?
• How would your life change if you were able to save at least $400/month?
• What 1 of the 10 ideas can you go out and implement today?

Verse From the Episode: "As for the rich in this present age, charge them not to be haughty, nor to set their hopes on the uncertainty of riches, but on God, who richly provides us with everything to enjoy. They are to do good, to be rich in good works, to be generous and ready to share, thus storing up treasure for themselves as a good foundation for the future, so that they may take hold of that which is truly life." - 1 Timothy 6:17-19

What is a 1031 Exchange Anyway?

Today Dave is going to share what I consider the 2nd best gift the US government has given us to win with money.

It’s a bit more complicated than other methods of winning with money that I’ve discussed prior, however, it’s such a good one, Dave will explain what it is and how it can help you keep more of your money!

Now that’s worth listening to right?

I don’t know of anyone who wants to pay more in taxes than they have to. The 1031 exchange is an incredible way to defer your taxes, and in some cases never pay taxes on your appreciation of the assets that you own.

The long-term savings can be HUGE.

Throughout your lifetime, as you accumulate properties, you can upgrade them significantly and completely defer or never pay tax on them!

Questions for Review:

• Do you now feel like you better understand what a 1031 exchange is?
• How can using a 1031 exchange allow you to build wealth over time?
• Is a 1031 exchange something you feel like you can personally take advantage of?

Verse From the Episode: "The rich rule over the poor, and the borrower is a slave to the lender." -Proverbs 22:7