What does it take to not only survive but thrive for over 45 years in mortgage banking?

On this week’s episode of The MikedUp Show, hosts Michael Kelleher and Michael Zau sit down with industry legend Steven A. Milner, the Founder & CEO of US Mortgage Corporation—a company that’s been going strong since 1994. From his days as a high school math teacher to leading a nationwide lender licensed in all 50 states and D.C., Steven shares how he's built a business not only with volume, but with values, vision, and real staying power.

This isn’t just a conversation—it’s a masterclass in how to build a mortgage career (and company) that lasts.

✅ What “Longevity” Really Means
Steven breaks down why longevity isn't just about years in business—it's about consistency, mentorship, adaptability, and having a clear core value that drives every decision.

✅ Own Your Zip Code
In a world of Rocket, Zillow, and automation, Steven reminds us why local matters. You know your customer’s neighbors—algorithms don’t. And that’s your edge.

✅ From Originator to CEO
Still personally originating ~10 loans per month, Steven shares how staying connected to the front lines fuels his leadership, innovation, and culture at US Mortgage.

✅ Succession Planning & Sustainable Growth
Learn why every mortgage company needs a plan for the future, and how building the next generation of leaders is critical to long-term relevance.

✅ Generational Wealth Beyond Money
Steven talks legacy—not just in terms of dollars, but in mentorship, culture, and serving others with empathy and consistency.

✅ Doing the Small Things Right
From sending a book to a fellow loan officer expecting a child, to serving on national boards, Steven shows that how you do anything is how you do everything.

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