Natural gas and carbon monoxide leaks pose serious risks to homeowners, yet many people don’t know how to detect or prevent them. In this episode of State 48 Homeowner, we share essential safety tips to help you protect your home and family from these invisible hazards.

What You’ll Learn:

• How to recognize the early warning signs of a natural gas leak
• The most important steps to take if you suspect a leak in your home
• Why carbon monoxide is called "the silent killer" and how to prevent exposure
• How some so-called "haunted house" experiences are actually linked to carbon monoxide poisoning

Every year, gas leaks and carbon monoxide poisoning lead to preventable accidents, illnesses, and even fatalities. Learn how to keep your home safe by understanding what causes these dangers, what to look for, and how to take action before it’s too late.

Episode Highlights:

• The telltale signs of a gas leak and immediate actions to take
• The right way to maintain gas appliances and prevent hazards
• The dangers of carbon monoxide and why every home needs a CO detector
• Real-life incidents that highlight the importance of gas and CO safety

Tune in for life-saving information that every homeowner should know. If you find this episode helpful, be sure to follow, rate, and review on your favorite podcast platform, and share it with family and friends.

For more homeowner tips, visit State 48 Homeowner and stay informed.

🚨 Are You Safe Using Payment Apps? 🚨
Apps like Zelle, Venmo, PayPal, and Cash App make money transfers quick and easy, but they’re also prime targets for scammers. In this episode of State 48 Homeowner, we break down how to safely use these apps and the 9 most common scams you need to avoid.

🔑 What You’ll Learn:
✅ Essential safety tips for using payment apps securely
✅ How to avoid scams like phishing, fake sales, and cash flipping
✅ The truth behind rental scams and fake prize offers
✅ A bonus tip to minimize your financial risk 🔒

💡 Whether you’re a frequent user or just starting out, this video offers practical advice to protect your money and identity in the digital age.

📌 Highlights Include:
1️⃣ Safety features like multi-factor authentication and transaction notifications
2️⃣ Recognizing and avoiding common scams
3️⃣ Steps to take if you’ve been scammed

🎥 Watch until the end for our top tip that could save you thousands of dollars!

💬 Have questions or experiences with payment app safety? Drop them in the comments—we’d love to hear from you! If this video helps, don’t forget to like 👍, subscribe 🔔, and share it with friends who need this info.

🏠 Transform your house into a home without breaking the bank! In this episode of the State 48 Homeowner Podcast, we share practical and budget-friendly tips to help Arizona homeowners create a space they truly love. Whether you're looking to refresh your décor, make small changes with a big impact, or define your personal style, we’ve got you covered!

✨ What You’ll Learn:

🛋️ Affordable décor hacks using thrifted and upcycled items
🌟 How to create a welcoming and cozy atmosphere with lighting, textures, and meaningful touches
🌱 Small changes like decluttering, adding greenery, and incorporating scents that make a big difference
🎨 The power of paint and creative DIY projects to personalize your space
💡 Bonus tip: Why living in your space before decorating can lead to a more authentic home
Hear from the Klaus Team agents and special guest Dawn Milburn, who share actionable insights and real-life examples to inspire your home transformation journey.

❤️ Ready to start? Watch now for ideas that fit every budget and style. Don’t forget to like, comment, and subscribe for more weekly content that helps Arizona homeowners make the most of their homes.

📌 Get more homeowner tips at: klausteam.com

#BudgetFriendlyHomeDecor #ArizonaHomeowners #State48Homeowner #HomeDecorTips #DIYHomeProjects #HomeImprovementOnABudget #AffordableHomeMakeover #KlausTeam #HouseToHome

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Are you stuck deciding between using a debit card or a credit card? 💳💰 In this episode of State 48 Homeowner, Scott Kooiman breaks down the pros and cons of both to help you make the smartest financial choice for your situation.

✅ Learn the Basics:

What makes debit and credit cards different?
How each impacts your spending, budgeting, and financial future.

✅ Credit Card Advantages:
Build credit history and boost your credit score.
Earn rewards like cashback and travel points.
Gain fraud and purchase protection for safer spending.

✅ Debit Card Advantages:
Avoid debt and interest charges.
Stick to your budget by spending only what you have.

💡 Plus, stick around for 3 surprising ways cash can help you save money, from avoiding fees to negotiating better deals.

Whether you're trying to build credit, avoid debt, or just maximize your financial potential, this video is packed with actionable tips to help you use your cards—or cash—wisely.

📌 Got questions? Drop them in the comments! Don’t forget to like this video, subscribe to our channel, and hit the notification bell for more expert insights every week.

Listen Now and take control of your finances today!

📈 What’s next for the Arizona real estate market in 2025? Whether you’re buying, selling, or just curious, this episode of the State 48 Homeowner Podcast dives into what you can expect for the year ahead.

Join host Scott Kooiman and a panel of real estate experts, including Kraig Klaus, Twila Edwards, Rick Collins, Rob Martin, and loan officer Steve Farrington, as they explore:

✅ Inventory trends and how they’re shaping the market.
✅ Interest rate projections and their impact on buyers and sellers.
✅ Pricing predictions and why a crash isn’t in the cards.
✅ The rise of multigenerational living and shifting demographics.

🌟 What’s in store for 2025?

→ Inventory: Gradual improvements with increased housing starts.
→ Interest Rates: Expected to trend down to the low 6% range.
→ Home Prices: Steady growth of 2-3%.
→ Sales Volume: A projected increase in both resale and new home sales.

💡 Actionable Tips for 2025:

Buyers: Get pre-approved, save more, and be ready to act fast when you find the right home.

Sellers: Take advantage of improved demand by focusing on pricing and presentation.

Everyone: Work with an experienced local agent to navigate a market that varies by neighborhood, property type, and price point.

Whether you're planning to move or simply staying informed, this video is packed with insights to help you make smarter decisions in 2025.

📌 Don’t forget to like, comment, and subscribe! Share your biggest questions about the Arizona real estate market below—we’d love to hear from you!

🔔 New videos every week.

Are you an Arizona homeowner wondering how to care for your pool and hot tub during the winter months? Even though our winters are mild, your pool and hot tub still need proper maintenance to stay in top condition. In this episode of State 48 Homeowner, we sit down with pool expert Nate VerWoert, owner of True Lagoon Pools, to share essential tips for winter pool and hot tub care.

Discover why it's important to keep your pool water circulating, how to adjust your chemical usage during cooler temperatures, and key steps to maintain your pool equipment even when it's not swimming season. Nate provides valuable advice on managing heated pools, including the differences in chemical treatment and the impact on your energy bills.

Thinking about enjoying your hot tub this winter? Learn how to keep it clean, efficient, and ready for those chilly Arizona evenings. Nate covers everything from cleaning filter cartridges and balancing water chemistry to maintaining the right temperature and using a hot tub cover to save energy.

Stay tuned as Nate reveals the top three mistakes to avoid with your pool and hot tub during the winter. Whether you're a seasoned pool owner or new to maintaining your outdoor oasis, this video is packed with practical tips to help you protect your investment and enjoy your pool and hot tub all year round.

If you find this video helpful, please give it a thumbs up, subscribe to our channel, and hit the notification bell so you won't miss our weekly videos offering valuable insights for Arizona homeowners. Got questions about winter pool or hot tub maintenance? Drop them in the comments below—we'd love to hear from you!

Curious about solar energy? Before you jump in, watch this video to get a full understanding of what solar really means for Arizona homeowners. Door-to-door sales reps might make solar sound like a no-brainer, but the reality has layers that you deserve to know. In this episode, Scott from the State 48 Homeowner podcast breaks down the full picture about solar for Arizona homes, including what most salespeople leave out. From financing and tax credits to the impact on home sales, we dive into the details with insights from real estate pros, solar techs, and roofing experts to help you make an informed decision.

What You’ll Learn in This Video:
• Avoiding Sales Pressure: Learn why high-pressure sales tactics are a red flag in the solar industry and why it's essential to take your time before committing.
• True Costs of Solar: Get a clear look at solar financing and leasing—how it affects your home’s potential buyers when you’re ready to sell.
• Roofing & Maintenance Considerations: Discover what adding solar panels means for your roof's lifespan and maintenance, including the hidden costs when repairs are needed.
• Arizona-Specific Advice: Understand the impact of utility providers (like SRP and APS), local tax credits, and incentives that could make or break your decision.

Featured Experts:
• Rob Martin, Klaus Team Realtor
• Twila Edwards, Klaus Team Realtor
• Steve Farrington, Loan Officer, Unity Home Loans
• Scott Kooiman, State 48 Homeowner Podcast Host and Real Estate Associate Broker, Klaus Team

If you’re considering solar, don’t miss out on these essential insights. Whether you’re looking for long-term savings or trying to make the most informed decision, this video will help you decide if solar is right for you in Arizona. Hit “Subscribe” for more homeowner tips, and let us know your thoughts in the comments below!

0:00 Intro
0:58 High Pressure Sales
2:18 Financing Solar
3:49 Equipment on a Lease
4:07 Roof Maintenance
4:50 When Does Solar Work?
5:37 The Bottom Line

What if you could transform your mindset, your home, and your relationships—all by practicing gratitude? In this episode of the State 48 Homeowner Podcast, we explore the power of gratitude and how it can lead to a healthier, happier life. Learn how choosing gratitude over self-pity, entitlement, or comparison can shift your perspective and positively impact your entire household.

Scott and the Klaus Team share insights, personal stories, and actionable tips, including three simple steps to start cultivating gratitude in your daily routine. Plus, hear from team members about how gratitude has made a difference in their lives.

Learn how starting your day with a grateful mindset can make a profound difference in your outlook and relationships. We'll discuss how gratitude positively impacts your household and share personal insights from our team about its powerful effects.

We'll also identify common obstacles to gratitude—like self-pity, complaining, comparing, and entitlement—and offer practical ways to overcome them. Stick around until the end for three actionable steps to bring more gratitude into your daily life:

Join us in embracing a mindset that enhances happiness and well-being. If you find value in this video, please give it a thumbs up, subscribe for more homeowner and real estate content, and ring the notification bell for weekly updates.

We'd love to hear from you! Share what you're grateful for or what gratitude means to you in the comments below. Ready to live with intention and improve your mindset? Hit play, and let’s start building a grateful life together.