We explore the concept of owner-occupied commercial real estate, discussing its potential as a strategic investment for business owners looking to buy their workspace. Which businesses are best suited for this approach, the benefits and challenges it presents, and how financing for these properties differs from traditional methods.

• How Owner-occupied commercial real estate offers unique investment opportunities for business owners
• The key benefits and challenges include financial thresholds, potential exit strategies, and tailored financing options.
• Understanding the roles of realtors and bankers is crucial in navigating the process of purchasing these properties.

Sign Up For The Next Webinar Realist

Join the best community in Canadian Real Estate realist.ca

Attend a Meetups Meetups

Nick

Instagram.com/mybuddynick

tiktok.com/@mybuddynick

twitter.com/mybuddynick89

Dan

twitter.com/daniel_foch

instagram.com/danielfoch

tiktok.com/@danielfoch

See omnystudio.com/listener for privacy information.

In this jam packed news episode we cover a lot of ground, including:

• CREA policy investigation & tougher GTA building permits,

• Slowest rent increases in three years, and potential for low mortgage rates and prices.

• Canada’s slower inflation rate and China’s new overseas tax on ultra-rich impacting real estate.

• Record market share by Canadian real estate investors with concerns over market risk and speculators' exit strategies.

Sign Up For The Next Webinar Realist

Join the best community in Canadian Real Estate realist.ca

Attend a Meetups Meetups

Nick

Instagram.com/mybuddynick

tiktok.com/@mybuddynick

twitter.com/mybuddynick89

Dan

twitter.com/daniel_foch

instagram.com/danielfoch

tiktok.com/@danielfoch

See omnystudio.com/listener for privacy information.

We are joined on the show by EQ bank to tell us all about their new innovative banking product specifically for laneway and garden suites.

• Who is this product for?
• A step by step guide on how to apply and use this financing
• How appraisals impact the process

Sign Up For The Next Webinar Realist

Join the best community in Canadian Real Estate realist.ca

Attend a Meetups Meetups

Nick

Instagram.com/mybuddynick

tiktok.com/@mybuddynick

twitter.com/mybuddynick89

Dan

twitter.com/daniel_foch

instagram.com/danielfoch

tiktok.com/@danielfoch

See omnystudio.com/listener for privacy information.

There are been some very big announcements recently in the mortgage space for adding units, we go through them and tell you everything you need to know....so far

• Canada's new refinancing rules allow up to 90% LTV for adding secondary suites.

• Impact on Homeownership: Changes enable creative financing for "house hackers" to add units and leverage equity.

• Concerns and Criticisms: Discusses risks of mortgage fraud, capital gains tax, and effects on property values and debt.

Sign Up For The Next Webinar Realist

Join the best community in Canadian Real Estate realist.ca

Attend a Meetups Meetups

Nick

Instagram.com/mybuddynick

tiktok.com/@mybuddynick

twitter.com/mybuddynick89

Dan

twitter.com/daniel_foch

instagram.com/danielfoch

tiktok.com/@danielfoch

See omnystudio.com/listener for privacy information.

How challenging is it to secure deals with MLI Select, a program offering reduced premiums and longer amortization based on your commitment to affordability, accessibility, and climate compatibility? Does it truly deliver on its promises?

• How the point system determines eligibility based on affordability, efficiency, and accessibility.
• Examining the pros and cons, including long-term affordability commitments.
• Key steps for developers to successfully apply and secure MLI Select financing.

Sign Up For The Next Webinar Realist

Join the best community in Canadian Real Estate realist.ca

Attend a Meetups Meetups

Nick

Instagram.com/mybuddynick

tiktok.com/@mybuddynick

twitter.com/mybuddynick89

Dan

twitter.com/daniel_foch

instagram.com/danielfoch

tiktok.com/@danielfoch

See omnystudio.com/listener for privacy information.

We are joined by Scott Terrio who is a Certified Credit CounsellorManager, Consumer Insolvency, he to chat with us about a scary subject right now, bankruptcy in Canada

• Bankruptcy Overview: Analyzing real estate bankruptcies: Who's most affected?\
• Economic conditions: 2017 vs. now
• Financial Decisions: Bankruptcy vs. alternatives
• "House ATM" impact on investors
• Recovery Steps: Post-bankruptcy financial repair & Rebuilding financial stability

See more about Scott Here https://www.hoyes.com/about-hoyes-michalos/bankruptcy-trustees/scott-terrio/

See omnystudio.com/listener for privacy information.

CMHC updates and CREA stats - plus we hear from all our meetup hosts and their market conditions.

• Despite recent interest rate cuts, the Canadian housing market remains stagnant, with national home sales showing only a modest 1.3% increase in August but down 2.1% year-over-year.
• New property listings are up by 1.1% but remain below historical averages, contributing to a balanced market where supply and demand are steady but not dynamic.
• The MLS® Home Price Index indicates flat housing prices from July to August, with a 3.9% decrease year-over-year, as buyers await further price drops and increased affordability from interest rate cuts.

Sign Up For The Next Webinar Realist

Join the best community in Canadian Real Estate realist.ca

Attend a Meetups Meetups

Nick

Instagram.com/mybuddynick

tiktok.com/@mybuddynick

twitter.com/mybuddynick89

Dan

twitter.com/daniel_foch

instagram.com/danielfoch

tiktok.com/@danielfoch

See omnystudio.com/listener for privacy information.

We are joined today by the CEO of Greybrook, Sasha Cucuz, who shares his thoughts on the market;

• Sasha Cucuz shares insights into recent market volatility, highlighting factors like fluctuating interest rates and changes in consumer sentiment.
• Evaluation of the Bank of Canada's efforts to engineer a "soft landing" with interest rates and their impact on real estate activity.
• Importance of addressing supply-side challenges in Canadian housing to solve the affordability crisis.
• Sasha's recommendations for investors: focus on finding capable partners and leveraging expert advice instead of a DIY approach.

Learn more about Greybrook

See omnystudio.com/listener for privacy information.