Want to experience holiday magic without the January credit card hangover?

In this episode, I'm sharing my best advice for navigating the holiday season while keeping your financial peace intact.

From strategic planning tips to creative gift-giving alternatives, discover how to prioritize what truly matters without the stress of overspending.

You'll learn:

• practical strategies for setting loving boundaries
• getting resourceful with your celebrations
• and giving yourself grace along the way.

Whether you're aiming for a completely debt-free holiday or just want to reduce financial stress this season, this episode will help you create meaningful memories without the post-holiday money regrets.

Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways

Connect with Katy:

IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman

Tired of Feeling Trapped by Credit Card Debt? Let's Get You on the Path to Freedom

Friend, I know how it feels when that credit card bill arrives and your heart sinks. You log in, see the staggering balance, and instantly feel that familiar wave of anxiety and guilt. This morning, you had to decline grabbing coffee with a friend because you couldn't justify the $5 expense - it's moments like these that make the burden of debt feel crushing.

But what if I told you there are simple, practical steps you can start taking today to break free? In this new podcast episode, you'll discover:

• Strategies my clients use to pay off debt consistently, even when life gets in the way
• Savvy ways to reduce your interest rates and get ahead of those pesky credit card fees
• A spending plan formula that helps you tackle debt without having to give up everything you enjoy
• Simple savings tips to build a cushion for unexpected expenses

No extreme cutbacks or unrealistic sacrifices - just actionable tips you can implement right away to start seeing real progress. Say goodbye to the days of stress and restriction, and instead, imagine the relief, pride, and excitement of finally taking back control of your finances.

Hit play now, and next week you could be texting your friend to meet up for that coffee guilt-free! Discover the 4 proven debt-busting secrets that can help you achieve the financial transformation you've been longing for.

Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways

Connect with Katy:

IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman

Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways

Connect with Katy:

IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman

This week on the podcast I’m sharing the #1 Mistake SO many women are making with their credit cards. We’re talking a mistake to the tune of thousands of dollars a year.

Paying off your credit cards can feel daunting, especially when the monthly payments seem to keep creeping up and up over time. What gives?If you’re tired of sending huge payments to your credit cards each month with seemingly NO change in your balance, you need to listen to this.

You don’t have to pay off your credit cards for the rest of your life, and I know it can feel that way.

I was just like you, and it felt like Everest in front of me.

Listen in and let’s get you taking action on this big mistake.

Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways

Connect with Katy:

IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman

If you're trying to pay off debt without a spending plan, listen up.

There are SO many reasons a spending plan supports your debt pay off journey.

The most important reason for me?

It keeps you from feeling restricted.

You read that right.

The spending plan makes it EASIER to spend money on things that make you happy.
On things that matter most.

NOT having a spending plan will make you feel restricted.

If you’re stressed about paying off debt and you don’t know where your money is going, how will that latte EVER feel joyful and like a genuine treat?

I can’t TELL you how badly I want that latte to stop feeling like a “guilty” pleasure. It should just be straight up pleasure!

And not just the latte.

Your personal trainer.

Or therapist.

The hair appointment you’ve put off for too many months.

Even your housecleaner.

A spending plan shows you exactly which of these go where. How they fit in the money puzzle.

Believe me, the money for those things is likely available, but it’s going somewhere else without your plan in place.

This week on the podcast, I’m sharing more about what a spending plan does, how to create one, and WHY WHY WHY I am so persistent in you having one.

Listen in to the episode and let me know what YOU are excited to spend money on next month!

Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways

Connect with Katy:

IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman

This week’s episode is all about the 3 Types of Savings that Help My Clients Pay Off Debt.

Let’s be honest… when you think about paying off debt successfully, you’re likely not going to focus on savings.

And yet, your ability to save, I believe, is the KEY to sustainable debt freedom.

And savings is not just for “after debt” some elusive place out in the future somewhere.

It’s for now.

--> Savings now is insurance against new debt.

--> Savings now is a sigh of relief when the next unexpected expense pops up.

--> Savings now allows you to enjoy some of your hard earned money without guilt.

--> Savings now builds new muscles and reshapes your identity with money.

Listen to the episode to hear the 3 types of savings and how they can help YOU on your own unique debt free journey.

Then let me know, which of these are you most excited about starting today?!

Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways

Connect with Katy:

IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman

When it comes to "mistakes women make while paying off debt," I could do a whole series. Today's episode looks at one mistake I see again and again that's disguised as "a good strategy" to help pay down debt.

Intrigued? Listen in to the episode to hear:

• what this mistake/strategy is
• the reasons why I think it's a mistake
• and what I recommend you use as a strategy instead

The strategies I teach my clients to pay off debt have helped them reach over one million dollars paid off over the past several years, and I'm thrilled I get to help you on your journey here as well.

Want more free stuff from Katy? Send the words "DEBT FREEBIE" in a DM, and you'll get hooked up with something new coming soon!

Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways

Connect with Katy:

IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman

My signature program, The Moneywise Mastermind, helps women get a handle on their credit cards and gain momentum paying off debt once and for all.

And it kicks off Monday!

This is the fourth round running this mastermind, and it gets better and better as I work with my clients to determine how to create a program that’s totally supportive and has clear next steps.

No one wants to join a group or 1:1 program, sign the contract and make the first payment, only to sit around for a week or more waiting for direction, a call schedule, or anything to answer the question: “NOW WHAT?”

So I thought I’d share exactly what the first week of Moneywise looks like beginning Monday next week!

Tune in for this week’s episode of Messy to Magnetic to hear more.

Ready to join Moneywise?
Send me a DM here: http://m.me/almstromfinancialcoaching

Or learn more at https://www.katyalmstrom.com/moneywise

Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways

Connect with Katy:

IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman