The election is officially behind us, and with not only a Trump victory but also a complete Republican sweep of the House and Senate, what does this mean for taxes? Today, we’re breaking down everything you need to know about the changes that are very likely on the way. This is one episode you definitely don’t want to miss!

Key Topics:

• What a Trump Win and Republican Sweep Means for Taxes (00:00)
• Breaking Down the Tax Cut and Jobs Act (01:05)
• John’s Take on Likely Future Outcomes (04:19)
• What About Trump’s New Campaign Promises? (07:25)
• EV and Clean Energy Tax Credits’ Future (08:28)

This Episode is intended to be financial education only and is not intended to be specific tax, legal, or investment advice. Please consult a professional for specific advice. Subscribe to our weekly planning insights newsletter: ⁠⁠⁠⁠⁠⁠⁠https://mdrnwealth.com/blog/⁠⁠⁠⁠⁠⁠⁠

If you need specific advice, you can contact us at Advice@mdrnwealth.com or at: ⁠⁠⁠⁠⁠⁠⁠https://www.mdrnwealth.com⁠⁠

In this episode, we dive into the strategy of tax loss harvesting as year-end approaches. Learn how to strategically sell underperforming investments to capture losses, offset gains, and potentially reduce your taxable income.

We'll guide you on what to sell, how to avoid the "wash sale" rule, and why replacing assets with similar alternatives can keep you positioned for growth.

This savvy approach could add 0.5%–2% annually to your portfolio’s after-tax returns over time. Stay tuned for actionable tips to maximize tax savings and make the most of tax loss harvesting.

Key Topics:

• What is Tax Loss Harvesting? (00:00)
• Doing Tax Loss Harvesting the Right Way (01:43)
• What the Studies Show (03:40)
• Playing by the IRS Rules (04:25)
• Tips to Making the Most of Tax Loss Harvesting (05:07)

This Episode is intended to be financial education only and is not intended to be specific tax, legal, or investment advice. Please consult a professional for specific advice. Subscribe to our weekly planning insights newsletter: ⁠⁠⁠⁠⁠⁠https://mdrnwealth.com/blog/⁠⁠⁠⁠⁠⁠

If you need specific advice, you can contact us at Advice@mdrnwealth.com or at: ⁠⁠⁠⁠⁠⁠https://www.mdrnwealth.com⁠⁠

The Federal Reserve has finally cut interest rates for the first time in four years. This past week, the Fed announced a rate cut of 50 basis points (0.50%), lowering the effective federal funds rate from 5.33% to 4.83%. So, what does this mean for you? In today’s episode, we’ll break down how this rate cut impacts you, along with addressing some major misconceptions about rate cuts that you won’t want to miss.

Key Topics:

• Feds Cut Rates and What it Actually Means For You (00:00)
• Why Did the Fed Cut Rates in the First Place? (01:23)
• Misconception Around Fed Rate Cuts (02:34)
• Effect on the Bond Market (04:33)
• Dynamics of Cash in Fed Rate Cuts (05:39)
• What to do Now that Feds Have Cut Rates (06:03)
• Should You Refi Your Mortgage? (07:18)
• Dynamics of Stocks and S&P 500 in Fed Rate Cuts (09:15)

Resources:

• Are You Holding Too Much Cash in Your Portfolio?

This Episode is intended to be financial education only and is not intended to be specific tax, legal, or investment advice. Please consult a professional for specific advice. Subscribe to our weekly planning insights newsletter: ⁠⁠⁠⁠⁠https://mdrnwealth.com/blog/⁠⁠⁠⁠⁠

If you need specific advice, you can contact us at Advice@mdrnwealth.com or at: ⁠⁠⁠⁠⁠https://www.mdrnwealth.com⁠⁠