• The Financial States of America

  • 著者: Reuters Plus
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The Financial States of America

著者: Reuters Plus
  • サマリー

  • The Financial States of America – a podcast produced by Reuters Plus for Northwestern Mutual – explores where people are in their financial journeys, the many routes that can be taken and the lessons learned along the way. Hosted by Christian Mitchell, chief customer officer at Northwestern Mutual, and Bryan Falchuk, author, speaker and a veteran of the financial services industry, this podcast series features wide-ranging conversations with leading experts in the fields of finance and technology exploring the biggest trends and research shaping Americans’ attitudes toward money and practical tips to achieving financial security.
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あらすじ・解説

The Financial States of America – a podcast produced by Reuters Plus for Northwestern Mutual – explores where people are in their financial journeys, the many routes that can be taken and the lessons learned along the way. Hosted by Christian Mitchell, chief customer officer at Northwestern Mutual, and Bryan Falchuk, author, speaker and a veteran of the financial services industry, this podcast series features wide-ranging conversations with leading experts in the fields of finance and technology exploring the biggest trends and research shaping Americans’ attitudes toward money and practical tips to achieving financial security.
エピソード
  • An Open Conversation About the State of Retirement in America
    2024/10/18
    Every day, 11,000 people turn 65 in the U.S., bringing to the forefront questions about what they’ll need to retire comfortably. In this episode of The Financial States of America podcast, Christian Mitchell and Bryan Falchuk tackle questions surrounding one of the biggest mountains people need to climb in their financial lives: retirement. Northwestern Mutual’s 2024 Planning & Progress Study found that U.S. adults believe they will need $1.46 million to retire comfortably – a 15% increase from the previous year. But that may not be the whole story. Joining the conversation is Teresa Ghilarducci, a labor economist from the New School of Social Research and author of several books, including “How to Retire with Enough Money and How to Know What Enough is.” She says there's always been a difference between when people think they’ll retire and when their retirement comes, and shares useful tips for people of all ages looking to save for their retirement goals. So how can you be ready for your financial future? Hear from Northwestern Mutual financial advisors Nikki Macdonald, Matt Carothers and Brad Ledbetter, who have these conversations daily with clients. There’s no one-size-fits-all approach to retirement planning, but there are strategies that anyone can put into practice to work toward financial security. It’s never too late or too early to start building better financial habits that allow you to prepare for the future while enjoying life along the way.
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    26 分
  • A Closer Look at American Debt and College Savings
    2024/10/18
    Debt is not something to fear, nor is it something to take lightly. In this episode of The Financial States of America podcast, Christian Mitchell and Bryan Falchuk examine the role of debt in financial planning. Drawing from Northwestern Mutual’s 2024 Planning & Progress Study, they discuss how different generations approach borrowing and saving and explore the differences between “bad” debt and “good” debt. Debt is an important tool in the financial planning toolbox that – when used responsibly – can help you reach financial goals, such as paying for higher education. Two in ten American adults are currently saving for college, either for themselves or a family member. Among those saving for college, the average amount they expect it to cost is about $77K and the average age they expect to pay it off is 45. No matter how you view debt, it’s vital to form healthy financial habits to achieve your long-term financial goals. Joining the conversation is Jesse Mecham, CEO and founder of You Need a Budget (YNAB) who shares his insights on managing debt and college savings within a broader financial plan. He emphasizes the importance of ensuring financial decisions align with personal priorities. Listen to learn how to think about balancing past, present and future financial needs in order to set yourself up for greater financial security in the long run.
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    20 分
  • AI and Money: Gauging Americans’ Comfort Levels with Using AI for Financial Planning
    2024/10/18
    In the Season 2 kickoff of The Financial States of America podcast, Christian Mitchell and Bryan Falchuk revisit a hot topic that continues to be a gamechanger for how we work and live: artificial intelligence (AI). Joining the conversation is Lareina Yee, Senior Partner at McKinsey, who calls generative AI a superpower that can lift productivity and quality. The technology is being deployed more widely than we may realize, but how can businesses make the most of it? And what does it mean for our day-to-day lives? While GenAI continues to expand its capabilities to handle increasingly complex tasks, it’s people who sit at the heart of digital transformation. The discussion highlights recent findings from Northwestern Mutual's Planning & Progress Study that explores how Americans feel about integrating AI into their financial lives, revealing an interesting generational divide on how comfortable people are with the applications of AI. Learn how organizations and individuals can approach this watershed moment for AI with greater financial confidence.
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    19 分

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