In this episode, we give 3 tips for how to best navigate the issue of joint finances as a couple. This is an important topic, especially when you are going steady, engaged, or married. Finances are the biggest global cause of divorces (more than cheating) and most of it can be solved with a few conversations and careful planning.

Welcome to season 2 of the #KaizenYOU Podcast.

In this episode, we kick start our Entrepreneurship Class for 2022. The startup journey is one that a lot of individuals take, but how does one go about it? A lot of times, we believe that a great idea will be the key to a long and successful startup journey. Well, not exactly. That's what we talked bout this time around.

As always remember to continuously improve yourself #kaizenYOU

My Twitter (@archiemoyo)

Podcast Twitter (@kaizenyou)

YouTube Channel (still just audio)

You can join the conversation with us on these two platforms: Whatsapp or Telegram

Welcome to 2022!

The season of the #KaizenYOU Podcast kicks off on the 1st of February 2022. We are excited and the coming season has quite the bits of content. We are continuing the concept of investing, saving, and general self-improvement. We are including some content to help around careers and making career choices this year. 

Thank you for the support last year. We grow together this year!

You can join the conversation with us on these two platforms: Whatsapp or Telegram

Affiliate Links

• Buy and sell crypto on OKX

As always remember to continuously improve yourself #kaizenYOU

• Follow the host on Twitter (@archiemoyo)
• Podcast Twitter (@kaizenyou)
• YouTube Channel (still just audio)
• Join the conversation: Whatsapp or Telegram

Hi there!

This series is a paid partnership with the CoinMadi Exchange to promote education on cryptocurrency in Africa. Support the businesses that support the podcast. Join the conversation: Whatsapp or Telegram

PSA: CoinMadi has a promotion running in the month of September, trading is discounted all month! There has never been a better time to get into crypto. Create a CoinMadi Account

Being new to crypto and investing there are a few mistakes that we are all bound to make. in this episode, we list and talk about these mistakes so that you are aware and hopefully avoid them.

1. Thinking you are too late
2. Trying to get rich overnight
3. Not taking profits
4. Not cutting your losses
5. Not buying a coin because of its growth
6. Goin all in - Especially when greed is high
7. Spreading yourself too thin
8. Getting Scammed
9. Not taking care of yourself

The CoinMadi team is dedicated to provided relevant cryptocurrency content to help you on your journey. Follow their accounts:

CoinMadi Exchange

CoinMadi Academy

CoinMadi Twitter

Yana (Uncle_Yana)

Tapiwa Crypto (Pachikoro2)

As always remember to continuously improve yourself #kaizenYOU

My Twitter (@archiemoyo)

Podcast Twitter (@kaizenyou)

YouTube Channel (still just audio)

Join the conversation: Whatsapp or Telegram

Hi there!

This episode is sponsored by Pest Experts and Fumigators. Support the businesses that support the podcast

If it was easy, everyone would do this. I have to constantly remind myself that it's a marathon and not a sprint when it comes to my current financial literacy journey.

You can join the conversation with us on these two platforms: Whatsapp or Telegram

When sharing a journey like the one I am on and everything that I am learning it is very easy for it to seem like these money management tools are being used flawlessly. After KYP023 Managing your money, a lot of listeners messaged and described how they struggled with being consistent on budgeting and recording all expenses on a monthly basis. Spoiler Alert! There's a confession in this episode. Ultimately the goal is not to give up.

I also recently got acquainted with FI/RE - Financial independence/ Retire Early.

Financial independence refers to a state where your income is enough to cover your annual expenses for the rest of your life without the need to work or get assistance ever again. This is a sweet feeling and getting there is pretty cool. Retire Early is simple...if you can stop working before retirement age in your country (65 here). I really wanted to retire by 35, but I met a crushing reality as I started FI/RE when a calculator told me that with my current savings rate I will be working for the next 25 years.

This article by Mr Money Moustache is one of the best places to start when you do FI/RE and it comes with a few options for an early retirement calculator that will help you see where you stand with regards to early retirement. I spoke about the options you have to reduce the time you will be working before you can retire:

1. Increase your income

2. Reduce your Spending/ Increasing your savings

3. Increase your Return on investment

Let's acknowledge the difficulty of chasing FI/RE. The KYP community is available and together we can continuously improve and help each other be accountable in keeping the fight. #KaizenYOU

This episode was sponsored by Pest Experts and Exterminators

Sponsor links - Pest Experts

Twitter

Facebook - Pest Experts and Fumigators

Affiliate Links

OKEx - Exchange allowing KYC and trading from Zim

As always remember to continuously improve yourself #kaizenYOU

My Twitter (@archiemoyo)

Podcast Twitter (@kaizenyou)

YouTube Channel (still just audio)

Join the conversation: Whatsapp or Telegram

Hi there!

This series is a paid partnership with the CoinMadi Exchange. Support the businesses that support the podcast. Join the conversation: Whatsapp or Telegram

PSA: CoinMadi has a promotion running in the month of September, trading is discounted all month! There has never been a better time to get into crypto.

Create a CoinMadi Account

We are in episode 2 out of 10 in our amazing cryptocurrency series and what a ride it is coming to be. In the last episode we did an introduction into cryptocurrency, helping to define it and the problems it aims to solve. As always it is important to clarify the importance of doing your own research when it comes to cryptocurrency. Most cryptocurrencies are extensive financial solutions and have projects penned out to be rolled out over years and all the information can help in making purchasing decisions.

In this episode, we introduce you to the CoinMadi exchange, available on their web platform. We take a step by step approach to guiding you into:

1. Creating your CoinMadi account
2. Topping up your CoinMadi account and buying USDT
3. Buying your first crypto

I gave an update on our portfolio that started with $53 and at the point of recording had dropped to $50. This is exactly why we started this series, to show the volatility of the market. I also gave an updated position on my Matic buy which has been dipping given our current bear run. My personal experience with dips now is that they provide a great opportunity to buy into more positions that I feel have great potential.

Given the importance of doing research, it is also important to have local sources of information that help you deal with any learning issues around cryptocurrency. This is especially true because of our unique situation in Zimbabwe and the need for a lot of mcgyvering to get around. The CoinMadi team has set up an academy on their site that helps newbies learn more and find their way around the crypto realm. The team also produces a lot of crypto-based content. Links below:

CoinMadi Exchange

CoinMadi Academy

CoinMadi Twitter

Yana (Uncle_Yana)

Tapiwa Crypto (Pachikoro2)

If you haven't created an account yet, you can listen to the podcast while you do it. It's a great step-by-step guide.

As always remember to continuously improve yourself #kaizenYOU

My Twitter (@archiemoyo)

Podcast Twitter (@kaizenyou)

YouTube Channel (still just audio)

Join the conversation: Whatsapp or Telegram

Hi there!

This series is a paid partnership with the CoinMadi Exchange. Support the businesses that support the podcast. Join the conversation: Whatsapp or Telegram

The road to financial independence is a long and grueling one. Between learning to budget, save and reduce expenses, it's also important to identify investment opportunities. There are already so many different investment tools and routes to follow that it can all get really overwhelming. We have done a few episodes on the Zimbabwe stock exchange and have a running series to educate and give feedback on the progress. Now we want to introduce you to a different form of investment: crypto.

This series has been started to start the journey of learning what cryptocurrency is, what exchanges are, and how to go about investing in stock exchange while remaining safe and staying away from scams.

Since the introduction of Bitcoin in 2009, cryptocurrency has grown in popularity with hordes of other cryptocurrencies coming into the fray. The Crypto scene is no longer as simple as just buying some bitcoin and letting it sit for a few years. Blockchain technology has been on the up, increasing the number of active projects and cryptocurrency tokens therewith. With all the new tokens, it's not an easy place to just walk into and start investing. Like any other investment opportunity, it is important to do a significant amount of research before you dive in. While this is not financial advice and I am not a financial advisor, I hope this series will answer some questions for you and make the research load lighter.

Together with Coin Madi, this series will also follow a portfolio that started with $53 to show in real terms what the experience of trading on the stock exchange is. Together we will celebrate any gains and cry over any losses and discuss investment strategies while giving a spotlight on at least one coin in every episode. As an update, the first week: the portfolio now sits on $57 with $4 in gains after our purchase of Polygon (Matic).

I also shared some great resources if you are new to the cryptocurrency space. Following Zimbabwean accounts like Mari Podcast, Finlitbae, and Prosper Mwedzi will definitely get you started. For Youtube, I have been watching content from Lark Davis, Altcoin Daily, JRNY Crypto, Coin Bureau, and Bitboy Crypto. Links to all these accounts will be below.

As always remember to continuously improve yourself #kaizenYOU

My Twitter (@archiemoyo)

Podcast Twitter (@kaizenyou)

YouTube Channel (still just audio)

Join the conversation: Whatsapp or Telegram

Follow Coin Madi and the Coin Madi team on their various social media 

CoinMadi Twitter

CoinMadi Academy

Great Cryptocurrency Accounts to Follow

Twitter

Kudzai Mubaiwa (Finlitbae)

Mari Podcast

Prosper Mwedzi

YouTube

Lark Davis

Altcoin Daily

Coin Burueau

JRNY Crypto

Hi there!

This episode is sponsored by Pest Experts and Fumigators. Support the businesses that support the podcast

As a newbie on the stock market scene, you are bound to hear people talk about investing and trading a lot. And initially, you will be forgiven for thinking this is the same thing. Luckily for you, I am here to clear the air and talk about the differences like I have known this all my life when I just found out myself. The FOMO to start trading has been serious given the obvious potential financial gain...but I may have FOMO'd enough for august after the episode 22 debacle.

The jist of the matter is that traders are in the stock market short-term taking advantage of pricing, while investors are more long-term in an attempt to reduce their risk and ensure success. I go through 4 main areas that you can use to differentiate the two then I close off with a cricket analogy...the best way to make the stock market more confusing

For now, I will continue as an investor until I understand the market more, when that happens I can start dabbling in trading.

As always remember to continuously improve yourself #kaizenYOU

My Twitter (@archiemoyo)

Podcast Twitter (@kaizenyou)

YouTube Channel (still just audio)

Join the conversation: Whatsapp or Telegram

Sponsored links - Pest Experts

Twitter

Facebook - Pest Experts and Fumigators