Being debt free is the new movement for millennials. We have discovered that living in debt and paying more for items then they are worth has hindered us from creating generational wealth and living life to the fullest without financial constraints and worry! Listen as we discuss why we are choosing to be debt free and the 7 baby steps we are following to be debt free and become millionaires.

Dave Ramsey 7 Baby Steps

Mama Bear Legal Forms

Experian Theft Protection

Zander Term Life Insurance

Jewels & Co

A relationship is already hard enough as you are trying to figure out each other and how you could possibly mesh together. Many people don’t set boundaries in their relationship of what will not be tolerated and when it comes to family and friends and your relationship what is acceptable? Listen as we talk about key problems that happen in relationships whether you are dating or married!

32% of Americans have medical debt with majority of the debt balance being over $1,000! Many people haven’t heard of a Health Savings Account (HSA) or a Flexible Spending Account (FSA). Some people just don’t have the proper understanding of how either an HSA or FSA REALLY works and can benefit them. Listen below as we discuss the differences and similarities for the HSA and FSA if your employer does offer this to you! We will discuss 2021 changes and limits for each account per the IRS. We did take the time to shed some light on 2020 accomplishments for us and our goals for 2021 and how we plan to achieve these goals.  

-HSA/FSA starts at 1:42  

-2020 accomplishments starts at 27:05 

-2021 goals starts at 34:30

Trying to ask the right things and do the right things isn't always as easy as it seems in the dating phase. We will discuss questions that were asked about the courtship phase and more on how we feel the process should go for both the woman and man. When do you bring someone around your family? When is it appropriate to throw the booty? What lines should be drawn financially? Listen now to hear more on this topic!