We’re back in The Loan Lab for Episode 4—and guess who’s crashing the whole show? That’s right, Joe Gabrione is back and taking over the mic as our Best Guest EVER (his words, not ours 😂). While he still hasn’t officially passed his co-host audition, he’s here for the full ride on this week’s episode.

🎯 Episode Breakdown:

🔹 Intro & Banter – Jimmy & Jimmy kick things off with the usual chaos, bring in Joe G, and revisit his failed co-host audition (spoiler: we’re still laughing).

🔹 Mortgage Rates in a Minute – Jimmy Webber and Joe G tag-team this week’s rate rundown, breaking down where things stand and what borrowers should be paying attention to.

🔹 Lab Tested Questions – We answer your submitted questions, pulling straight from the DMs and comments with honest takes and actionable advice.

🔹 Main Topic: Price It Right or Pay the Price – We take a deep dive into why list price matters more than ever in today’s real estate market, how it can impact your home's time on the market, and what sellers (and agents) need to know when setting expectations.

🏀 Bonus Segment: March Madness Picks!
We close out the episode with our official Final Four predictions and national champion picks. If we’re wrong—blame Joe.

💬 Got a question or a hot take? DM us on Instagram (@yourhandle) and you might be featured on a future episode!

🔔 Subscribe & follow for weekly real estate insights, mortgage tips, and the best guest banter in the game.

#TheLoanLab #MortgagePodcast #RealEstateMarket #ListPriceMatters #JoeGForCoHost #MarchMadness

Welcome back to The Loan Lab! This week, we’re bringing the heat—literally—because the real estate market is on fire, and so is our new Loan Lab merch! Thanks to our sponsor, Joe Gabrione, we’ve got brand-new hats and shirts… but don’t worry, Joe still isn’t a co-host (and after his hilarious failed audition, he may never be 😂).

🔥 Episode Breakdown:

🔹 Market Madness & Mortgage Rates in a Minute – As predicted, the spring real estate season is heating up. We break down why March Madness isn’t just for basketball—it’s happening in the housing market too! Plus, Jimmy Webber gives us a quick update on mortgage rates and what buyers should expect.

🔹 Exclusive Interview with Local Realtor John Sintich – We sit down with John Sintich, a top-producing real estate agent, to talk about:
✅ How he got into real estate and built his business 📈
✅ The Real Talk On Real Estate Commission 🔥🏡
✅ His take on work-life balance in the real estate world 🤹
✅ What we, as mortgage lenders, look for in great realtor partnerships 🤝

👉 Connect with John Sintich:
🔹 Instagram - @John.Sintich
🔹 Facebook - @John Sinitch
🔹 YouTube - @chicagosouthsuburbsliving


🔹 Lab Tested Questions – We answer real estate & mortgage questions straight from social media!

🔹 Stories of Success – Real-world wins, including:
✅ How we successfully closed down payment assistance deals 🏡💰
✅ Helping a client refinance after a tough divorce—keeping the house and their financial future secure.

💬 Have a question for a future episode? DM us on Instagram (@LoanLabPodcast) for a chance to be featured!

🔔 Subscribe & Follow for mortgage insights, real estate strategies, and some good laughs along the way!

#RealEstate #MortgagePodcast #TheLoanLab #HomeLoans #JohnSintich #RealEstateSuccess

Ep. 2 – "Real Estate SZN Has Begun" 🎙️🏡

Welcome back to The Loan Lab! In this episode, hosts Jimmy White and Jimmy Webber kick off what many in the industry are calling the “Unofficial Start to the Real Estate Season.”

We discuss why the week after the Super Bowl is seen as the prime time for real estate activity—touching on everything from the holiday season (Thanksgiving to New Year's) and the January LUL to families planning moves once school lets out.

Episode Highlights:

• Mortgage Rates in a Minute:
  Jimmy Webber provides a quick snapshot of today’s mortgage rates, setting the tone for a deeper dive into rate trends.
• Lab Tested Questions:
  We tackle a burning question from our social media followers:
  “Why are those in the real estate industry always preaching to buy now, when interest rates and home prices are near all-time highs?”
• You Can’t Make This Up:
  Hear some of the craziest stories from our day-to-day business life—including a wild conversation from the office that you just can’t script!
• MEAT Topics:
  Dive into our in-depth segments on:
  • Understanding Appraisal Gap Strategies – What they are, how they work, and tips for navigating offers vs. appraised values.
  • Buydowns – How to Lower Your Mortgage Rate – Explore both temporary and permanent buydown strategies and when they might be right for you.
  • No-Doc and Low-Doc Loans – Learn what these loans are, who should consider them, and the potential risks involved.

Join us as we unpack the start of the real estate season with insights, real talk, and some unbelievable stories. Don’t forget to subscribe and follow us for more expert tips and behind-the-scenes looks into the mortgage world!

#RealEstateSeason #MortgagePodcast #TheLoanLab #HomeLoans #IndustryInsights

Ep. 1 – "New School vs. Old Rules" 🎙️🏡

Welcome to the first-ever episode of The Loan Lab! Your hosts Jimmy White & Jimmy Webber introduce themselves, sharing their personal and professional backgrounds in the mortgage industry. Get to know us as we kick off this brand-new podcast, diving into the evolution of the mortgage world and some of the wild stories we've experienced along the way.

🔥 Episode Breakdown:

🔹 Mortgage Rates in a Minute – Jimmy Webber breaks down where mortgage rates are today, followed by a deep dive into how they work, why they change, and what borrowers should know.

🔹 Lab Tested Questions – Answering real mortgage-related questions from our social media followers, covering everything from industry insights to surprising myths—and a few funny ones too!

🔹 You Can’t Make This Up – We share some of the craziest, most unbelievable stories from our day-to-day life in the mortgage business, including a wild scenario where a borrower wanted to add his ex-wife to a loan! 🤯

🔹 Joe Gabrione Interview – We sit down with Joe Gabrione, our divisional manager, to discuss how the mortgage industry has changed over the years, his transition from loan officer to leadership, and what he sees coming next in the market.

💬 Got a question for a future episode? DM us on Instagram (@LoanLabPodcast) for a chance to be featured!

🔔 Subscribe & Follow for real estate insights, mortgage strategies, and unfiltered industry talk!

🎧 Listen now on YouTube, Spotify, Apple Podcasts, and more!

#MortgagePodcast #RealEstate #HomeLoans #TheLoanLab #LoanOfficerLife