To understand how Capitec is reshaping the financial landscape for South African entrepreneurs, Michael Avery sat down with Karl Kumbier, Executive of Business Banking at Capitec. Karl highlighted how Capitec is transforming business banking through its focus on simplicity, affordability, and its unique, fintech-like approach to providing integrated financial services to untapped emerging markets.

AI adoption in Africa is crucial, and with it comes the importance of establishing a unique African AI identity. Dr. Mark Nasila, Chief Data and Analytics Officer at FNB Risk and acclaimed author of African Artificial Intelligence, joined Michael Avery to share his expertise on this topic.

They explored the current state of AI, especially in South Africa, the key industries it’s reshaping, as well as the potential benefits and risks associated with AI implementation particularly within the realm of traditional banking.

To shed light on the entrepreneurial opportunities that emerge from the shadows of industry giants, Michael Avery was joined by TJ Strydom, author of Capitec: Stalking Giants. Together, they explore how Capitec, a small start-up from Stellenbosch, has transformed into one of South Africa's most remarkable success stories.

TJ shared his perspectives on Capitec’s innovative strategies, commitment to customer centricity, and the cultural shifts that have fuelled its growth, along with insights into what the future may hold for the bank.