The dudes catch up from their month off with their end of summer shenanigans, then go back to business. Have you considered buying a home with a friend? What's the truth of credit karma? Is a one stop shop realtor the best for buyers? Check out this episode for the answer for these questions.

Thanks for listening and enjoy the show!

__________________________________________

For more information and to apply for free visit https://greentreeloan.com/ or https://moloneymortgage.com/

_____________________________________________________________

Shane Marzullo 419-861-9008 Greentree Mortgage Services 7555 Airport Hwy, Suite A * Holland, OH 43528 NMLS 275577/133641, MI FR0018548

Ed Moloney Equity Resources, Inc. 774-573-0329 465 E Falmouth Hwy, Ste B * East Falmouth, MA 02536 NMLS 1579/10321 MA Mortgage Lender & MA Mortgage Broker MC1579. NH 23282-MB-BCH. RI 20153125LL B03 DBA Equity Resources of Ohio, Inc. Certain restrictions apply, call for details.

There is so much misinformation out there about buying homes these days. The dudes go over some of the top Home Buying Myths today and educate you on how you can be a homeowner regardless of the negative things you hear.

Thanks for listening and enjoy the show!

__________________________________________

For more information and to apply for free visit https://greentreeloan.com/ or https://moloneymortgage.com/

_____________________________________________________________

Shane Marzullo 419-861-9008 Greentree Mortgage Services 7555 Airport Hwy, Suite A * Holland, OH 43528 NMLS 275577/133641, MI FR0018548

Ed Moloney Equity Resources, Inc. 774-573-0329 465 E Falmouth Hwy, Ste B * East Falmouth, MA 02536 NMLS 1579/10321 MA Mortgage Lender & MA Mortgage Broker MC1579. NH 23282-MB-BCH. RI 20153125LL B03 DBA Equity Resources of Ohio, Inc. Certain restrictions apply, call for details.

FHA loan with 3.5% down payment. Loan Amount $245,471 with a fixed interest rate of 6.500% (7.110% APR) for 30 years = $1,661.55 monthly payment.

Conventional loan with 20% down payment. Loan Amount $280,000 with a 7.000% fixed interest rate/7.060% APR for 30 years = $1,862.85 monthly payment.

Conventional loan with 3% down payment. Loan amount $130,950 with a fixed interest rate of 6.5% (6.859% APR) for 30 years = $860.43 monthly payment.

Conventional loan with Loan Amount $240,000 with a 6.625% fixed interest rate/6.711% APR for 30 years = $1536.75 monthly payment.

Conventional loan with Loan Amount $240,000 with a 6.625% fixed interest rate/6.767% APR for 15 years = $2107.19 monthly payment.

Payment is Principal & Interest only, based on a 790 credit score. Does not include amounts for taxes & home insurance premiums. The actual payment obligation will be greater. Final approval subject to credit review. Loan program examples are for illustrative purposes only. This is not a commitment to lend.

This week, the dudes are serving up a hot fresh mortgage pie! Listen to learn about VA loans, continuing information on Multi-Family Homes, what other services The Dudes provide, and what have they been up too this summer!

Thanks for listening and enjoy the show!

_____________________________________________________________________________________________________________________

For more information and to apply for free visit https://greentreeloan.com/ or https://moloneymortgage.com/

_____________________________________________________________________________________________________________________

Shane Marzullo Greentree Mortgage Services

419-861-9008 | 7555 Airport Hwy, Suite A * Holland, OH 43528

NMLS 275577/133641, MI FR0018548

Ed Moloney Equity Resources, Inc.

774-573-0329 | 465 E Falmouth Hwy, Ste B * East Falmouth, MA 02536 NMLS 1579/10321

MA Mortgage Lender & MA Mortgage Broker MC1579. NH 23282-MB-BCH. RI 20153125LL B03 DBA Equity Resources of Ohio, Inc.

Certain restrictions apply, call for details.

Join Shane and Ed as they educate on FHA, Non-Occupant Co-Borrower and Multifamily units. Then, the age old debate of which is better, fishing or golfing.

Thanks for listening and enjoy the show!

__________________________________________

For more information and to apply for free visit https://greentreeloan.com/ or https://moloneymortgage.com/

_____________________________________________________________

Shane Marzullo 419-861-9008 Greentree Mortgage Services 7555 Airport Hwy, Suite A * Holland, OH 43528 NMLS 275577/133641, MI FR0018548

Ed Moloney Equity Resources, Inc. 774-573-0329 465 E Falmouth Hwy, Ste B * East Falmouth, MA 02536 NMLS 1579/10321 MA Mortgage Lender & MA Mortgage Broker MC1579. NH 23282-MB-BCH. RI 20153125LL B03 DBA Equity Resources of Ohio, Inc. Certain restrictions apply, call for details.

The dudes discuss insurance, how to decide how much home you can afford, buying a foreclosed home, and how glamping is better than fishing.

Thanks for listening and enjoy the show!

__________________________________________

For more information and to apply for free

visit https://greentreeloan.com/ or https://moloneymortgage.com/

_____________________________________________________________

Shane Marzullo 419-861-9008 Greentree Mortgage Services 7555 Airport Hwy, Suite A * Holland, OH 43528 NMLS 275577/133641, MI FR0018548

Ed Moloney Equity Resources, Inc. 774-573-0329 465 E Falmouth Hwy, Ste B * East Falmouth, MA 02536 NMLS 1579/10321 MA Mortgage Lender & MA Mortgage Broker MC1579. NH 23282-MB-BCH. RI 20153125LL B03 DBA Equity Resources of Ohio, Inc.

Loan program example is for educational purposes. This is not a commitment to lend. Programs are subject to change without notice. Certain restrictions apply, call for details.

In today's episode the dudes talk the right timing to lock a rate and do a dive into what are trigger leads and why they put the dudes in a mood.

To get out of the scope of the trigger leads, check out our instructions here,

https://rebrand.ly/RemoveFromLists

Thanks for listening and enjoy the show!

__________________________________________

For more information and to apply for free visit https://greentreeloan.com/ or https://moloneymortgage.com/

_____________________________________________________________

Shane Marzullo

419-861-9008

Greentree Mortgage Services

7555 Airport Hwy, Suite A * Holland, OH 43528

NMLS 275577/133641, MI FR0018548

Ed Moloney

Equity Resources, Inc.

774-573-0329

465 E Falmouth Hwy, Ste B * East Falmouth, MA 02536

NMLS 1579/10321 MA Mortgage Lender & MA Mortgage Broker MC1579. NH 23282-MB-BCH. RI 20153125LL B03

DBA Equity Resources of Ohio, Inc.

Certain restrictions apply, call for details.

Ed and Shane discuss how anyone can be a homeowner regardless of the myths and misinformation out there.

Thanks for listening and enjoy the show!

__________________________________________

For more information and to apply for free

visit https://greentreeloan.com/ or http://www.moloneymortgage.com/

_____________________________________________________________

Shane Marzullo

419-861-9008

Greentree Mortgage Services

7555 Airport Hwy, Suite A * Holland, OH 43528

NMLS 275577/133641, MI FR0018548

Ed Moloney

Equity Resources, Inc.

774-573-0329

465 E Falmouth Hwy, Ste B * East Falmouth, MA 02536

NMLS 1579/10321 MA Mortgage Lender & MA Mortgage Broker MC1579.

NH 23282-MB-BCH. RI 20153125LL B03

DBA Equity Resources of Ohio, Inc.

Certain restrictions apply, call for details.

*Compliance*

00:04:23:23 - Conventional loan with a 20% down payment. Loan Amount $280,000 with a 7% fixed interest rate/7.060% APR for 30 years = $1,862.85 monthly payment.**

00:05:12:01 - Conventional loan with a 3% down payment. Loan Amount $242,500 with a 7% fixed interest rate/7.331% APR for 30 years = $1,680.05 monthly payment. ** Conventional loan with a 5% down payment. Loan Amount $237,500 with a 6.5% fixed interest rate/6.767% APR for 30 years = $1,550.64 monthly payment.**

00:17:12:17 - Purchase Price $1,150,000 with a $425,000 down payment. Loan Amount $725,000.Fixed APR 7.427 for 30 years = $5,007.39 monthly payment* * Refinance: Loan Amount $725,000. Fixed APR 6.564% for 30 years = $4,582.49 monthly payment**

00:21:02:12 - Conventional loan with a 20% down payment. Loan Amount $200,000 with a 6.875% fixed interest rate/6.958% APR for 30 years = $1,313.86 monthly payment.** *Conventional loan with an 20% down payment. Loan Amount $200,000 with a 6.875% fixed interest rate/7.081% APR for 15 years = $1,783.71 monthly payment.**

**Disclaimer**

Payment is Principal &; Interest based on a 790 credit score. Does not include amounts for taxes and home insurance premiums. The actual payment obligation will be greater. Final approval subject to credit review. This is not a commitment to lend. Loan program example is for educational, illustrative purposes only.

Meet your hosts, Shane Marzullo of Greentree Mortgage Services and Ed Moloney of Equity Resources, Inc., two of the most knowledgeable, and possibly the wackiest, mortgage lenders around.

In this episode, you will get to know the dudes, hear their goals for this show, and learn the true facts of the current market for January 2024.

Thanks for listening and enjoy the show!

__________________________________________

For more information and to apply for free visit

https://greentreeloan.com/ or https://moloneymortgage.com/ _____________________________________________________________

Shane Marzullo

Greentree Mortgage Services

419-861-9008

7555 Airport Hwy, Suite A * Holland, OH 43528

NMLS 275577/133641, MI FR0018548

Ed Moloney

Equity Resources, Inc.

774-573-0329

465 E Falmouth Hwy, Ste B * East Falmouth, MA 02536

NMLS 1579/10321 MA Mortgage Lender & MA Mortgage Broker MC1579. NH 23282-MB-BCH. RI 20153125LL B03 DBA Equity Resources of Ohio, Inc.

Certain restrictions apply, call for details.