⚠️ **Heads up for non-permanent residents** — FHA and USDA loans will now require lawful permanent residency (green card holders). Conventional (Fannie Mae/Freddie Mac) hasn’t followed suit *yet*, but it’s likely coming. 📆 If you're currently shopping and relying on FHA, **May 24th** is your deadline to be under contract and secure a case number before the change fully kicks in.

Western Ohio Mortgage MB #9601 Adam J. Rose NMLS #870301

In this episode of The Mortgage Guy Podcast, we welcome back Aaron Barker, a professional sales and leadership coach at Southwestern Coaching. Aaron brings a unique approach to coaching, helping professionals redefine their mindset, regain motivation, and achieve both success and work-life balance. 🔹 What We Cover: ✅ How shifting your mindset can change your career & personal life ✅ The difference between a calendar vs. schedule—and why it matters ✅ How to create aligned goals that truly move you forward ✅ Measuring work-life balance & success beyond numbers ✅ Why vision & purpose should be the foundation of your business

Western Ohio Mortgage MB #9601 Adam J. Rose NMLS #870301

In this episode of The Mortgage Guy Podcast, we’re covering: 📉 Mortgage rate updates – What’s driving recent changes? 🏛️ Legislative updates – Highlights from Ohio’s Capitol & upcoming Homebuyer Summit. 💰 Tariffs & inflation – How will they impact housing affordability? 📊 Treasury bonds & national debt – Why do they matter for mortgage rates?

Western Ohio Mortgage MB #9601 Adam J. Rose NMLS #870301