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あらすじ・解説
This episode is about how sometimes you really need debt to move forward in your life. And even if you don’t need it, sometimes it can be a big help and well worth it to use debt as a tool to level up.Where we got examples of costs:* The average cost to move across the country when you have two to three bedrooms is between $3,000 and $9,500.* On average, divorce lawyers cost $270 per hour, with a total average cost of $11,300. * The average cost of immigrating to the U.S. is $1,200 to $8,000, depending on a variety of factors.* The average cost of in-state tuition at a four-year public college is $9,678 a year.* Depending on the type of business, you could spend anywhere from almost nothing to thousands of dollars. According to a Shopify survey, it’s common for business owners to spend about $40,000 in their first year.* The referenced “Boots” theory of socio-economic unfairness from Men at Arms by Terry Pratchett.Resources for getting help* National Domestic Violence Hotline* National Resource Center on Domestic Violence* Local food banks from Feeding America* National Immigrant Justice Center* SBA’s 7(a) loan program* Unemployment benefits* DOJ list of credit counseling agencies* CFPB information on credit counselingThanks to our guests who shared their stories* Adrienne Taylor from Tailored Wealth Saver* Ashley Patrick from Budgets Made Easy* Eric Brotman from BFG Financial AdvisorsWe recommend checking out the Borrowing Basics game and resource page from the FDIC.Consider supporting us by upgrading to a paid subscription on itdoesntmakecents.com (so we can continue to keep doing this work).Or, for a one-off donation, buy us a refreshing beverage on Ko-fi.And make sure you check out our websites as well:* Sarah Li-Cain* Miranda Marquit Get full access to It Doesn't Make Cents at itdoesntmakecents.substack.com/subscribe