Are you ready to wrap up the year with a mix of real estate wisdom, unforgettable stories, and a few good laughs? Your Real Estate Mama host Jan Scott takes us on a journey through the best moments of 2024. From must-ask questions for real estate agents to shocking home inspection tales and essential mortgage tips, this episode is jam-packed with practical advice and heartwarming reflections.

What You’ll Learn:

1. The one question to always ask your real estate agent before hiring them.
2. Why title insurance is a must and what hidden risks it can save you from.
3. Mortgage tips to simplify the lending process, especially for self-employed buyers.
4. The importance of home inspections—even for new homes!
5. The ultimate decluttering guide to sell your home faster and for top dollar.

Memorable Quotes:

• “Buying a home is the biggest investment you’ll ever make. Don’t trust it to a rookie!”
• “Your agent should know the land—what’s under it, what’s around it, and its history.”
• “Decluttering isn’t just for showings; it makes moving out easier for you, too.”
• “People build houses, and people make mistakes. That’s why a good inspection is priceless.”

Sources:

• Tracy Newby, Anchor Title: Title policy and protecting your home ownership.
• Rose Roush, Mortgage Expert: Essential mortgage insights for buyers.
• Rion Du Plessis, Home Boss Inspection: Hidden dangers in old and new homes.

Conclusion:
From hilarious “crappy subdivision” stories to hard-hitting real estate advice, Jan Scott reminds us why experience and preparation matter. Whether you're a first-time buyer or a seasoned seller, this year’s highlights prove that “a little love, a lot of laughter, and always listening to your mama” is the key to success—both in real estate and in life.

Merry Christmas, Happy New Year, and here’s to an even better 2025!

Send Jan a text

Follow for Weekly Real Estate Tips and Expert Advice!
Looking to buy or sell a home? Tune in every week for real estate tips, expert advice, and real-life stories to help you navigate the housing market with confidence! 🏡 Plus, get a little mama wisdom to make your home journey smoother.

Have Real Estate Questions or Comments?
I’d love to answer them in an upcoming episode! Don’t hesitate to reach out with your real estate questions, whether it’s about buying, selling, or getting your home ready for the market.

Need a Trusted Realtor?
Connect with me to find a trusted and experienced realtor in your area. Whether you're a first-time home buyer or a seasoned seller, I’m here to guide you every step of the way.

Email: jan@yourrealestatemama.com
Follow on Facebook: @YourRealEstateMamaPodcast

Are you ready to save money on your taxes this year?

In this episode, I dive into essential year-end tax tips for homeowners and homebuyers. Learn how to maximize deductions like mortgage interest, property taxes, and home office expenses, and discover tax breaks for new homebuyers, including homestead exemptions and energy-efficient upgrades.

Whether you’ve owned your home for years or just purchased your first, this guide will help you prepare and organize for tax season while keeping more money in your pocket.

What You’ll Learn:

• Why year-end tax planning is crucial for homeowners and buyers.
• Key tax deductions for homeowners, including mortgage interest, property taxes, and home office expenses.
• Special tax breaks for recent homebuyers, such as deducting points and claiming homestead exemptions.
• How energy-efficient upgrades and medical-related home modifications can save you money.
• Important reminders for Alabama listeners and military families.
• How to stay organized with tax documents and avoid penalties for new 2024 regulations.

Resources Mentioned:

• BOIR Filing: bioefiling.fincen.gov
• Homestead Exemption Details: Contact your local tax assessor’s office.
• Proverbs 16:9 for Inspiration

Send Jan a text

Follow for Weekly Real Estate Tips and Expert Advice!
Looking to buy or sell a home? Tune in every week for real estate tips, expert advice, and real-life stories to help you navigate the housing market with confidence! 🏡 Plus, get a little mama wisdom to make your home journey smoother.

Have Real Estate Questions or Comments?
I’d love to answer them in an upcoming episode! Don’t hesitate to reach out with your real estate questions, whether it’s about buying, selling, or getting your home ready for the market.

Need a Trusted Realtor?
Connect with me to find a trusted and experienced realtor in your area. Whether you're a first-time home buyer or a seasoned seller, I’m here to guide you every step of the way.

Email: jan@yourrealestatemama.com
Follow on Facebook: @YourRealEstateMamaPodcast

Are you waiting for the "perfect time" to buy a home? With so many people holding off for lower interest rates or other reasons, let’s unpack why homeownership might still be the smarter move—right now!

I’m Jan Scott, your Real Estate Mama, and today I’m joined by Rose Rauch, the mortgage gal with Magnolia Mortgage. Rose is my go-to miracle worker when it comes to navigating the world of mortgages, and she’s here to share her wisdom on why owning a home beats renting every time.

Here’s what you’ll learn in this episode:

• The financial benefits of owning a home—including building equity and tax advantages.
• How homeownership fosters stability for your family and strengthens communities.
• Creative financing options for buying a home, even with a small down payment.
• Why the home you buy today can be the stepping stone to your dream home.
• How to create a plan to move from renting to owning—no matter where you are financially.

We’ll also bust some common myths about interest rates and help you see why waiting might cost you more in the long run. Whether you’re ready to buy now or just starting to dream, this episode is packed with insights to get you on the path to homeownership.

Tune in and let’s make sure that lease you’re in now is your last!

Send Jan a text

Follow for Weekly Real Estate Tips and Expert Advice!
Looking to buy or sell a home? Tune in every week for real estate tips, expert advice, and real-life stories to help you navigate the housing market with confidence! 🏡 Plus, get a little mama wisdom to make your home journey smoother.

Have Real Estate Questions or Comments?
I’d love to answer them in an upcoming episode! Don’t hesitate to reach out with your real estate questions, whether it’s about buying, selling, or getting your home ready for the market.

Need a Trusted Realtor?
Connect with me to find a trusted and experienced realtor in your area. Whether you're a first-time home buyer or a seasoned seller, I’m here to guide you every step of the way.

Email: jan@yourrealestatemama.com
Follow on Facebook: @YourRealEstateMamaPodcast