In this empowering episode of Everyday Money Heroes, host Nik Johnson sits down with Becca Andrews, a former music teacher turned money coach and founder of Money Beyond Math, who’s helped over 400+ people take control of their finances. From graduating college buried in $50,000 of student loans to launching a thriving financial education business, Becca shares practical, real-world money strategies that anyone can use—no spreadsheet obsession required!Becca opens up about the most common financial mistake people make—lack of intentionality—and how you can fix it starting today. Learn how she transformed her mindset around debt, turned anxiety into action, and now empowers others to overcome limiting beliefs like “I’m bad with money” with small, repeatable habits.This episode dives into budgeting alternatives, sustainable money tracking methods, and how to break free from financial shame by using your values as your money compass. Plus, hear Becca’s insight on good debt vs. bad debt, how to shift your mindset gradually, and simple negotiation tactics—even for beginners!Becca also shares the inspiration behind her 100-Day Financial Challenge, proving that small steps lead to big changes. Whether you're struggling with debt, unsure how to start budgeting, or just looking to take your financial knowledge to the next level

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