In this empowering episode of Everyday Money Heroes, host Nik Johnson sits down with Becca Andrews, a former music teacher turned money coach and founder of Money Beyond Math, who’s helped over 400+ people take control of their finances. From graduating college buried in $50,000 of student loans to launching a thriving financial education business, Becca shares practical, real-world money strategies that anyone can use—no spreadsheet obsession required!Becca opens up about the most common financial mistake people make—lack of intentionality—and how you can fix it starting today. Learn how she transformed her mindset around debt, turned anxiety into action, and now empowers others to overcome limiting beliefs like “I’m bad with money” with small, repeatable habits.This episode dives into budgeting alternatives, sustainable money tracking methods, and how to break free from financial shame by using your values as your money compass. Plus, hear Becca’s insight on good debt vs. bad debt, how to shift your mindset gradually, and simple negotiation tactics—even for beginners!Becca also shares the inspiration behind her 100-Day Financial Challenge, proving that small steps lead to big changes. Whether you're struggling with debt, unsure how to start budgeting, or just looking to take your financial knowledge to the next level

Connect with Becca moneybeyondmath.com

In this powerful episode of Everyday Money Heroes, host Nik Johnson interviews financial freedom trailblazer Aja McClanahan, who shares her jaw-dropping journey from crushing debt to financial independence — and how she did it twice. Aja and her family paid off over $120,000 in debt by humbling their lifestyle, living in a bullet-riddled home in inner-city Chicago, and leveraging Dave Ramsey’s Baby Steps and smart side hustles. But her story doesn’t stop there.After a high-conflict divorce left her without her pension, real estate, or business, Aja faced a financial reset. Yet through resilience, faith, and financial literacy, she rebuilt from scratch, acquiring multiple properties without debt, sending her kids to college and private school debt-free, and building a life of financial freedom and location independence—now living in Puerto Rico and planning a move to the EU!Aja reveals her secrets to investing in real estate with no mortgage, tapping into creative strategies like owner financing and auctions. She also opens up about the emotional healing necessary to rebuild wealth, the importance of vision boards, and how anyone—regardless of income—can break the paycheck-to-paycheck cycle and live life on their own terms.If you’re looking for inspiration, practical steps, and a blueprint to financial independence, this is a must-watch. Subscribe now and start your journey to becoming a Money Hero.Connect with Aja Youtube @PrinciplesofIncreaseTV Instagram www.instagram.com/principlesofincreaseprinciplesofincrease.com#financialindependence #debtfree #ajamcclanahan #firemovement #blackwomanfinance#moneypodcast

In this exclusive interview, Justin Pogue, a renowned real estate consultant and author, reveals the game-changing strategies that renters MUST know to get the best deals. These insider secrets will help you negotiate better, maximize profits, and avoid costly mistakes.

You'll Learn:

The TRUTH about rental pricing & hidden negotiation tactics

How to find the BEST rental deals that most people overlook

Secret strategies landlords use to increase their income (and how to counter them!)

The biggest mistakes renters make—and how to avoid them

Insider knowledge that real estate pros DON’T want you to know

This episode is PACKED with must-know real estate hacks that can save you thousands and give you a competitive edge in today’s market. Justin Pogue shares real-life examples and proven strategies that will change the way you approach real estate forever.