Labour's landslide victory in the General Election raises questions about what the policy development will be for leaseholders' benefit in the United Kingdom. In this month’s Debt Talk podcast with Ripon Ray, three distinguished individuals share their knowledge on another important subject, ‘Leasehold & charges’.

Suz Muna from the Social Housing Action Campaign says that renting and leasehold are two sides of the same coin where leaseholders are very much trapped in an exploitative situation from developers, freeholders, and management companies. Many of the leaseholders are living in unsalable homes whilst service charges are rocketing up. She argues for the abolition of leaseholds.

Nicolas Kissen, senior adviser and a solicitor at the Leasehold Advisory Service, explained the rights leaseholders may have against stakeholders when there are high charges, bad behaviour and cladding in properties.

Matthew Connell, Director of Policy and Public Affairs for the Personal Finance Society emphasised exploring different insurance and service products for leaseholders and explaining free money advice when leaseholders need support.

They also provided TOP TIPS to the new Labour government to make policy changes to improve the conditions for leaseholders who are struggling with service charges.

The next podcast on Debt Talk is on: 'Carers & benefit Overpayment'. If you want to get involved, get in touch with Ripon Ray - ripon.ray@yourdoctordebt.com