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  • Breaking Down Vertical Fragmentation: Why the Future Lies in Horizontal Digital Integration (HDI)
    2024/10/02

    In this episode of the Digital Disruption Podcast, hosts Chris Williams and Pete Gatenby delve into the topic of vertical fragmentation and its impact on the UK home buying process. They discuss how isolated digital solutions have led to inefficiencies, delays, and friction in transactions across the property market's ecosystem. With various actors like vendors, lenders, and property firms all affected, the need for a more holistic approach becomes clear.

    Chris and Pete introduce Horizontal Digital Integration (HDI) as the solution to the current fragmentation. They highlight the need for interoperability and collaboration across all parties in the ecosystem to improve the customer experience, maintain competitive advantages, and increase efficiency in decision-making. The conversation explores practical steps for businesses to begin implementing HDI, including conducting mapping exercises to assess existing technologies and identifying potential collaborative partners.

    The hosts provide real-world examples of HDI in action, such as Zoopla's integration with mortgage brokers and LMS Connells' pilot focusing on upfront data sharing to streamline processes. They also emphasize that organizations of all sizes can play a role in this shift—even those without large technology teams.

    The episode concludes with an open invitation for listeners to engage further on HDI and its potential to transform the property market. Additionally, they announce the launch of Novus Strategy and Consulting's new physical newsletter, offering unbiased insights and analysis to support digital transformation in the home buying sector.

    This episode is a call to action for stakeholders in the industry to embrace HDI, leverage technology, and put the customer at the heart of their strategies.

    For more insights, visit our website or connect with us on LinkedIn.

    To connect with Pete on LinkedIn visit - Pete's LinkedIn profile

    To connect with Chris on LinkedIn visit - Chris's LinkedIn profile

    For more insights and assistance in your digital transformation, visit https://www.novus-strategy.com/ and connect with us on LinkedIn at https://www.linkedin.com/company/novus-strategy/ or email us at hello@novus-strategy.com.

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    18 分
  • Are You Prepared for the Next Wave of Digital-First Homebuyers?
    2024/09/11

    In this episode of the Digital Disruption Podcast, hosts Chris Williams and Pete Gatenby dive deep into the shifting landscape of the UK home-buying market, with a focus on the evolving demographic of buyers and sellers. As digital natives (millennials and Gen Z) become the majority in the property market, the demand for seamless, digital-first experiences is reshaping how transactions happen.

    The discussion touches on critical topics such as:

    • The importance of digital maturity across the home-buying ecosystem and how each component is ready for transformation.
    • How demographic shifts—with over 80% of home buyers and movers soon being digital natives—are driving the need for a completely integrated, horizontal digital journey.
    • The potential for disrupting the mortgage broker space with new technology and consumer expectations.
    • The importance of in-life customer experience for lenders, who must adapt to the fast-paced, high-expectation environment of the next generation of buyers.
    • Insights into cross-industry learnings, including lessons from the car-buying market, and how they apply to improving the home-buying process.

    The episode highlights the opportunities for lenders and other stakeholders to stay ahead of the curve by embracing digital transformation, experimenting with new technologies, and focusing on improving transaction times and customer satisfaction in a rapidly changing market.

    For more insights, visit our website or connect with us on LinkedIn.

    To connect with Pete on LinkedIn visit - Pete's LinkedIn profile

    To connect with Chris on LinkedIn visit - Chris's LinkedIn profile

    For more insights and assistance in your digital transformation, visit https://www.novus-strategy.com/ and connect with us on LinkedIn at https://www.linkedin.com/company/novus-strategy/ or email us at hello@novus-strategy.com.

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    24 分
  • Investment versus Impact - Ownership versus Access
    2024/08/12

    In this episode of the Digital Disruption Podcast by Novus Strategy, Pete Gatenby and Chris Williams discuss how to leverage two simple models that can accelerate your digital transformation and save you time and money. The first is the Investment Versus Impact framework, where Pete and Chris share some key insights and methods on using this model and how you can quickly begin to outpace competition.

    The second, is ownership versus access.

    Should you own your IP, build your own teams or outsource, leveraging others IP. Pete and Chris break down the approach and share how progressive organisations quickly determine the best route.

    For more insights, visit our website or connect with us on LinkedIn.

    To connect with Pete on LinkedIn visit - Pete's LinkedIn profile

    To connect with Chris on LinkedIn visit - Chris's LinkedIn profile

    For more insights and assistance in your digital transformation, visit https://www.novus-strategy.com/ and connect with us on LinkedIn at https://www.linkedin.com/company/novus-strategy/ or email us at hello@novus-strategy.com.

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    18 分
  • Organising for Digital Transformation in the Home Buying Sector
    2024/07/18

    In this episode of the Digital Disruption Podcast by Novus Strategy, Pete Gatenby and Chris Williams discuss how to prepare your business for digital transformation and disruption in the home buying sector. Learn about AI readiness, data organisation, agile methodologies, and building high-performing teams. Discover the importance of business readiness and technology delivery in achieving successful digital transformation.

    For more insights, visit our website or connect with us on LinkedIn.

    To connect with Pete on LinkedIn visit - Pete's LinkedIn profile

    To connect with Chris on LinkedIn visit - Chris's LinkedIn profile

    For more insights and assistance in your digital transformation, visit https://www.novus-strategy.com/ and connect with us on LinkedIn at https://www.linkedin.com/company/novus-strategy/ or email us at hello@novus-strategy.com.

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    30 分
  • Conveyancing Scams: Digital Solutions for the Mortgage Industry
    2024/07/04

    In this episode of the Digital Disruption podcast by Novus Strategy and Consulting, Pete Gatenby and Chris Williams discuss the alarming rise in conveyancing scams, with a 29% increase reported by Lloyd's Banking Group.

    We delve into the role of digital transformation in the home buying sector, focusing on innovative solutions to enhance security and efficiency. Learn how digital conveyancing solutions and risk management can protect consumers and streamline the mortgage process.

    For more insights, visit our website or connect with us on LinkedIn.

    To connect with Pete on LinkedIn visit - Pete's LinkedIn profile

    To connect with Chris on LinkedIn visit - Chris's LinkedIn profile

    For more insights and assistance in your digital transformation, visit https://www.novus-strategy.com/ and connect with us on LinkedIn at https://www.linkedin.com/company/novus-strategy/ or email us at hello@novus-strategy.com.

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    18 分
  • Building Societies' Digital Transformation: Overcoming Interoperability Challenges
    2024/05/23

    Explore the pivotal role of building societies in the UK's home buying sector and the digital transformation journey they undertake. This episode of the Digital Disruption Podcast, presented by Novus Strategy, delves into the challenges of interoperability, the importance of digital readiness, and innovative strategies for legacy technology integration. Discover how to navigate vendor selection and harness the right talent for a successful digital overhaul.

    To connect with Pete on LinkedIn visit - Pete's LinkedIn profile

    To connect with Chris on LinkedIn visit - Chris's LinkedIn profile

    For more insights and assistance in your digital transformation, visit https://www.novus-strategy.com/ and connect with us on LinkedIn at https://www.linkedin.com/company/26212474/admin/feed/posts/ or email us at hello@novus-strategy.com.

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    21 分
  • Agile Transformation in UK Mortgage Sector: Building High-Performing Teams
    2024/05/15

    Agile Transformation in UK Mortgage Sector: Building High-Performing Teams

    Description: Dive into the heart of digital transformation within the UK mortgage and home buying sector with Novus Strategy. In this episode of the Digital Disruption podcast, hosts Pete Gatenby and Chris Williams share invaluable insights on the pivotal role of people in driving technological advancements. Discover strategies for assembling high-performing teams, adopting agile methodologies, and crafting a clear transformation roadmap.

    To connect with Pete on LinkedIn visit - Pete's LinkedIn profile

    To connect with Chris on LinkedIn visit - Chris's LinkedIn profile

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    37 分
  • From current state to Future state: Enhancing Conveyancing & Mortgage Efficiency | Novus Strategy & Consulting
    2024/04/17

    Discover the future of UK home buying with Novus Strategy's latest Digital Disruption Podcast episode. Join Pete Gatenby and Chris Williams as they delve into the digital transformation of the conveyancing process, aiming to streamline mortgage transactions and improve customer experiences.

    Learn about the critical role of data-driven decision-making, the importance of market collaboration, and the innovative technologies shaping the legal tech landscape for conveyancers.

    To connect with Pete on LinkedIn visit - Pete's LinkedIn profile

    To connect with Chris on LinkedIn visit - Chris's LinkedIn profile

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    25 分